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Refinance and enter retirement mortgage free!


The RetireIt! Mortgage is the perfect borrowing choice to free up your income before you retire. With a variety of terms and outstanding low rates, you'll pay off your mortgage quickly to "retire" your payments with outstanding savings. Free up your income so you're free to enjoy life!

Own your home faster


Pay off your mortgage quickly with terms from 5 to 12 years.

»Low rates
Our outstanding low rates will save you thousands in interest.

Only $500 closing costs*



Quick approvals


Apply today and receive a reply within 1-2 business days.

Easy application


We offer several ways to apply. Visit your local branch, call our Member Service Call Center at 360.891.4000 or apply online right now.

Mortgage Application

Live mortgage free!
Take advantage of these great terms and low rates today to live mortgage-free tomorrow! For questions or more information, contact us or stop by your nearest branch.

*Rates as low as 2.99. APR = Annual Percentage Rate. A $50,000 loan at 2.99% APR would have 60 monthly principal and interest payments of $898.21. Payment does not include taxes and insurance. If applicable, the actual payment obligation will be greater. Other low RetireIt! Mortgage APRs with terms of up to 12 years are available through our RetireIt! Mortgage refinance program. Maximum loan amount is $175,000. Maximum loan-to-value of 75%. Your APR depends on the mortgage term selected and your credit qualifications. Available for refinances only. $500 in closing costs for Washington properties. $1000 closing costs for Oregon properties. $400 pre-payment penalty if paid off within 3 years of origination. Membership required to borrow. The credit union may offer other loan rates and terms in the future.

 


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