Keep the cheer coming.
save smart. earn more.
Put your funds to work with a federally-insured Certificate Account and start earning more than you would in a regular Savings Account.
Need a Business or IRA certificate? Visit a branch to get started.
Frequently asked questions
For business and IRA certificates, visit any branch. For personal certificate accounts, click here.
If you don’t need immediate access to your savings, planting your money in a Certificate Account can earn you a higher rate of return than a traditional savings account.
You can open your certificate account with any deposit amount over $500 for terms from 3 months to 5 years. Our rates are tiered, so the more you save, the more you earn. You can open your account at any branch, or your personal certificate online here.
The dividends you earn will be deposited directly into your Certificate Account.
When your certificate matures, it will automatically renew for the same term at the then-current rate.
*APY=Annual Percentage Yield. APYs are available and accurate as of January 2, 2019 and may be discontinued at any time without notice. Available for personal, IRA and business certificates. $500 minimum to open. For 18-month certificate: 2.70% APY up to $9,999.99, 2.75% APY for $10,000.00 – $49,999.99, 2.80% APY for $50,000 – $99,999.99, 2.85% APY for $100,000 or more. For 30-month certificate: 3.45% APY up to $9,999.99, 3.50% APY for $10,000.00 – $49,999.99, 3.55% APY for $50,000 – $99,999.99, 3.60%.APY for $100,000 or more. Penalty for early withdrawal. Membership required. Live or work in Washington State or the Oregon community of Clackamas, Marion, Multnomah and Washington Counties? Join us. Federally insured by NCUA.