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Save pocketbook green when you "go" green. Columbia Credit Union rewards members who
drive environmentally gentle autos by reducing their approved auto loan rate by up to 0.50% APR*.
The U.S. Environmental Protection Agency (EPA) scores all vehicles based on calculated greenhouse gas emissions and fuel economy. The most environmentally friendly vehicles receive SwartWay or SmartWay Elite designation. But it's not just hybrids, many conventional cars, like the Volkswagen Jetta and Chevy Tahoe, can qualify for SmartWay designation.
Your rate discount is based on your vehicle's EPA designation at the time your loan is approved.
Go paperless
To qualify for the E-Go loan discounts, you must opt for electronic statements instead of paper, which extends the environmental impact.
Save 0.25% APR more
Lower your rate even more when you opt for automatic loan payments from a Columbia Credit Union checking account.
Plus, take a 90 day break from payments!
Make a difference
According to the EPA, nearly one third of the pollution in the U.S. is caused by tailpipe emissions from cars and trucks. But you can reduce your impact by choosing a SmartWay or SmartWay Elite vehicle.
*APR=Annual Percentage Rate. APRs accurate as of
. Rates range from 2.99% APR to 16.99% APR. Your qualifying rate depends on credit qualifications including value of vehicle, term of loan, year of vehicle, residential status, credit and employment history. Discounts described below reduce your qualifying rate to as low as 2.99% APR. Payment example: If you borrow $20,000 for 60 months with an APR of 3.24% your monthly payment would be $361.51.
90 day deferred payment option is based on an evaluation of applicant's credit. 90 day deferred payment options available on 2010 or newer vehicles and on loan amounts $5,000 or more. Interest will continue to accrue during the 90 day deferral period on the unpaid principal. This offer does not apply to refinancing existing Columbia Credit Union loans. Limited-time offer and subject to discontinuation at any time without notice.
Discounts:
Checking Relationship Provides a .25% APR discount
off your qualifying rate for automatic loan payments from a Columbia checking.
Auto pay can be set up through online banking or by a Columbia representative;
excludes payments with online bill pay.
E-Go Green Auto Provides a .25% APR or .50% APR discount off your qualifying rate for vehicles designated by the Environmental Protection Agency as SmartWay or SmartWay Elite.
E-Go discounts require free paperless, e-statements.
All discounts subject to a minimum 2.99% APR.
Membership required to borrow. Rates quoted as of the effective date indicated above. Columbia Credit Union may offer other rates in the future.
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