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If you or someone you know are in the market for a new home, prices are moving in your favor: there's a bounty of new homes in Clark County priced at $150,000 and below*! Combine that with Columbia's low mortgage rates to reap outstanding savings on a brand new home!
Mortgage team to guide you
There is no need to go to a broker or other financial institution when you are looking to buy your home when your credit union has a mortgage team ready to help you. Choose from a whole herd of mortgage options including fixed, adjustable, jumbo, custom construction, eco-friendly and more. Columbia's team of mortgage experts are with you every step of the way, even at your closing.
First-time home buyer? Harvest more savings
$8,000 tax credit
You could save an additional $8,000 with the first-time home buyer tax credit. For details see
www.irs.gov.
Special programs
Empowering programs like My Community Mortgage and HomeStart offer down payment grant money, discounts and extended terms to first-time home buyers.
Coming soon … FHA loans!
With lower down payments and flexible qualifying criteria, FHA loans are especially beneficial for first-time home buyers. "We look forward to helping more members reach their dream of home ownership with the FHA program!" said Home Loans Vice President Pam Baker.
Easy online application
Apply in the comfort of your home. Take about 20 minutes to apply online and receive a loan decision in minutes. Not sure if you have 20 minutes? Don't worry. You can start the application, save it and come back to it at your convenience. Once you complete the application and receive your decision, one of our mortgage experts will contact you to discuss your loan choice to ensure it is the perfect fit.
Win your house payments for an entire year!
You could win your 2010 payments paid courtesy of Columbia, when you close on your home loan by November 30, 2009. See
www.WinLoanPayments.com for all the details.
*Source: "The return of affordable housing," The Columbian, July 31, 2009.
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