Whether you’re buying your first, upgrading, or looking for something that fits life’s next chapter—our local experts have you covered. Not sure where to start? Call the team at 360-891-4028 and scroll down to find our best mortgage rates.
Find workshops and mortgage programs made to get first-time homebuyers home.
Lock down your lot with a Lot or Land Loan so you're ready to build as soon as possible.
Use a Renovation Loan to buy and renovate with a single loan based on expected value.
Custom Construction Loans roll construction-phase financing into your permanent mortgage.
Refinance your home mortgage with a better rate to enjoy lower payments.
Find the right mortgage option to seal down your second property.
Meet with one of our Home Loan Officers to find what’s right for you.
We get it. That’s why we offer workshops for first-time-homebuyers, mortgage programs with low down payment options, and one-on-one guidance for the home loan process.
Register for one of our free workshops to learn about:
Find low or no down payment mortgage options backed by the Veterans Benefits Administration. Servicemembers, veterans, and eligible surviving spouses can access great programs to purchase, refinance, and make improvements with help from the VA and Columbia Credit Union.
A Bridge Loan gives you short-term cash while you wait for your old home to close.
An FHA Loan is a mortgage that’s insured by the Federal Housing Administration, allowing you to finance your home with a down payment as low as 3.5%. These are especially popular with first-time homebuyers.
How does owning your home free and clear sound? It’s easy to do with a RetireIt! Mortgage from Columbia Credit Union.
No more house payments—no kidding. Retire your payments and finally start using those freed-up funds for more enjoyable purchases or retirement savings.
Refinance your home mortgage with a better rate to enjoy lower monthly payments. You can apply for a loan online or use our calculator to see what you could save by refinancing now.
Use our handy mortgage calculators for budgeting help, loan calculations, and more.
Adjustable Rate Mortgages – Enjoy a lower monthly payment.
Low down payments for first-time homebuyers.
With our 80-20 Home Loan, 80% of the purchase is the 1st mortgage, and 20% is the 2nd. $0 down payment.
Sign one set of documents, pay one set of fees, and save time and money as your construction-phase financing rolls into your permanent mortgage.
Buy and renovate with a single loan based on expected value.
Lock down your lot so you’re ready to build.
A short term loan option for homebuyers who don’t sell their current home before closing on a new one.
Save up to $500 for energy efficient homes.
Retire your payments by refinancing and entering retirement mortgage free.
Read the article to learn about refinancing your mortgage.
Interested in remodeling your outdated kitchen? A home equity line or loan can help make it happen. Learn about HELOCs and more.
Take a look at some common reasons to refinance your loan and questions you should ask before you embark on your home refinancing journey.
