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Auto Loans

Car, Truck, RV & Boat Loans

2.99 90 days no pay auto rates

New, used, foreign, domestic, late model, classic or plain fantastic - no matter the vehicle, choose Columbia Credit Union for your auto loan.

auto loan application

  • Great, low auto loan rates.
  • Flexible terms
  • 90 days no payments
  • No application fee or prepayment penalty
  • Online or branch pre-approvals, so you can shop with confidence
  • Columbia financing at all new-car franchises in Clark County and at select dealers in the Seattle and Portland areas.
  • Loans available for boats, RVs and other pleasure crafts

» Loan Calculators
» Kelley Blue Book - Visit the Kelley Blue Book website for new and used vehicle values.

Auto Loan Program Rate Discount
E-Go Green Auto Loan
You're rewarded for driving an environmentally gentle vehicle. Hundreds of models eligible!
0.25% or 0.50% APR Auto loan details
Checking Relationship Plan
Consolidate your banking and save money. Opt for automatic loan payments from a Columbia checking account.

0.25% APR Auto loan details
Drive down your rate
Mix and match programs for the best possible rate!
Rates as low as 2.99% APR Auto loan rates

 

*APR=Annual Percentage Rate. APRs accurate as of 12/01/12. Rates range from 2.99% APR to 16.99% APR. Your qualifying rate depends on credit qualifications including value of vehicle, term of loan, year of vehicle, residential status, credit and employment history. Discounts described below reduce your qualifying rate to as low as 2.99% APR. Payment example: If you borrow $20,000 for 60 months with an APR of 3.24% your monthly payment would be $361.51.

**90 day deferred payment option is based on an evaluation of applicant's credit. 90 day deferred payment options available on 2010 or newer vehicles and on loan amounts $5,000 or more. Interest will continue to accrue during the 90 day deferral period on the unpaid principal. Not available on existing Columbia Credit Union loans. Limited-time offer and subject to discontinuation at any time without notice.

Discounts:
Checking Relationship Provides a .25% APR discount off your qualifying rate for automatic loan payments from a Columbia checking. Auto pay can be set up through online banking or by a Columbia representative; excludes payments with online bill pay.

E-Go Green Auto Provides a .25% APR or .50% APR discount off your qualifying rate for vehicles designated by the Environmental Protection Agency as SmartWay or SmartWay Elite.
E-Go discounts require free paperless, e-statements.

All discounts subject to a minimum 2.99% APR.

Membership required to borrow. Rates quoted as of the effective date indicated above. Columbia Credit Union may offer other rates in the future.


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