A 0% APR* loan with no payments or interest accruing for the first 90 days. 

• Covers one month of net pay, based on recent pay stubs, up to a maximum of $3,500 per household.
• If not paid in full by 90 days, no worries. Your loan is fixed at 6.75% APR with affordable repayment period from 12 to 36 months, depending on amount borrowed.
• Must be unemployed at time of application. Our Income Replacement Bridge Loan is not available for self-employed income replacement.
• Available for members and their account signers, who are in good standing and who’ve had a Columbia CU account for at least 6 months.

Call us to learn more. WA: 360.891.4000 | OR: 503.285.4521
Toll Free: 800.699.4009

Bridge Loan Request Form

*APR = Annual Percentage Rate. Payment example: If you borrow $3,500 for 36 months at 6.75% APR your monthly payment would be $107.67.

Need help making a payment on an existing consumer loan with Columbia Credit Union? Our Skip-Pay Program is here to help.

• Available for impacted members in good standing
• All standard fees waived
• Available for qualifying vehicle, boat/RV/ATV/snowmobile, motorcycle, personal loans and credit cards
• Loans not eligible include real estate secured loans, business loans, lines of credit, credit builder, manufactured homes, loans included in bankruptcy, debt restructure plans with delinquency history or in default on any loan agreement

View the Skip-Pay FAQ.

Get Started Online

Check back for news on the IRS Online Portal. 

Eligible taxpayers who filed tax returns for either 2019 or 2018 will automatically receive an economic impact payment of up to $1,200 for individuals or $2,400 for married couples. Parents also receive $500 for each qualifying child. Eligible retirees and recipients of Social Security, Railroad Retirement, disability or veterans’ benefits, as well as taxpayers who do not make enough money to normally have to file a tax return will also receive a payment.

For more detail read the IRS Economic Impact Payments FAQ.

How to get paid:

If you filed your taxes in 2019 or 2018 no action is required. The IRS will use your tax return information to calculate the payment amount, and Direct Deposit that payment into the same banking account reflected on the return filed. If no banking information is available, a check will be mailed.

The U.S. Treasury plans to develop a way for individuals to provide their banking information to the IRS online to allow individuals to receive payments more quickly by direct deposit rather than mailed checks. Once Columbia CU is made aware of the IRS’s online portal’s availability, we’ll share it here.

Learn how to find your account number to set up Direct Deposit.

Avoid scams related to economic payments.

Visit our Business Resource Center for a comprehensive look at COVID-19 resources for local businesses, including the SBA’s Economic Injury Disaster Loan, Payment Protection Program, and other information for local businesses in Washington and Oregon.