Business Checking

To maximize your return, Columbia Credit Union can pay dividends on your business checking account regardless of your business structure. Choose from a variety of checking options, which are tailored to accommodate different transaction volumes and business sizes. Columbia business checking accounts also offer the added conveniences of business online banking and ancillary services.

Business Routing Number: 323383349


Account Description Monthly Maintenance Fee # of Transactions Online Banking
FreeB Checking Business checking free of a monthly fee.  Does not earn dividends. Free 100* Free account view, account transfers, check images, bill pay and electronic statements
Business Plus Checking Business checking plus dividends $15 or Free with average daily balance of $5000+ 200* Free account view, account transfers, check images, bill pay and electronic statements
High Yield Business Checking Business checking with tiered-dividends at money market rates $15 or Free with average daily balance of $10,000+ 300* Free account view, account transfers, check images, bill pay and electronic statements

*Thereafter $0.20 per transaction

Fee Schedule

Account Characteristics

Account Access


Business Visa® Debit Cards

  • Available for all business structures: sole proprietor, partnership, LLC and corporation
  • No annual fee
  • Personalized card available to all account signers
  • Transactions are listed on your statement track expenses easily
  • Purchases are deducted from your checking account
  • Saves time and hassle
  • Can be used wherever Visa debit cards are honored, including most retail merchants, grocery stores and restaurants
  • More versatile than checks
  • Can be used at ATMs for cash withdrawals and other transactions

Debit Card FAQ
Online Shopping Protection
ATM Locations


Business Online Banking

Transfer funds, receive electronic statements, re-order checks, pay bills, view account histories — all and more with Columbia Credit Union’s Business Online Banking service.

Learn More


Telephone Banking:     360.891.1234

From balance inquiries to account transfers, access your account whenever and wherever it’s convenient for you by using our automated phone service. You will need a Personal Identification Number (PIN) to access your information. To obtain a telephone banking PIN contact our Member Service Call Center.

Overdraft Protection

Protect your business checking account from insufficient funds by requesting overdraft protection from your Columbia Credit Union business savings account, business money market account or business line of credit. In the event of an overdraft, funds will be automatically transferred in increments of $100 from your designated account to your Columbia business checking account¹.

¹A fee is assessed at time of transfer. Please see the fee schedule for current fee