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Auto Refinance

Refinance your auto loan from another financial institution to lower your monthly car payment and possibly saving you hundreds of dollars over the life of your loan. Use our loan calculator to determine how much cash you'll personally save.

Auto rates as low as
3.74%APR*
  • Loan must be refinanced from another institution
  • Lower your current rate at least 1.00% APR
  • Minimum loan rate is 3.74% APR
  • No application fee
  • No prepayment penalty

apply online


APR = Annual Percentage Rate. Auto refinance discount of 1.00% APR applies to current lender loan rate or receive the current qualifying rate from Columbia, whichever is lower. Rates range from 4.24% APR to 16.99% APR depending upon collateral, credit qualifications, and loan repayment. Auto loan must be refinanced from another financial institution. Proof of current APR may be required and subject to loan approval. APRs accurate as of 12/1/09.

Additionally, our E-Go Green Auto Loan program provides qualifying rate discounts of .25% APR for vehicles designated by the Environmental Protection Agency as SmartWay and .50% APR for vehicles designated as SmartWay Elite in addition to the 1.00% APR auto refinance discount above. Auto refinance and E-Go discounts are subject to our minimum 3.74% APR. E-Go discount rate requires free paperless, e-statements and automatic payment from a Columbia checking account. Membership required to borrow.

 


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