FREE Account Access
Access your Columbia checking 24 hours a day with Personal Online Banking, telephone banking or from our 23 convenient ATMs. For a more personal touch, visit one of our 12 local branches or contact our Member Service Call Center during business hours.

Direct Deposit
Have all or a portion of your payroll or other regularly scheduled payment deposited directly into your checking account. Pay yourself first, access your funds quicker and save time. To begin direct deposit, give your employer's payroll department or issuing agency our personal banking routing number 323383349 and your eight-digit, Columbia checking account number.

Overdraft Protection
Protect your checking account from insufficient funds by requesting overdraft protection from your Columbia Credit Union savings, money market account or line of credit. In the event of an overdraft, funds will be automatically transferred in increments of $100 from your designated account to your Columbia checking account³ (if from your personal or home equity line of credit, in increments of $50).

¹ Does not apply to fees charged by ATM proprietor.
² A fee of $3 is assessed at the time of transfer.