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When it comes to savings accounts, Columbia Credit Union members enjoy competitive rates and enhanced features
designed to provide added discounts and conveniences.
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» Open a Savings Account
» Calculate Savings Goal
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| Account |
Description |
Minimum to Open |
Monthly Fee |
Withdrawals |
Extras |
| Savings |
A basic savings account, which
pays dividends while the average daily balance is $100 or more |
$5
(Plus $5 lifetime membership fee) |
None¹ |
Up to two FREE; $0.50 thereafter |
• Save regularly and automatically
with direct deposit. |
| Achievers Club |
A savings account for youth (up
to 18 yrs), which pays dividends while the average daily balance is greater than zero |
$1 |
None |
Up to six FREE; $0.50 per withdrawal
thereafter |
• FREE ATM use at any financial
institution ATM²
• First 150 Columbia Custom checks FREE for checking account
• Special certificate account ($100 to open; add $50 or more at anytime!) |
| Holiday Club |
A savings account designed for
winter spending; Nov. 1 the balance is transferred to a
designated Columbia account; pays dividends while the
average daily balance is $50 or more |
$1 |
None |
Restricted to withdrawals at branches
or with Member Service Call Center |
• Save regularly and automatically
with direct deposit |
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FREE Account Access
Access your Columbia savings 24 hours a day with online
banking, telephone banking or from our 25
convenient ATMs. For a more personal touch, visit one of our 12
local branches or contact our Member
Service Call Center during business hours.
Direct Deposit
Have all or a portion of your payroll or other regularly scheduled payment deposited directly into
your checking account. Pay yourself first, access your funds quicker and save time. To begin direct deposit,
give your employer's payroll department or issuing agency our personal banking routing number, 323383349,
and your eight-digit Columbia checking account number.
Make Your Money Work Harder
If you maintain a minimum balance of $1,500 in savings, we recommend you consider opening a money market account in order to earn more dividends with our top-of-the-market rates. Learn More.
Insurance Benefit
For each account ownership structure held at Columbia Credit Union, your balances are
federally insured by the NCUA for up to $100,000. Additionally, at no cost to our members,
Columbia provides private insurance through Excess Share Insurance (ESI). ESI covers
balances in qualifying account types for up to an additional $250,000 per account ownership
structure. Qualifying account types are: personal savings, checking, money market and
individual retirement account balances.
¹ No monthly fee if you're 18 or younger, have any other Columbia deposit or loan account, or
maintain an average daily balance of $300, otherwise, $3. No monthly fee within the first three months of opening.
² Does not apply to fees charged by ATM proprietor.
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