REWARDSPLUS CHECKING
Get free checking plus all the perks
Unlock exclusive perks and savings tailored just for you.
High-Yield Checking Account
REWARDSPLUS CHECKING
Get free checking plus all the perks
Unlock exclusive perks and savings tailored just for you.
Checking
EARLY DIRECT DEPOSIT
Get paid up to 3 days early.
Open an account and enjoy our early direct deposit to get your money up to three days early.1
EARLY DIRECT DEPOSIT
Get paid up to 3 days early.
Open an account and enjoy our early direct deposit to get your money up to three days early.1
Discover a world of unique benefits
No Monthly Fees
Say goodbye to monthly fees and hello to more savings.
$1 to Open
One dollar is all it takes to embark on a financial growth journey.
Federally Insured
The NCUA provides up to $250k in account insurance.
Additional Details
Discover the incredible perks and advantages that await you when you open a RewardsPlus Checking Account at Columbia Credit Union:
- One free folio of Columbia Credit Union checks per year
- Enjoy unlimited free money orders
- 25% discount on safe deposit box rental
- Experience the freedom of no monthly fees or minimum balance requirements
- Access our Online and Mobile Banking, debit rewards, budgeting tool, and e-statements at no cost
- Never worry about fees at Columbia ATMs
- Combine with Stash Your Cash for even more benefits
- Simplify your life with Direct Deposit
Additional Details
Discover the incredible perks and advantages that await you when you open a RewardsPlus Checking Account at Columbia Credit Union:
- One free folio of Columbia Credit Union checks per year
- Enjoy unlimited free money orders
- 25% discount on safe deposit box rental
- Experience the freedom of no monthly fees or minimum balance requirements
- Access our Online and Mobile Banking, debit rewards, budgeting tool, and e-statements at no cost
- Never worry about fees at Columbia ATMs
- Combine with Stash Your Cash for even more benefits
- Simplify your life with Direct Deposit
REWARDS PLUS CHECKING ACCOUNT
How to open a rewards checking account.
- Apply Online: Click the link below or stop by a branch to start your application.
- Add Funds: Make a $1 minimum opening deposit.
REWARDS PLUS CHECKING ACCOUNT
How to open a rewards checking account.
- Apply Online: Click the link below or stop by a branch to start your application.
- Add Funds: Make a $1 minimum opening deposit.
Debit Card Features
Our Card Manager feature in Online & Mobile Banking helps secure your cards while you’re away from home.
PURCHASE REWARDS
Earn cash back from your favorite stores and restaurants.
Unlocking your debit card rewards is easy. Just click in to your Purchase Rewards portal in Digital Banking.
- Find your favorite merchants and start earning on your purchases
- No limits means the more you use your debit card, the more you earn
- Completely secure—your info is never shared with merchants
PURCHASE REWARDS
Earn cash back from your favorite stores and restaurants.
Unlocking your debit card rewards is easy. Just click in to your Purchase Rewards portal in Digital Banking.
- Find your favorite merchants and start earning on your purchases
- No limits means the more you use your debit card, the more you earn
- Completely secure—your info is never shared with merchants
MOBILE WALLET
Pay without making contact.
Experience the convenience and security of our Mobile Wallet service. Simply add your Columbia Credit Union debit or credit card to your device’s Apple Pay, Google Pay, or Samsung Pay app.
Make purchases in stores and within apps without swiping your cards or entering payment and contact information. Rest assured that merchants will never see your personal details or contact info.
- Secure transactions: Add your Columbia Credit Union card to your mobile wallet for secure payments.
- Contact-free shopping: Make purchases in stores and within apps without swiping your card or entering payment information.
- Protect your personal information: Merchants will never see your name, card numbers, or security codes.
- Easy setup: To start using Mobile Wallet, just add your Columbia CU debit or credit card to the Apple Pay, Google Pay, or Samsung Pay app on your device.
- Discover more digital services: Explore more ways Columbia Credit Union can simplify your life with our digital services.
★★★★★
“I have had Columbia for 15 years now, and the staff is and always has been amazing. I just recently sat down with Ben and talked about what I thought I needed to do, and he gave me some options that made way more sense. I can see why everyone who came in made sure to greet him. I appreciate that he actually took the time to figure out what I needed to do and how to achieve it.”
- Olivia L.
Frequently Asked Questions
Simply open the Apple Pay, Google Pay, or Samsung Pay app on your device and follow the prompts to add your card. You must enter your card information and verify it with Columbia Credit Union. You can then start making purchases in stores and within apps without swiping your cards or entering payment and contact information.
Yes, you can personalize your Columbia Credit Union debit card by uploading a one-of-a-kind image through the Custom Card Image feature in Online and Mobile Banking, free of charge. To do so, log in to your account, navigate to the card customization option, and upload your desired image. We will mail your new personalized card, which you can use immediately.
A RewardsPlus Checking account offers perks such as no monthly fees, free money orders, and discounts on safe deposit box rentals. It’s designed for those seeking added value without specific account usage requirements.
In contrast, the Income Checking account is tailored for members aiming to maximize their earnings through higher interest rates. However, to earn a higher yield and receive ATM fee rebates, members must meet certain criteria, such as making a minimum number of debit or credit card transactions and setting up direct deposits.
While both accounts provide valuable features like free online banking and mobile wallet compatibility, they cater to different preferences regarding rewards versus potential earnings through interest rates.
$100 FOR YOU! $100 FOR THEM!
Refer a Friend for $100
Refer a friend to open their first checking account with Columbia CU and we’ll deposit $100 into BOTH of your accounts. Just our way of saying thanks—and welcome! And, a great way for you to share the value offered through Columbia Credit Union membership with your friends and family.
$100 FOR YOU! $100 FOR THEM!
Refer a Friend for $100
Refer a friend to open their first checking account with Columbia CU and we’ll deposit $100 into BOTH of your accounts. Just our way of saying thanks—and welcome! And, a great way for you to share the value offered through Columbia Credit Union membership with your friends and family.
Financial education lesson
Checking Accounts
Learn about the features, benefits, and functions of checking accounts.
Need a savings account?
¹Early direct deposit is available for checking members that set up direct deposit with their employer or other payer to receive electronic deposits of regular periodic payments (such as salary, pension, or government benefits). Early direct deposits may be available to you up to 3 days earlier, however, we are dependent on the timing of your payer’s payment and therefore you may not always see your direct deposits arrive early.