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| Vehicle Loans |
| New Vehicle (2009-2010) |
Repayment Period |
Fixed Rate |
| 24-48 |
Rates between 3.24% and 13.99% APR* |
| 49-60 |
Rates between 3.34% and 14.99% APR* |
| 61-72 |
Rates between 3.74% APR* and 16.99% APR* |
| 73-84 |
Rates between 4.74% APR* and 16.99% APR* |
| Used Vehicle (2006-2008) |
Repayment Period |
Fixed Rate |
| 24-48 |
Rates between 3.74% APR* and 13.99% APR* |
| 49-60 |
Rates between 3.99% APR* and 14.99% APR* |
| 61-72 |
Rates between 4.49% APR* and 16.99% APR* |
| 73-84 |
Rates between 5.49% APR* and 16.99% APR* |
| E-Go Green Auto Loan † |
Repayment Period |
Fixed Rate |
| 24-84 |
Rates between 3.24% APR* and 16.99% APR* |
| All Other Secured
Loans (2004
and Older Autos, Misc Loans with Collateral) |
Repayment Period |
Fixed Rate |
| 24-36 |
Rates between 4.74% APR* and 15.99% APR* |
| 37-48 |
Rates between 5.49% APR* and 16.99% APR* |
| over 48 |
Rates between 5.74% APR* and 16.99% APR* |
| New and Used Boats, RV's and
Motor Homes |
Repayment Period |
Loan Amount |
Fixed Rate |
| 72 |
$50,000 max |
Rates Between 5.24% APR* and 16.99% APR* |
| 96 |
$50,000 max |
Rates Between 5.34% APR* and 16.99% APR* |
| 120 |
$50,000 max |
Rates Between 5.44% APR* and 16.99% APR* |
| 144 |
$50,000 max |
Rates Between 5.54% APR* and 16.99% APR* |
| 180 |
$50,000 max |
Rates Between 5.74% APR* and 16.99% APR* |
| All Motorcycles, ATVs |
| Repayment Period |
All Loan Amounts; Fixed Rate |
| 36 |
Rates Between 6.74% APR* and 17.99% APR* |
| 48 |
Rates Between 6.99% APR* and 17.99% APR* |
| 60 |
Rates Between 7.24% APR* and 17.99% APR* |
| 72 |
Rates Between 7.49% APR* and 17.99% APR* |
| 84 |
Rates Between 7.74% APR* and 17.99% APR* |
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*APR = Annual Percentage Rate. Applicable rates depend on member credit qualifications, including value of vehicle, term of loan, year of vehicle, discounts applied, credit and employment history and residential status. Checking Relationship discount provides a qualifying rate discount of .25% APR for automatic loan payments from Columbia checking. Auto pay can be set up via online banking or through a Columbia representative; excludes payments with online bill pay. Plan Excludes lines of credit, share-secured loans, 1st mortgages and business loans.
† E-Go Green Auto Loan program provides qualifying rate discounts of .25% APR for vehicles designated
by the Environmental Protection Agency as SmartWay and .50% APR for vehicles designated as SmartWay Elite.
E-Go discount rate requires free paperless, e-statements
Membership required to borrow. Rates quoted as of the effective date indicated above. Columbia Credit Union may offer other rates in the future.
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