Business Account Fee Schedule

Effective Date:   Oct. 1, 2009 | Print Version Savings Account Fees Lifetime Membership $5 Excess No. Withdrawals (over 2/month) $0.50/ea Check Cashing 1% (Assessed if savings balance is less than $50 & no other accounts.)   Checking Account Fees Non-Sufficient Funds Overdraft or Return (Check, ACH, Debit, ATM) $28 Overdraft Protection Transfer $3 Check Copies 2.50/ea Deposited Item Returned $5 Stop Payment $27/series Statement Copy $2.50/ea Monthly See Rate Schedule Excess No. Withdrawals See Rate Schedule Check Order Prices Vary Other Service Fees Wire       Outgoing $18       Out of country $40 Money Order $3 Cashiers Check $4 Credit Union Check $4 Levy/Garnishment Processing $30 Abandoned Unclaimed Property $25 Third Party Payoff Request $25 Collection Item – Domestic $20 Collection Item – International $40 Returned Mail Processing $5 Research & Reconciliation $25/hr Exchange Foreign Currency $5 Non-Columbia Credit Union ATM $1 per w/d Debit Card Replacement $5 Electronic Funds Management ACH Origination $25/month         Set Up $25         File $15/file         Transaction $0.08/transaction

Abandoned Unclaimed Property Fee Assessed June 30 on dormant, inactive accounts considered abandoned when (for 36 consecutive months prior to the fee assessment) no member-initiated deposits, withdrawals, or transfers occur; no deposit or loan accounts are opened; the member has not otherwise contacted the Credit Union (verbally or in writing) requesting that the account remain open.