With families spending more evenings and weekends at home, it’s a great time to tackle that home improvement to-do list. With a home equity loan, you can get just the right amount of money you need for home improvements and a great low rate. And because the interest you pay might be tax deductible, it’s also one of your smartest and most affordable borrowing choices. (Talk to your tax advisor for details.)
Drop by any branch or call us at 360.891.4000 to learn whether a home equity loan or line of credit makes sense for you.
Home Improvement Tips
Improve home value
Itching to remodel but worried about decreasing home values? Consider these ideas. According to Remodeling magazine, deck additions, minor kitchen remodels and window replacements can still raise the value of your home by at least what they cost. They also make for more comfortable dinners and fun family gatherings.
» Cost vs. Value for Portland Metro
Make essential repairs
If you’ll soon be due to replace your roof, furnace or water heater or make other major home repairs, take advantage of low rates now. Don’t wait until you’re left with a leaky roof in the rainy season or cold showers in the dead of winter. You might consider starting with a basic home inspection to catch problems before they’re headaches.
Save energy
Sure, it’s nice to get lost in the shiny glaze of your new refrigerator, range, washer or dryer. But replacing old appliances with new, energy-efficient ones is also a smart move that could save you money in the long run. Check out www.energystar.gov for a list of efficient choices.
» More energy-saving tips
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