AUTO LOANS
Apply for a Car, RV, Boat or Motorcycle Loan
Our vehicle loans cover way more than a sedan or SUV. Apply for RV, Boat, Motorcycle, Jetski, ATV, or Snowmobile loans by clicking any of the links below.
Car Loans
Get behind the wheel of your new dream car with our great auto loan rates.
RV Loans
Get a loan for a camper made for adventure or a home away from home.
Boat Loans
Fishing, sailing, or power sports are at your finger tips when you break some waves with a boat loan.
Motorcycle Loans
Two wheels and the open road await when you hop on to a motorcycle loan.
AUTO LOAN REFINANCING
Want to save hundreds over the life of your loan?
Let us refinance your auto loan from another lender and we’ll look to lower your existing auto rate by up to 1.00%.
REDUCED AUTO RATES
Take 1.00% APR off your auto loan rate.
We want to put you in the driver’s seat of your car loan. Find great rates as low as 6.49% APR, or take 1.00% APR off your existing rate from another lender on any year vehicle down to our floor of 4.99% APR when you refinance.
BICYCLE LOAN
Go places with the bike you want.
Whether you ride to go green, get a workout, or save money on gas—our bicycle loan is here to help.
- Finance up to $10,000
- Up to 60-month term with a fixed rate
- Good for bicycles, electric bikes, or related equipment
We've got you covered.
Debt Protection
Ensure that your consumer loan payments are canceled if life takes an unexpected turn with debt protection.
GAP Coverage
Guaranteed Asset Protection (GAP) covers the difference between your car’s Actual Cash Value and the balance of your auto loan.
Extended Auto Warranty
Give yourself some peace of mind in case your vehicle experiences mechanical breakdown with an extended auto warranty.
If you used a vehicle for collateral on a loan, auto insurance is required. You can quickly and easily submit your auto insurance information to Columbia Credit Union via myinsuranceinfo.com. Use this convenient tool during the initial loan process or to update your information if you change insurance companies.
If you do not have insurance coverage or don’t notify Columbia about the coverage, then we will add insurance, which only covers our interest in the vehicle. In this case a premium will be added to your loan payment per your closing documents. This premium will increase your loan payment.
Please furnish evidence of insurance that meets the following conditions. We will be unable to accept insurance information that does not meet all of these conditions.
- List Columbia Credit Union as Lienholder or Loss Payee
- The Comprehensive deductible cannot exceed $1,000.00
- The Collision deductible cannot exceed $1,000.00
Our mailing address for insurance verification is:
Columbia Credit Union
PO Box 58790
Tukwila, WA 98138
Questions:
Call our Insurance Service Center at (800) 998-0763
Financial education lesson
Car Loans
Explore different ways to buy a car and the steps you can take to apply for a car loan.
¹APR=Annual Percentage Rate and is accurate as of April 11, 2024. APRs range from 6.49% to 15.49%. The APR you qualify for is based on repayment period, your vehicle’s value, year and mileage and your credit qualifications including residential status, credit and employment history. Payment example: If you borrow $20,000 for 60 months at 6.49% APR, your monthly payment would be $391.23. If you’re refinancing your vehicle loan from another lender, we will give you the lowest of either a) your Columbia CU qualifying APR or; b) up to 1.00% APR off your current lender’s APR down to our floor of 4.99% APR. Membership required to borrow. Columbia Credit Union may offer other rates in the future.