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Auto Refinance

Refinance your auto loan from another lender and we'll lower your rate at least 1.00% APR to as low as 2.99% APR! You could save hundreds of dollars over the life of your loan. Use our loan calculator to determine how much cash you'll personally save.


2.99% APR Auto Loans
Refinance rates as low as 2.99%APR*
  • Loan must be refinanced from another institution
  • Lower your current rate at least 1.00% APR
  • Minimum loan rate is 2.99% APR
  • No application fee
  • No prepayment penalty

apply online


*APR=Annual Percentage Rate. APRs accurate as of 5/3/11. Rates range from 2.99% APR to 16.99% APR. Your qualifying rate depends on credit qualifications including value of vehicle, term of loan, year of vehicle, residential status, credit and employment history. Discounts described below reduce your qualifying rate to as low as 2.99% APR.

Discounts:
Checking Relationship Provides a .25% APR discount off your qualifying rate for automatic loan payments from a Columbia checking. Auto pay can be set up through online banking or by a Columbia representative; excludes payments with online bill pay.

E-Go Green Auto Provides a .25% APR or .50% APR discount off your qualifying rate for vehicles designated by the Environmental Protection Agency as SmartWay or SmartWay Elite.
E-Go discounts require free paperless, e-statements.

1.00% APR discount applies to current lender loan rate or receive the current qualifying rate from Columbia, whichever is lower. Auto loan must be refinanced from another financial institution. Proof of current APR may be required and subject to loan approval.

All discounts subject to a minimum 2.99% APR.

Membership required to borrow. Rates quoted as of the effective date indicated above. Columbia Credit Union may offer other rates in the future.


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