Columbia Credit Union

9-MONTH "ADD-TO" SUPER SAVER CD

What's your someday?

Is it college for the kids, a comfortable retirement, or that new roof you need next year? Maybe it’s just some extra cash on hand. Today, our 9-month CD gives you the opportunity to set your goal with a guaranteed return—then exceed it.

  • 9-month term earns 4.75% APY¹
  • Get a Loyalty Bump-Up to 5.00% APY each month you use your debit card 15 times.
  • See your bumped rate in each month-end statement.
  • Add funds any time during your term
  • $500 minimum to open

Whether it’s a small goal or large, know you’ll hit it—or earn even more—with our new CD.

Where you bank matters. 

Remember that Columbia Credit Union is your local not-for-profit financial institution. Your money here flows right back into the community to offer lower loan rates, high-yield deposits, and widespread donation dollars. It’s good for you and our neighbors, too.

Where you bank matters. 

Remember that Columbia Credit Union is your local not-for-profit financial institution. Your money here flows right back into the community to offer lower loan rates, high-yield deposits, and widespread donation dollars. It’s good for you and our neighbors, too.

9-MONTH "ADD-TO" SUPER SAVER CD

What's your someday?

Is it college for the kids, a comfortable retirement, or that new roof you need next year? Maybe it’s just some extra cash on hand. Today, our 9-month CD gives you the opportunity to set your goal with a guaranteed return—then exceed it.

  • 9-month term earns 4.75% APY¹
  • Get a Loyalty Bump-Up to 5.00% APY each month you use your debit card 15 times.
  • See your bumped rate in each month-end statement.
  • Add funds any time during your term
  • $500 minimum to open

Whether it’s a small goal or large, know you’ll hit it—or earn even more—with our new CD.

Income Checking

6.00%APY 2

Earn high interest on your checking account with 6.00% APY.

Auto Loans

6.74%APR 3

Get a great rate to finance your dream ride.

Income Checking

6.00%APY 2

Earn high interest on your checking account with 6.00% APY.

Auto Loans

6.74%APR3

Get a great rate to finance your dream ride.

WELCOME FUTURE CEOS

Lemonade Day with Columbia Credit Union – Join Us!

Lemonade Day is a free experiential, educational program powered by the Greater Vancouver Chamber that takes kids age 9-12 on an entrepreneurial journey—teaching them everything they need to know to open their very own business! Participants learn how to create budgets, set profit-making goals, serve customers, repay investors, and give back to the community. All guided by Columbia Credit Union teachers and mentors.

Everything starts with the Lemonade Day App and signing up to join our team. Once the course is complete, our kid CEOs will have the opportunity to get a micro loan from Columbia CU to fund their small business expenses, earn $5 to put into a Spend Checking account, and can apply to sell their handmade products or services on Junior Market Day at the Vancouver Farmers Market.

WELCOME FUTURE CEOS

Lemonade Day with Columbia Credit Union – Join Us!

Lemonade Day is a free experiential, educational program powered by the Greater Vancouver Chamber that takes kids age 9-12 on an entrepreneurial journey—teaching them everything they need to know to open their very own business! Participants learn how to create budgets, set profit-making goals, serve customers, repay investors, and give back to the community. All guided by Columbia Credit Union teachers and mentors.

Everything starts with the Lemonade Day App and signing up to join our team. Once the course is complete, our kid CEOs will have the opportunity to get a micro loan from Columbia CU to fund their small business expenses, earn $5 to put into a Spend Checking account, and can apply to sell their handmade products or services on Junior Market Day at the Vancouver Farmers Market.

OVERDRAFT KINDNESS

Overdrafts happen.

Our Overdraft Kindness eliminates fees to help smooth the path when finances get rocky. Account go negative? Avoid a potential one-time $20 fee for the day a transaction took your account negative if your account is brought positive by 6:30pm on the day of that overdraft.

VISA Credit Cards

With low rates, high rewards, and global travel benefits—there’s a Columbia CU credit card for everyone.

INCOME CHECKING

Free checking that pays.

Make your money work harder for you with early direct deposits, ATM fee rebates, and earnings every month.

MORTGAGE LENDING

Home loans made easy.

Whether you’re looking for your first home or planning your dream remodel, our local experts will help get you through the door.

CARD MANAGER

Get better card controls, features, and convenience.

Controlling, tracking, and protecting your cards is easy with Card Manager. Manage your Columbia CU debit and credit cards through Online Banking or the Columbia CU app.

Here’s a taste of what Card Manager allows you to do:

  • Lock/unlock debit and credit cards
  • Set travel plans so you don’t have to worry about your card declining
  • Easily add cards to your mobile wallet like Apple Pay or Google Pay
  • Report lost or stolen cards
  • View subscriptions and websites with your card on file

Find Card Manager under “Additional Services” in Online Banking on your desktop or under “More” in the Columbia CU app to check it out.

Card Manager Mobile Banking App

CARD MANAGER

Card Manager Mobile Banking App

Get better card controls, features, and convenience.

Controlling, tracking, and protecting your cards is easy with Card Manager. Manage your Columbia CU debit and credit cards through Online Banking or the Columbia CU app.

Here’s a taste of what Card Manager allows you to do:

  • Lock/unlock debit and credit cards
  • Set travel plans so you don’t have to worry about your card declining
  • Easily add cards to your mobile wallet like Apple Pay or Google Pay
  • Report lost or stolen cards
  • View subscriptions and websites with your card on file

Find Card Manager under “Additional Services” in Online Banking on your desktop or under “More” in the Columbia CU app to check it out.

Get the Columbia CU Mobile App

Access your accounts from anywhere for free.

VISA IN YOUR MOBILE WALLET

Accepted everywhere,
all the time.

Add your Columbia Credit Union VISA credit card to your Mobile Wallet to make no-contact purchases, pay bills through Online Banking, and get emergency cash when you need it most.

LEARN MORE ABOUT MOBILE WALLET

$100 FOR YOU! $100 FOR THEM!

Refer a Friend for $100

Refer a friend to open their first checking account with Columbia CU and we’ll deposit $100 into BOTH of your accounts. Just our way of saying thanks—and welcome! And, a great way for you to share the value offered through Columbia Credit Union membership with your friends and family.

WHAT LOCAL MEMBERS ARE SAYING

"They're all about changing their members' lives, and their communities' lives. And that's what they're going to do for you."

Susan Peake, Columbia CU Member

WHAT LOCAL MEMBERS ARE SAYING

"They're all about changing their members' lives, and their communities' lives. And that's what they're going to do for you."

Susan Peake, Columbia CU Member

Don't just take it from us.

  1. Best of Clark County
    Award 2008 – 2023

    The Columbian

  2. Corporate Philanthropy
    Award 2017 – 2023

    Portland Business Journal

  3. Best in Business
    Award 2013 – 2023

    Vancouver Business Journal

¹APY = Annual Percentage Yield and is accurate as of January 29, 2024. O­ffer subject to change without notice. Available for personal, IRA, and business certificates. $500 minimum to open and earn dividends. On qualifying months, the Super Saver certificate’s APY will have a Loyalty Bump-up to 5.00% APY for that month. Certificate will earn 4.75% APY on months where requirements are not met. Loyalty Bump-Up APY Requirements: As of the last day of each calendar month during the Super Saver certificate’s original Term, at least one certificate owner is also an owner of at least one Columbia CU Active Checking. Active Checking defined as having at least 15 debit card point-of-sale withdrawals in the calendar month. Trust Accounts: Active Checking and Super Saver certificate must be titled under the Trust to be eligible for Loyalty Bump-Up APY. Add-To Feature: Additional deposits allowed at any time during the original Term of the Super Saver certificate and do not affect the maturity date. Certificate automatically renews to then-current 12-month certificate rates and terms. Penalty may be imposed for early withdrawal.

²APY=Annual Percentage Yield and is accurate as of July 10, 2023 and can change at any time without notice. Minimum to open is $1. To earn Rewards APY, you must meet each of the following Requirements during the period of the 26th of the prior month to the 25th of the current month: 1) Enrolled in e-Statements by 11:59 p.m. PT; 2) Have a direct deposit of at least $500 into Income Checking; 3) Have 15 posted* Income Checking debit card or Columbia CU credit card purchases; pending transactions do not qualify. Please Note: Debit and credit card transactions may not post (or may show as pending, not posted) to your Income Checking or Credit Card Account the same day as the purchases. *Definition: A posted transaction has fully processed and appears on your account statement or in online & mobile banking with a transaction date. Credit card purchases count toward Requirements when the same person is the Tax Reported Owner (member) on the Income Checking and the credit card account. ATM withdrawals don’t count toward Requirements. Limit one (1) Income Checking per Tax Reported Owner (Member).

³APR=Annual Percentage Rate and is accurate as of September 22, 2023. APRs range from 6.74% to 16.99%. The APR you qualify for is based on repayment period, your vehicle’s value, year and mileage and your credit qualifications including residential status, credit and employment history. Payment example: If you borrow $20,000 for 60 months at 6.74% APR, your monthly payment would be $393.58. If you’re refinancing your vehicle loan from another lender, we will give you the lowest of either a) your Columbia CU qualifying APR or; b) up to 1.00% APR off your current lender’s APR down to our floor of 4.99% APR. Columbia Credit Union may offer other rates in the future.