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Refinance your auto loan to as low as 4.99% APR*, lowering your monthly car payment and possibly saving you hundreds of dollars over the life of your loan.
Use our loan calculator to determine how much cash you'll personally save.
- Lower your current rate at least 1.00% APR
- Receive up to an additional 0.50% APR discount with our
E-Go Green Auto Loan program
- Minimum loan rate is 4.99% APR
- Loan must be refinanced from another institution
- No application fee
- No prepayment penalty
- Enter to win 2008 Smart car

Driving up riches
The average new car payment in the United States is $470 a month, according to March 2008 data from Edmunds Inc. But if a 35-year-old were to invest that same amount each month at a conservative 6% return, he would have more than $460,000 by the time he was 65 (a 25-year-old would have over $900,000). ...
APR = Annual Percentage Rate. Auto refinance discount of 1.00% APR applies to current lender loan
rate or a current qualifying rate from Columbia, whichever is lower. Rates range from 4.99% APR to 16.99% APR depending
upon collateral, credit qualifications, and loan repayment. Auto loan must be refinanced from another financial
institution. Proof of current APR may be required and subject to loan approval. APRs accurate as of 6/24/08.
Additionally, our E-Go Green Auto Loan program provides qualifying rate discounts of .25% APR for vehicles designated
by the Environmental Protection Agency as SmartWay and .50% APR for vehicles designated as SmartWay Elite in addition
to the 1.00% APR auto refinance discount above. Auto refinance and E-Go discounts are subject to our minimum 4.99% APR.
E-Go discount rate requires free paperless, e-statements and automatic payment from a Columbia checking account. Membership
required to borrow.
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