get started

The application is quick, and, in general, you'll be funded the next business day.

Car
"Winning would be like a $5,000 raise. Yah-hoo!

win auto payments for a year

Take a free ride on Columbia! We'll automatically enter you to win 12 payments when you take out an auto loan of $10,000 or more and set up automatic payments between now and Nov 30. Start the process today using our online tools or ask for Columbia financing at the dealership.

Refinance from Elsewhere

  • Lower your monthly car payments
  • Save money on interest
  • Lower your current rate at least 1.00% APR†
  • Rates as low as 4.74% APR*
  • No application fee

Buy a New Vehicle

  • Apply now or at the dealership
  • Up to .50% APR discount for fuel-efficient vehicles‡
  • Deduct your sales tax (irs.gov)
  • Rates as low as 4.74% APR*
  • No application fee

Most popular auto lender in SW Washington


Experience the great rates, convenient locations and stunning service that helped us earn status as the #1 auto lender (by number of loans) and best financial institution (voted by Columbian newspaper readers) in Clark County.

Automatic loan payments from checking


To be entered to win, you’ll also need to set up convenient, automatic loan payments from a Columbia checking account. Of course we have free checking, income bearing options and rewards options.
Help us spread the excitement. When you tell a friend about Columbia's Payment Free Promotion, you'll be entered to win one of six $50 gift cards.

† Auto refinance discount of 1.00% APR applies to current lender loan rate or receive the current qualifying rate from Columbia, whichever is lower. Rates range from 4.74% APR to 16.99% APR depending upon collateral, credit qualifications, and loan repayment. Auto loan must be refinanced from another financial institution. Proof of current APR may be required and subject to loan approval. APRs accurate as of 5/27/09.

‡Our E-Go Green Auto Loan program provides qualifying rate discounts of .25% APR for vehicles designated by the Environmental Protection Agency as SmartWay and .50% APR for vehicles designated as SmartWay Elite in addition to the 1.00% APR auto refinance discount above. Auto refinance and E-Go discounts are subject to our minimum 4.74% APR. E-Go discount rate requires free paperless, e-statements and automatic payment from a Columbia checking account. Membership required to borrow.