Loans and Credit Cards

Local lending to fit your needs

Credit Cards, Auto Loans, Home Equity and more—we’ll help you find the lending solution that works for you.

Local lending to fit your needs

Credit Cards, Auto Loans, Home Equity and more—we’ll help you find the lending solution that works for you.

Find what you need:

Credit Cards

Choose from three local cards for new adventures.

Auto Loans

Buy new or refinance with the area's #1 lender.

Home Equity

Open the door to what's possible with the equity in your home.

Personal Loans

Finance just about anything with a fixed rate and no surprises.

CREDIT CARDS

You already shop local.
Why not pay local, too?

Take local spending onto a global scale with a Columbia CU credit card. Play local, pay local. 

PERSONAL LOANS

Been putting off that
big vacation?

Get a Personal Loan and make the trip! You can finance just about anything with a fixed rate and no surprises.

  • Fixed-term rates
  • Up to 60-month terms
  • No hidden fees or prepayment penalties
  • Automatic payments

PERSONAL LOANS

Been putting off that
big vacation?

Get a Personal Loan and make the trip! You can finance just about anything with a fixed rate and no surprises.

  • Fixed-term rates
  • Up to 60-month terms
  • No hidden fees or prepayment penalties
  • Automatic payments

QUICKMONEY LOAN

A Quick Loan for Unexpected Expenses

Life happens. When you need a little extra cash to cover monthly expenses, vacation, school expenses, emergency car repairs, or anything in between, a QuickMoney Loan can help! Only available to members. It’s fast and easy to apply through our Mobile App or within Online Banking. Plus, there’s no credit check required!

Log in to the Columbia CU Mobile App or Online Banking:

  • In the Mobile App, select Apply for a QuickMoney Loan from the “More” menu
  • In Personal Online Banking,  apply from the QuickMoney link under the “Additional Services” tab

Read through the features and disclosures, and follow the simple steps to begin your application.

  • Must be a Columbia Credit Union Member for at least 90 days
  • Must be enrolled in Personal Online Banking or Mobile Banking
  • Must be 18 years or older
  • $25 origination fee
  • No credit check
  • Instant loan decision
  • Auto pay required for all QuickMoney loans
  • Limited to one (1) QuickMoney Loan at a time, up to a maximum balance of $4,000 with terms up to 42 months. First time QuickMoney borrowers maximum loan amount is $2,500
  • Other eligibility requirements apply. Click here for complete rates and terms.

BICYCLE LOAN

Go places with the bike you want.

Whether you ride to go green, get a workout, or save money on gas—our bicycle loan is here to help.

  • Finance up to $10,000
  • Up to 60-month term with a fixed rate
  • Good for bicycles, electric bikes, or related equipment

Ready to get rolling?

Columbia Credit Union Accessibility Statement - Usability for all.

$100 FOR YOU! $100 FOR THEM!

Refer a Friend for $100

Refer a friend to open their first checking account with Columbia CU and we’ll deposit $100 into BOTH of your accounts. Just our way of saying thanks—and welcome! And, a great way for you to share the value offered through Columbia Credit Union membership with your friends and family.

Financial education lesson

Credit Scores and Reports

Learn why establishing and maintaining strong credit matters so much for your financial health.

Choose your loan.

Member Login

Not a member? Apply here.