Repayment PeriodLTVFixed APR*
Up to 5 yearsUp to 75%3.24% - 3.99%
10 yearsUp to 75%3.74% - 4.24%
12 yearsUp to 75%3.99% - 4.74%

*Rates as low as 3.24. APR = Annual Percentage Rate. A $50,000 loan at 3.24% APR would have 60 monthly principal and interest payments of $903.27. Payment does not include taxes and insurance. If applicable, the actual payment obligation will be greater. Other low RetireIt! Mortgage APRs with terms of up to 12 years are available through our RetireIt! Mortgage refinance program. Maximum loan amount is $175,000. Maximum loan-to-value of 75%. Your APR depends on the mortgage term selected and your credit qualifications. Available for refinances only. $500 in closing costs for Washington properties. $1000 closing costs for Oregon properties. Membership required to borrow. The credit union may offer other loan rates and terms in the future.

Membership required to borrow.