Thanks for visiting us at the Home & Garden Idea Fair!
We hope you are inspired to embark on your home project—and that we can help bring it to life.
Home Inspiration
Enter to Win!
Complete the form below to win our home and garden transformation prize—a portable projector and outdoor screen.
Good luck, and we look forward to talking with you about how we can help transform your home!
LIMITED TIME OFFER
Your home equity can make it happen—with no closing costs!*
Use the equity in your home to fund any project or purchase! We’ll even waive the closing costs so you can get your project off the ground for less. The possibilities are endless.
LIMITED TIME OFFER
Your home equity can make it happen—with no closing costs!*
Use the equity in your home to fund any project or purchase! We’ll even waive the closing costs so you can get your project off the ground for less. The possibilities are endless.
HOME INSPIRATION
Your dream home is calling...
Renovations, upgrades, new builds—whatever you need, let’s make your dream home a reality. As you’ve seen out in the community, Columbia Credit Union’s custom home financing options come tailor-made for your needs. Check out some lending options below, apply for a loan, or get in touch to learn even more.
HOME INSPIRATION
Your dream home is calling...
Renovations, upgrades, new builds—whatever you need, let’s make your dream home a reality. As you’ve seen out in the community, Columbia Credit Union’s custom home financing options come tailor-made for your needs. Check out some lending options below, apply for a loan, or get in touch to learn even more.
Buy and Renovate
Use a Renovation Loan to buy and renovate with a single loan based on expected value.
Build a Dream Home
Custom Construction Loans roll construction-phase financing into your permanent mortgage.
Use Home Equity
Pay for repairs, renovations, and side projects using the equity built into your home.
Make it happen with a custom Renovation Loan.
Get a loan based on the future value of your home after renovation.
- Wrap renovation projects into one easy loan
- Buy and renovate a new home with a single loan based on expected value
- No line of credit necessary
Make it happen with a custom Renovation Loan.
Get a loan based on the future value of your home after renovation.
- Wrap renovation projects into one easy loan
- Buy and renovate a new home with a single loan based on expected value
- No line of credit necessary
What can your Home Equity do for you?
Overhaul your home value, pay for improvements, or consolidate debts at a better rate. It’s your equity, use it how you want!
- Pay for repairs, renovations, and side projects
- Make big-ticket purchases
- Refinance higher interest debt
- Increase your monthly cash-on-hand
What can your Home Equity do for you?
Overhaul your home value, pay for improvements, or consolidate debts at a better rate. It’s your equity, use it how you want!
- Pay for repairs, renovations, and side projects
- Make big-ticket purchases
- Refinance higher interest debt
- Increase your monthly cash-on-hand
Teach your kids how to earn with Fern.
Use Fern with your kids to incentivize tasks and chores, reward good grades, and more—all while teaching them about spending, savings, and earning.
Fern links to your child’s account so they can:
- Earn cash for doing chores
- Borrow money from mom and dad
- Learn about budgeting
- Receive ongoing allowance
Teach your kids how to earn with Fern.
Use Fern with your kids to incentivize tasks and chores, reward good grades, and more—all while teaching them about spending, savings, and earning.
Fern links to your child’s account so they can:
- Earn cash for doing chores
- Borrow money from mom and dad
- Learn about budgeting
- Receive ongoing allowance
Need to buy before your old home closes?
A Bridge Loan gives you short-term cash while you wait for your old home to close.
Need to buy before your old home closes?
A Bridge Loan gives you short-term cash while you wait for your old home to close.
15-year fixed
- Rate: 5.875%
- APR: 6.069%
30-year fixed
- Rate: 6.750%
- APR: 6.896%
Jumbo 15-year fixed
- Rate: 5.625%
- APR: 5.787%
Jumbo 30-year fixed
- Rate: 6.500%
- APR: 6.625%
VA 30-year fixed
- Rate: 5.750%
- APR: 6.076%
Not sure where to start?
Meet with one of our Home Loan Officers to find what’s right for you.
*Typical closing costs range from $50-$1,050. During the promotional period, Columbia Credit Union will waive the standard closing costs (Origination, Title, Flood, and Recording fees). The promotion does not apply to full appraisal costs or escrow fees, or any additional title fees, if required. Appraisal fees are to be paid upfront by the member in the event that the full appraisal becomes necessary.
To qualify, applications must be received during the promotional period, April 21, 2025, to June 2, 2025. To qualify, the home equity loan or line of credit must be funded by July 10, 2025. Membership is required to borrow.