High Yield Business Accounts

	High Yield Certificate Account Rates Term Dividend Rate   7-13 days 2.00%   14-22 days 2.05%   23-29 days 2.05%   30-59 days 2.15%   60-89 days 2.20%   Account Characteristics Minimum to open and earn dividends is $250,000 Dividends paid upon maturity (no compounding) High Yield Checking required (see rates below) Automatically rolls into designated High Yield Checking account at maturity High Yield Certificates are available to open after daily rates are set. Rates are set Monday — Friday by 10 am. Friday rates are accurate for accounts opened on Saturday.

	High Yield Checking Account Rates Average Daily Balance Dividend Rate APY* $0 - $24,999 0.00% 0.00% $25,000 - $49,999 1.00% 1.00% $50,000 - $99,999 1.10% 1.10% $100,000+ 1.24% 1.25% Account Characteristics Minimum to open account is $100 Tiered dividends No monthly fee with an average balance of $25,000; otherwise, $25.00 per month 500 checks/mo. free - $0.15/check after 500 *APY = Annual Percentage Yield

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