Auto Loan Rates

Effective as of: | 12/1/2012 Print Version

	Vehicle Loans New Vehicle (2014-2010) Vehicle Model & Mileage May Limit Loan Term Repayment Period Fixed Rate 24-48 Rates between 2.99% and 13.99% APR* 49-60 Rates between 2.99% and 14.99% APR* 61-72 Rates between 3.49% APR* and 16.99% APR* 73-84 Rates between 4.24% APR* and 16.99% APR* Used Vehicle (2009-2007) Repayment Period Fixed Rate 24-48 Rates between 2.99% APR* and 13.99% APR* 49-60 Rates between 3.49% APR* and 14.99% APR* 61-72 Rates between 3.49% APR* and 16.99% APR* All Other Secured Loans (2006 and Older Autos, Misc Loans with Collateral) Repayment Period Fixed Rate 24-36 Rates between 4.24% APR* and 15.99% APR* 37-48 Rates between 4.99% APR* and 16.99% APR* over 48 Rates between 5.69% APR* and 16.99% APR* New and Used Boats, RV's and Motor Homes Repayment Period Loan Amount Fixed Rate 72 $50,000 max Rates Between 5.74% APR* and 16.99% APR* 96 Min $15K Max $50K Rates Between 5.84% APR* and 16.99% APR* 120 Min $25K Max $50K Rates Between 5.94% APR* and 16.99% APR* 144 Min $30K Max $50K Rates Between 6.04% APR* and 16.99% APR* 180 Min $40K Max $50K Rates Between 6.24% APR* and 16.99% APR* All Motorcycles, ATVs   Repayment Period All Loan Amounts; Fixed Rate 36 Rates Between 6.74% APR* and 17.99% APR* 48 Rates Between 6.99% APR* and 17.99% APR* 60 Rates Between 7.24% APR* and 17.99% APR* 72 Rates Between 7.49% APR* and 17.99% APR* 84 Rates Between 7.74% APR* and 17.99% APR*

*APR=Annual Percentage Rate. Your qualifying rate depends on credit qualifications including value of vehicle, term of loan, year of vehicle, residential status, credit and employment history. Discounts described below reduce your qualifying rate to as low as 2.99% APR. Payment example: If you borrow $20,000 for 60 months with an APR of 3.24% your monthly payment would be $361.51.

Discounts:
Checking Relationship Provides a .25% APR discount off your qualifying rate for automatic loan payments from a Columbia checking. Auto pay can be set up through online banking or by a Columbia representative; excludes payments with online bill pay.

E-Go Green Auto Provides a .25% APR or .50% APR discount off your qualifying rate for vehicles designated by the Environmental Protection Agency as SmartWay or SmartWay Elite.
E-Go discounts require free paperless, e-statements.
All discounts subject to a minimum 2.99% APR.

Membership required to borrow. Rates quoted as of the effective date indicated above. Columbia Credit Union may offer other rates in the future.