Columbia Credit Union - Personal Account Fee Schedule

Effective Date: Oct 1, 2010

Savings Account Fees

Membership	$5
Low Balance	See Rate Schedule
Excess No. of Withdrawals	See Rate Schedule
Check Cashing	1%
(Savings balance is less than $50 & no other accounts. Does not apply to individuals under 22.)

Checking Account Fees

Non-Sufficient Funds (NSF) Overdraft or Return	$28/item
Deposited Item Return	$5
Overdraft Protection Transfer	$3

Stop Payment	$27/series
Monthly Fee	See Rate Schedule
Excess No. Withdrawals	See Rate Schedule

Other Service Fees

Wire Transfer
Outgoing	$18
Out of country	$40
Money Order	$3/ea
Cashiers Check	$4/ea
Credit Union Check	$4/ea
Return Mail Processing	$5
Collection Item - Domestic	$20
Collection Item - International	$40
Abandoned Unclaimed Property	$25
Copies (Drafts, Statements, etc)	$2.50/ea

Exchange Foreign Currency	$5/ea
Research & Reconciliation	$25/hr
ATM/Debit Card Replacement	$5/ea
Debit Card
New standard card	Free
New custom image, card # & PIN	$12/ea
Reissue with same image, card # & PIN	$5/ea
Non-Columbia ATM	$1 per w/d
3rd Party Payoff Request	$25
Skip Loan Payment	$25
Levy/Garnishment Processing	$30

Abandoned Unclaimed Property Fee Assessed June 30 per suffix on inactive accounts considered abandoned when (for 36 consecutive months prior to the fee assessment) no member-initiated deposits, withdrawals, or transfers occur; no deposit or loan accounts are opened; the member has not otherwise contacted the Credit Union (verbally or in writing) requesting that the account remain open.

Federally insured by NCUA
The rates and fees appearing in this Schedule are accurate and effective for deposit accounts as of the Effective Date indicated.