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How long are holds on deposits through the ATM?
It depends on what you’re depositing and when. Cash and US Treasury Checks will be made available the next business day (typically, Monday through Friday) or the same day if the deposit was made prior to 7 a.m. Other deposits will be made available the second business day after your deposit.


Do I have any alternatives to ATM depositing?
Definitely! Alternative to ATM deposits include:

  • Signing up for direct deposit, a program that deposits your payroll check directly into your savings or checking account. See your employer or ask at any Columbia Credit Union branch or Member Services to see if your employer uses direct deposit.
  • Deposit inside the branch.
  • Consider applying for overdraft protection where, upon approved credit, money is automatically transferred from your Personal Line of Credit.