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Free Credit Reports

Access Your Credit Report

Federal law requires reporting companies to provide free credit reports. The three national reporting companies — Equifax, Experian and TransUnion — are working together through Annual Credit Request Service. Request a free copy of your credit report by web, phone or mail.

Annual Credit Report Request Service
P.O. Box 105281
Atlanta, GA 30348-5281
877-322-8228

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Learn About Free Credit Reports