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Online Banking

At Columbia Credit Union, we know it’s important to have access to your finances when and where it’s most convenient for you. With our online and mobile banking products, managing your accounts online is easy and safe.

Online banking allows you to frequently monitor account activity and gain more control over your account to help prevent and detect fraud. For additional convenience, you can also access many online banking features through our mobile app, available for download from Google Play™ or the App StoreSM.

All of our business checking accounts come with Online Banking and convenient services such as funds transfer, electronic statements, check ordering, bill pay and the ability to view your account histories online.

Business Services

Increase efficiency & operational security with our Business Online Banking & Mobile tools.

Business Online Banking

Provides additional benefits for your business convenience.

  • Administrator Controls – Add sub-users to help manage your accounts
  • Download QuickBooks – Track and report your monthly business expenses.
  • Wire Transfers – Securely send funds efficiently/electronically.
  • Added security with multi-factor authentication tokens for Wire transactions

Coming soon:

  • ACH Origination – For employee direct deposit and payments to customers and vendors.

Forms & Guides

» Business Online Banking Self-Service Guide (pdf)
Learn how to use all the existing and upcoming features within Business Online Banking

Your financial protection is a top priority. We regularly update our online tools to remain current with the latest security measures while continuously striving to protect your assets and give you peace of mind. Security measures include:

  • SSL encryption to protect your online banking activity.
  • An out-of-band secure access code is required for registering your computer or resetting your password. Commercial payments requires a VeriSign token code for multifactor authentication.
  • Constant monitoring for potentially unauthorized outgoing commercial payments through the use of a fraud detection and monitoring system.

Columbia Credit Union recommends business members also take these additional security precautions, available within Business Online Banking.

  • Institute dual controls for commercial payments
  • Security alerts to notify you of potentially suspicious online activity.
  • Assign permissions to users to ensure the right access for designated employees.
  • Regularly monitor user activity.

Opening a business account at Columbia CU? Based on your business ownership type, this handy page takes the mystery out of what documents you’ll need to gather (or have accurate and available through referenced online sources) for your business and for all account signers.

Sole Proprietorship

  • Business Filing: In most cases, our staff will be able to verify your business filing using online database searches
  • Social Security Number (SSN) used as the business tax identification number
  • IRS Employee Identification Number (EIN) Issuance Letter if applicable
  • Valid state or government issued identification, SSN and personal information for all signers*

Limited Liability Company

  • Proof of registration with the Secretary of State, or we can go online and obtain a copy for you
  • Business Filing: In most cases, our staff will be able to verify your business filing using online database searches
  • IRS Employee Identification Number (EIN) Issuance Letter
  • Valid state or government issued identification, SSN and personal information for all signers*
  • We may also request Articles of Organization or the Operating Agreement

Partnership – General or Limited

  • Proof of registration with the Secretary of State, or we can go online and obtain a copy for you
  • Business Filing: In most cases, our staff will be able to verify your business filing using online database searches
  • IRS Employee Identification Number (EIN) Issuance Letter
  • Valid state or government issued identification, SSN and personal information for all signers*
  • We may also request Partnership Agreement

Corporation

  • Proof of registration with the Secretary of State, or we can go online and obtain a copy for you
  • Business Filing: In most cases, our staff will be able to verify your business filing using online database searches
  • IRS Employee Identification Number (EIN)) Issuance Letter
  • Valid state or government issued identification, SSN and personal information for all signers*
  • We may also request Articles of Incorporation or the Operating Agreement

Association/Club

  • Meeting Minutes outlining in detail who the Authorized Signers for the Columbia Credit Union account will be
  • IRS Employee Identification Number (EIN) Issuance Letter
  • Valid state or government issued identification, SSN and personal information for all signers*

*Personal information includes: name, social security number, date of birth, address, phone number and valid government or state issued identification

Make domestic and international transfers

  • Use templates for efficient recurring wires or initiate free-form wires for one-time payments.
  • Save time – online wires are convenient.
  • Receive email notification of wires received.
  • Wires may also be initiated by phone or at your favorite Columbia CU branch.

Coming soon!

Streamline making and collecting payments with ACH Origination for electronic payments such as direct deposit payroll, donation collection, vendor payments and tax payments. Same day options are available.

  • Reduce costs – ACH origination eliminates the need for manual check preparation and streamlines collection of payments, reducing your administrative costs as well as saving time and improving efficiencies.

Expand your customers’ payment options by accepting credit cards, debit cards, electronic checks, gift cards, and even mobile payments.

  • Accept payments no matter where your business operates: online, retail store, fax, phone, or mail.
  • Significantly streamline your business operations and get payment funds faster.
  • Select the best solution for your business from our flexible product options, from basic point-of-sale to a value-added electronic check conversion.
  • Instant online account and data access.
  • Unparalleled service, training, and support.
  • Offered through Total Merchant Concepts, a trusted partner that has been processing payments for more than 20 years.
  • To open an account or learn more, visit your favorite branch or call (360) 891-4000.