|
|
|
|
| Savings Account |
|
|
| Account |
Dividend Rate |
APY* |
| Regular Savings |
0.15% |
0.15% |
| Standard Checking Accounts |
| Account |
Dividend Rate |
APY* |
| Plus Business Checking |
0.10% |
0.10% |
| FreeB Business Checking |
This account does not pay dividends |
| Basic Business Checking |
This account does not pay dividends |
| High Yield Business Checking |
| Average Daily Balance |
Dividend Rate |
APY* |
| $0 - $24,999 |
0.00% |
0.00% |
| $25,000 - $49,999 |
0.45% |
0.45% |
| $50,000 - $99,999 |
0.55% |
0.55% |
| $100,000 - $249,999 |
0.70% |
0.70% |
| $250,000+ |
1.39% |
1.40% |
| Money Market Account |
| Average Daily Balance |
Dividend Rate |
APY* |
| $0 - 9,999 |
0.20% |
0.20% |
| $10,000 - $24,999 |
0.25% |
0.25% |
| $25,000 - $49,999 |
0.30% |
0.30% |
| $50,000 - $99,999 |
0.40% |
0.40% |
| $100,000 - $499,999 |
0.55% |
0.55% |
| $500,000 + |
0.85% |
0.85% |
*APY = Annual Percentage Yield
|
|
|
|
|
|
|
|
|
| Regular Savings |
Money Market Account |
- Minimum to open: $50
- No dividend with average daily balance (ADB) below $100
|
- Minimum to open: $1,500
- Tiered dividends
- No monthly fee with minimum balance of $1,500; otherwise, $8 per month.
- Subject to account limitations detailed under important information below
|
| Checking Account Characteristics |
| FreeB |
Basic |
- Minimum to open: $1 (or $5 if this is the deposit account starting your business membership)
- No monthly fee
- No minimum balance
- Unlimited withdrawals
- Free business online banking, including views, transfers, check images, bill pay and e-statements
|
- Minimum to open: $100
- No monthly fee with a minimum balance of $1,500; otherwise, $10 per month
- 75 withdrawals per month free; $0.25 thereafter
- Free business online banking, including views, transfers, check images, bill pay and e-statements
|
| Plus |
High Yield |
- Minimum to open: $100
- Dividends paid
- No monthly fee with a minimum balance of $2,500; otherwise, $12 per month.
- 75 withdrawals per month free; $0.25 thereafter
- Free business online banking, including views, transfers, check images, bill pay and e-statements
|
- Minimum to open: $100
- Tiered dividends
- No monthly fee with an average balance of $25,000; otherwise, $25 per month
- 500 withdrawals per month free; $0.15 thereafter
- Free business online banking, including views, transfers, check images, bill pay and e-statements
|
|
|
|
|
|
Federally insured by NCUA
This Rate and Fee Schedule sets forth current conditions, rates, fees and charges applicable to your Certificate accounts at Columbia Credit Union at this time. The Credit Union may offer other rates and fees or amend the rates and fees contained in this schedule from time to time. Each account holder agrees to the terms set forth on the Rate and Fee Schedule and acknowledges that it is a part of the Membership and Account Agreement.
» Business Account Fee Schedule
» Important Information About Your Accounts
|
