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E-GoSM Green Auto Loan

Auto Loan Rates

Save pocketbook green when you "go" green. Columbia Credit Union rewards members who drive environmentally gentle autos by reducing their approved auto loan rate by up to 0.50% APR*.

The U.S. Environmental Protection Agency (EPA) scores all vehicles based on calculated greenhouse gas emissions and fuel economy. The most environmentally friendly vehicles receive SwartWay or SmartWay Elite designation. But it's not just hybrids, many conventional cars, like the Volkswagen Jetta and Chevy Tahoe, can qualify for SmartWay designation.

Your rate discount is based on your vehicle's EPA designation at the time your loan is approved.

EPA Green Auto Designations E-Go Loan Discount  
SmartWay 0.25% APR Look up qualifying autos on the EPA Website
SmartWay Elite 0.50% APR

Go paperless
To qualify for the E-Go loan discounts, you must opt for electronic statements instead of paper, which extends the environmental impact.

Save 0.25% APR more
Lower your rate even more when you opt for automatic loan payments from a Columbia Credit Union checking account.

Make a difference
Nearly one third of the pollution in the U.S. is caused by tailpipe emissions from cars and trucks, according to the EPA. But you can reduce your impact by choosing a SmartWay or SmartWay Elite vehicle. Check out our Sustainable Learning Center for green driving tips, education about fuel alternatives and additional ways to reduce your footprint.


APR = Annual Percentage Rate. APRs accurate as of 7/06/10. Rates range from 3.24% APR to 16.99% APR depending upon collateral, credit qualifications, discounts applied, and loan repayment. All discounts subject to a minimum 3.24% APR. Membership required to borrow.

E-Go Green Auto Loan program provides qualifying rate discounts of .25% APR for vehicles designated by the Environmental Protection Agency as SmartWay and .50% APR for vehicles designated as SmartWay Elite. E-Go discount rate requires free paperless, e-statements

The Checking Relationship discount provides a qualifying rate discount of .25% APR for automatic loan payments from Columbia checking. Auto pay can be set up via online banking or through a Columbia representative; excludes payments with online bill pay. Plan Excludes lines of credit, share-secured loans, 1st mortgages and business loans.

 


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