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Custom Construction Program

Build your dream home with help from Columbia Credit Union Home Loans. We offer several low financing options and great service.

  • Interest-only payments during construction-phase
  • Construction phase up to nine months
Mortgage Options  
5/1 ARM Today's Rates
Custom Construction 30 Year Fixed with 15 Year Balloon (Conforming and jumbo loans available) Today's Rates

Single closing
You save time and money with this all-in-one loan because you only need to qualify once, sign one set of loan documents, and pay one set of loan fees for both your construction-phase financing and permanent mortgage. The construction-phase financing automatically rolls into your permanent mortgage at the end of construction or at nine months (whichever comes first).

Lock in your rate
You'll know and lock in your permanent mortgage rate before construction begins.

Save $100
Save on our already low loan fees when you set up automatic mortgage payments from your Columbia checking account.

Local Service
Loan decisions, processing, and draws are all done locally. We'll work closely with you during the entire process and even attend loan closing at your title company to answer last-minute questions.

Contact Us
To learn about other options and apply, click below to make an appointment or call 360.891.4128. Our home loan representatives look forward to helping you choose a construction program that fits your needs. During the financing process you may be asked to provide some basic information to help us determine your future home's value. Gather Details Now...

 


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