Credit Cards
With low rates, high rewards, and global travel benefits—there’s a Columbia CU credit card for everyone.
No Balance Transfer Fees. No Interest for 12 Months.
0% APR*
For 12 months on purchases and balance transfers made within the first 90 days.
Fewer Fees
No Balance Transfer Fee, cash advance, foreign transaction, or annual fees.
Low Rates
Expand your purchasing power and build credit with low, competitive rates.
Choose your card.
With three great options, you can’t go wrong. See rates and full benefits below.
Signature CashPlus
- 0% APR* for 12 months on purchases and balance transfers made within the first 90 days
- Get $200 after making $3,000 in purchases in the first 90 days
- Get unlimited, automatic cash back on all purchases
- 1.25 points per $1 spent
- Hotel, car, and golf discounts
- Norton LifeLock ID Navigator
Platinum Rewards
- 0% APR* for 12 months on purchases and balance transfers made within the first 90 days
- Get a $100 after making $2,000 in purchases in the first 90 days
- Get unlimited cash back on all purchases, or redeem points for travel or merchandise.
- 1 point per $1 spent
- Norton LifeLock ID Navigator
Platinum Card
- 0% APR* for 12 months on purchases and balance transfers made within the first 90 days
- Get $100 after $1,500 in purchases in first 90 days
- Features our most competitive rate
- Norton LifeLock ID Navigator
Convenience

Accepted everywhere, all the time.
Your Columbia Credit Union Visa credit card provides the ability to make purchases, reservations, pay bills, and get emergency cash when you need it most.

What members are saying:
"There are many features I didn’t think I would use, but now use daily to keep track of my finances. Love the credit card tracker that connects to my account. My parents and kids are all customers."
Money Management

Track spending
with our online tool.
Manage your Columbia CU accounts and accounts you may have at other financial institutions with our free Money Management tool within Online and Mobile Banking.

ID Navigator Protection

Your partner against identity fraud
When you carry the Columbia CU Visa credit card, you’re eligible for ID Navigator Powered by NortonLifeLock. It provides you with the tools to help keep you informed of potential threats to your identity, so you can act quickly should the unexpected happen.

All the features that come with your credit card
Add your credit card and debit card to Apple Pay, Google Pay, or Samsung Pay to ditch the plastic completely.
VISA REWARDS

Track your uChoose VISA Rewards
Your card is automatically enrolled—all you need to do is register it online in order to view or redeem points at www.uchooserewards.com.
Enjoy peace of mind knowing that if your Visa card is ever lost, stolen, or damaged, assistance is only a phone call away. A Visa representative will work with you to notify the appropriate parties and replace your card.
Need emergency cash? Visa will block your card (if the card number is known) and connect you with Columbia Credit Union. Once approved, cardholders can also get an emergency card replacement within three business days. Alternatively, Visa can arrange for cash to be available at a location near you usually within hours of approval.
Platinum and Platinum Rewards cards: 855-515-9061 toll free or 301-945-5773 international collect
Signature CashPlus cards: 855-650-7859 toll free or 301-837-8419 international collect
Or, call one of Visa’s global toll-free numbers.
Call anytime for Travel or Emergency Assistance, available for covered Visa Signature cardholders from anywhere in the world. Access to a multilingual call center – 24 hours a day, 365 days a year – to help get the assistance you need. Covered cardholders, their spouses, and dependent children 22 years of age or under who are traveling with them can call a dedicated toll-free number in the United States, or call collect when traveling abroad.
- Pre-Trip Assistance – provides information about health precautions, weather reports, currency exchange rates, visas, and immunizations.
- Medical Referral Assistance – provides medical referral, monitoring, and follow-up.
- Emergency Transportation Assistance – arranges for transportation under medical supervision.
- Emergency Message Service – can relay emergency messages for travelers and is available 24 hours a day.
- Prescription Assistance and Valuable Document Delivery Arrangements – can accommodate unexpected prescription needs or transport critical documents (e.g. passport or travel visa), which may have been left at home or elsewhere.
- Legal Referral Assistance – can arrange contact with English-speaking attorneys, U.S. embassies and consulates, bail-bond assistance, cash advances, and follow-up assistance.
- Emergency Ticket Replacement – arranges for the replacement and delivery of new tickets, and assists with ticket reimbursement procedures.
- Emergency Translation Service – provides telephone assistance in all major languages and helps find local interpreters, if available.
- Lost Luggage Locator Service can help you through the common carrier’s claim procedures or can arrange shipment of replacement items if an airline or common carrier loses your checked luggage.
Platinum and Platinum Rewards cards: 855-515-9061 toll free or 301-945-5773 international collect
Signature CashPlus cards: 855-650-7859 toll free or 301-837-8419 international collect
Or, call one of Visa’s global toll-free numbers.
Financial education lesson

Credit Cards
Learn how credit cards work, what features to look for, and how to manage a credit card responsibly.
Need a business credit card?
*APR=Annual Percentage Rate. 0% Introductory Annual Percentage Rate (APR) for 12 months on purchases and balance transfers made within the first 90 days. After the Intro APR offer ends, a Variable APR that’s currently 12.74% – 24.74% will apply. Subject to credit approval. Other terms and conditions may apply. See disclosures for additional detail.