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Borrow in a breeze. Our home equity loan application is quick and easy.

home equity loan application

Applying online for a home equity loan or line of credit is simple, fast and secure. You can also apply at one of our 12 convenient branch locations or by phone at 360.891.4000. Qualifying borrowers will automatically be entered into the Payment Free Promotion — no entry form needed.

Are you a credit union member?


If you're not yet a member, welcome. Membership is required to borrow, but it's easy to join if you or one of your family members lives or works in Washington. To save you time, we’ll process your membership along with your loan application. With just a $5 or more deposit into savings and a $5 lifetime membership fee, you’ll be able to enjoy the savings and benefits of Clark County’s best financial institution!

Quick decisions and funding


When you apply online, you will receive one of the following messages within 90 seconds.

  • APPROVAL: A loan officer will contact you by noon the next business day to finalize your loan details.
  • PENDING: Your application has been received. You will be contacted by noon the next business day for additional information and to give a final decision regarding the application.

Step 1: Gather your application details


You will need to provide the following information for yourself and any co-applicant:

  • Address, employment and income
  • Personal reference contact information

Step 2: Read the disclosure


To begin your loan application process, please read and agree to the following:
  1. I agree to be bound by the terms and conditions in the Home Equity Disclosure
  2. I have read and understand the following education documents:

I agree