Discretionary COURTESY PAY
Worried about getting declined?
Swipe your debit card without fear of being declined at point of purchase with Discretionary Courtesy Pay.
- Comes automatically for purchase made by check or through automatic clearing house
- Opt in to have Columbia cover your everyday debit card purchase when you don’t have enough available funds in your checking account or through Overdraft Protection
- If Discretionary Courtesy Pay is used, an overdraft fee of $30 applies for this safeguard on your transaction