Build your dream home with help from Columbia Credit Union Home Loans. We offer two affordable programs plus our nine-time “Best of Clark County” award-winning service.
- Choose between two popular programs: Adjustable Rate or Fixed Rate
- 2.9% APR interest-only payments during construction phase
- Generous construction phase – up to 12 months
Save time and money with our all-in-one loan. Because you only need to qualify once, sign one set of loan documents, and pay one set of loan fees for both your construction-phase financing and permanent mortgage. The construction-phase financing automatically rolls into your permanent mortgage at the end of construction or at 12 months (whichever comes first).
Lock in your rate
Depending on which program you choose, Adjustable or Fixed, you’ll know your permanent mortgage rate for the term of the loan before construction begins.
Save on our already low loan fees when you set up automatic mortgage payments from your Columbia checking account.
Loan decisions, processing, and draws are all done in Vancouver, WA. We’ll work closely with you during the entire process and even attend loan closing at your title company to answer last-minute questions.
To learn about other options and apply, click below to make an appointment or call 360.891.4128. Our home loan representatives look forward to helping you choose a construction loan that fits your needs. During the financing process you may be asked to provide some basic information to help us determine your future home’s value. Gather Details Now…