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Auto Refinance

Refinance your auto loan from another financial institution to lower your monthly car payment and possibly save hundreds of dollars over the life of your loan. Use our loan calculator to determine how much cash you'll personally save.

Refinance rates as low as
3.74%APR*
Additional discount for energy efficient autos
See if your car is SmartWay certified
3.24%APR* Green Auto Loan

 

  • Loan must be refinanced from another institution
  • Lower your current rate at least 1.00% APR
  • Minimum loan rate is 3.24% APR
  • No application fee
  • No prepayment penalty

apply online


APR = Annual Percentage Rate. APRs accurate as of 7/06/10. Rates range from 3.24% APR to 16.99% APR depending upon collateral, credit qualifications, discounts applied, and loan repayment. All discounts subject to a minimum 3.24% APR. Membership required to borrow.

Auto refinance discount of 1.00% APR applies to current lender loan rate or receive the current qualifying rate from Columbia, whichever is lower, to as low as 3.99% APR before discounts are applied. Auto loan must be refinanced from another financial institution. Proof of current APR may be required and subject to loan approval.

E-Go Green Auto Loan program provides qualifying rate discounts of .25% APR for vehicles designated by the Environmental Protection Agency as SmartWay and .50% APR for vehicles designated as SmartWay Elite. E-Go discount rate requires free paperless, e-statements

The Checking Relationship discount provides a qualifying rate discount of .25% APR for automatic loan payments from Columbia checking. Auto pay can be set up via online banking or through a Columbia representative; excludes payments with online bill pay. Plan Excludes lines of credit, share-secured loans, 1st mortgages and business loans.

 


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