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Smart Car Giveaway Official Rules
No Purchase Necessary
Eligibility: The Columbia Credit Union (“Columbia”) “Smart Car" Promotion (the “Promotion”) is open and
offered only to legal residents of the State of Washington or the State of Oregon who are 18 years of age or older
as of October 31, 2008 and who have a valid drivers license. Employees, officers and directors of Columbia
(“Sponsor”), or their parents, affiliated and subsidiary companies; their legal advisors, advertising and
promotional agencies, and web suppliers for this promotion; as well as the immediate family (spouse, parents,
siblings and children, regardless of where they live) or members of the households of such employees, officers
or directors (whether or not related), are not eligible. By entering, you agree to these Official Rules and
the decisions of Sponsor, which are final and binding in all respects. Void where prohibited.
Promotional Period: The Promotion begins on June 2, 2008 at 12:01:00 p.m. Pacific Standard Time and ends on
October 31, 2008 at 11:59 p.m. Pacific Standard Time (the “Promotional Period”).
Drawing: All completed entries will be compiled and three names will be randomly selected (“Finalists”).
Each Finalist will draw a key to potentially start the Smart car. The other two Finalists receive $1,000 each.
Only one key will start the Smart car. Finalists must agree to all conditions in section 7 and if not, then other
name(s) will be drawn and the same process will follow until three people accept the conditions in section 7.
The Drawing will take place on or before December 10, 2008. The Finalists will be notified by phone or email
on the same day.
Giveaway Ceremony: Finalists must agree to gather at Columbia’s Grand Central branch on December 15, 2008
at 10:00 a.m. Winner must take possession of the Smart car by December 31, 2008.
Entry/Additional Entries:
Automatic Entries: An eligible person receives automatic entries by: (i) referring another person to open their
first Columbia personal or business checking. When that person visits a Columbia branch to open their checking,
they must inform Columbia staff of who made the referral by confirming name and address or by bringing in a
completed Smart Referral form (ii) opening a first personal or business Columbia checking during the promotional
period, enrolling in e-statements (personal only). For each month, June – November 2008, that 10 or more
withdrawals are made from checking an automatic entry is generated. First checking entries are complete when
they have a positive balance on the drawing date.
Other Ways to Enter: Eligible person completes an entry form and submits it in designated entry boxes after
(i) Opening and funding any personal or business money market account or certificate with at least 50% new money.
Deposit entries are complete when they have a positive balance on the drawing date (ii) Opening any personal or
business loan or line-of-credit excluding a) loans applied for at a vehicle dealership (indirect) b) Columbia
Visa Credit Card or c) Columbia business Mastercard. Loan or line must have a balance on the drawing date and
cannot be 16 or more days delinquent. (iii) attending a) Columbia workshop b) a no-obligation Columbia Wealth
Management appointment or c) a self-guided eco-tour at Columbia Washougal or Grand Central branches ("Event").
Limit one (1) entry per person per Event. Entrants may not enter with multiple identities nor may entrants use
any other device or artifice to obtain more than the maximum number of entries. Any entrant who attempts to
participate with multiple identities or uses any device or artifice to obtain more than the maximum number of
entries may be disqualified.
Prizes/Odds: One (1) person will receive one (1) 2008 Mercedes Benz Smart For Two car (“Smart Car”)
approximate retail value: $17,500.00. Two people will each receive a $1,000 check. Details and qualifications
for participation in this promotion apply. These details and qualifications are located in these Official Rules.
The Finalists are solely responsible for any applicable state or federal taxes (e.g., sales and income taxes),
license, registration and any other fees associated with transfer of title. The Prizes may not be substituted,
transferred or exchanged. Odds of winning depend on the number of eligible entries received. If a Finalist
cannot accept the Prize as stated, the Prize will be forfeited and awarded to an alternate.
General Conditions: The Finalists must be able to verify they are 18 years of age as of October 31, 2008,
have a valid driver’s license and must take possession in person of the 2008 Mercedes Benz Smart For Two car by
December 31, 2008 in Vancouver, WA. Sponsor may require Finalists to complete, execute and return Affidavits of
Eligibility, Liability Releases, and Publicity Releases prior to taking possession of their applicable Prize.
If a Finalist fails to sign these documents, or if a Finalist cannot be notified, or if Finalist is found to be
ineligible or not in compliance with these Official Rules, then the Finalist will be disqualified and an
alternate Finalist will be selected. By accepting the Prize, where permitted by law, Finalists grant to
Sponsor and those acting pursuant to Sponsor’s authority (and agrees to confirm said grant in writing) the
right to use and publish his/her name, biographical information, statements made regarding the Sponsor, or
the Promotion (provided same are true), portrait, picture, voice and likeness for trade, advertising and
promotional purposes without additional consideration, or notification, review or approval, worldwide, and
on the Internet. By participating, entrants release and agree to hold harmless Sponsor and its parents,
affiliates, and subsidiary companies, advertising and promotion agencies and their respective directors,
officers, employees, representatives and agents from any and all liability for any injury, loss or damage
of any kind to person, including death, and property arising in whole or in part, directly or indirectly,
from acceptance, possession, use or misuse of the Prize, participation in any Promotion related activity,
or participation in this Promotion.
Sponsor reserves the right, at its sole discretion, to disqualify any individual it finds to be tampering
with the entry process or the operation of the Promotion or web site; to be acting in violation of the Official
Rules; to be acting in violation of the terms of the web site, or to be acting in a non-sportsmanlike or
disruptive manner, or with intent to annoy, abuse, threaten or harass any other person. Any use of robotic,
macro, automatic, programmed or the like entry methods will void all such entries by such methods and subject
any participant using any such method to disqualification.
Limitations of Liability: Sponsor is not responsible for any incorrect or inaccurate information, whether
caused by web site users, or by any of the equipment or programming associated with or utilized in the Promotion
and assumes no responsibility for any error, omission, interruption, deletion, defect, delay in operation or
transmission, communications line failure, theft or destruction or unauthorized access to, or tampering with
or hacking of, the web site or any technical failure of malfunction. Sponsor is not responsible for injury
or damage to participants’ or to any other person’s computer related to or resulting from participating in
this Promotion or downloading or copying materials from or use of the web site. If, for any reason, the
Promotion is not capable of running as planned by reason of infection by computer virus, bugs, worms, tampering,
hacking, unauthorized intervention, fraud, technical failures, or any other causes which, in the sole opinion of
Sponsor, corrupts or affects the administration, security, fairness, integrity or proper conduct of this Promotion, Sponsor reserves the right at its sole discretion to cancel, terminate, modify or suspend the Promotion, and select the winner from entries received prior to the action taken, or as otherwise deemed fair and equitable by Sponsor. IN NO EVENT WILL SPONSOR, THEIR PARENTS, AFFILIATES, SUBSIDIARIES AND RELATED COMPANIES, THEIR ADVERTISING OR PROMOTION AGENCIES OR THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, REPRESENTATIVES AND AGENTS, BE RESPONSIBLE OR LIABLE FOR ANY DAMAGES OR LOSSES OF ANY KIND, INCLUDING DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES ARISING OUT OF YOUR ACCESS TO AND USE OF SPONSOR’S INTERNET SITES OR THE DOWNLOADING FROM AND/OR PRINTING MATERIAL DOWNLOADED FROM SAID SITES. WITHOUT LIMITING THE FOREGOING, EVERYTHING ON THESE SITES IS PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT. SOME JURISDICTIONS MAY NOT ALLOW
THE LIMITATIONS OR EXCLUSION OR LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES OR EXCLUSION OF IMPLIED
WARRANTIES SO SOME OF THE ABOVE LIMITATIONS OR EXCLUSIONS MAY NOT APPLY TO YOU. CHECK YOUR LOCAL LAWS FOR ANY
RESTRICTIONS OR LIMITATIONS REGARDING THESE LIMITATIONS OR EXCLUSIONS.
Arbitration/Choice of Law: Except where prohibited by law, entrants agree that: (1) any and all disputes,
claims, and causes of action arising out of or connected with this Promotion, or any prize awarded, or the
determination of the winner shall be resolved individually, without resort to any form of class action, and
exclusively by arbitration pursuant to the Rules of the American Arbitration Association then effective;
and (2) any and all claims, judgments and awards shall be limited to actual out-of-pocket costs incurred,
including costs associated with entering this Promotion but in no event attorneys’ fees; and (3) under no
circumstances will entrant be permitted to obtain awards for and entrant hereby waives all rights to claim
punitive, incidental and consequential damages and any other damages, other than for actual out-of-pocket
expenses, and any and all rights to have damages multiplied or otherwise increased. All issues and questions
concerning the construction, validity, interpretation and enforceability of these Official Rules, or the rights
and obligations of entrant and/or Sponsor in connection with the Promotion, shall be governed by, and construed
in accordance with, the laws of the State of Washington, without regard for conflicts of law doctrine, and all
proceedings shall take place in Vancouver, WA.
Winners List: For a list of winners send a self-addressed stamped envelope for receipt by January 15, 2009
to: Columbia Credit Union Smart Car Giveaway Winners List, c/o Marketing Department, PO Box 324, Vancouver, WA
98666-0324
Sponsored By: Columbia Community Credit Union, 703 Broadway, Ste. 500 Vancouver, WA 98660. PO Box 324,
Vancouver, WA 98666-0324. All rights reserved ©.
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