Columbia Credit Union

¹Early direct deposit is available for checking members that set up direct deposit with their employer or other payer to receive electronic deposits of regular periodic payments (such as salary, pension, or government benefits). Early direct deposits may be available to you up to 2 days earlier, however, we are dependent on the timing of your payer’s payment and therefore you may not always see your direct deposits arrive early.

²Vehicle loan offer valid for any qualifying new or used car, truck, boat, motorcycle, RV, snowmobile, or ATV loan of at least $15,000 made directly (online or in-branch) between Oct. 1 – Nov. 11, 2021, and funded by Nov. 25, 2021. A Columbia CU checking account with the same primary account owner as the loan must be open at the time of the promotion’s deposit. Loan must be open and not delinquent on payment by more than 10 days at the time of the promotion’s Appreciation Deposit. $100 Appreciation Deposit will be made after December 1, 2021, but no later than December 20, 2021. Qualifying members will receive a 1099 INT in 2022 for the $100 payment.

³APR=Annual Percentage Rate. Rates accurate as of October 1, 2021 and range from 2.24% to 11.99% APR. The APR you qualify for is based on repayment period, your vehicle’s value, year and mileage and your credit qualifications including residential status, credit and employment history. Payment example: If you borrow $20,000 for 60 months at 2.24% APR, your monthly payment would be $352.66. If you’re refinancing your vehicle loan from another lender, we will give you the lowest of either a) your Columbia CU qualifying APR or; b) up to 1.00% APR off your current lender’s APR down to our floor of 2.24% APR. Membership required to borrow. Columbia Credit Union may offer other rates in the future.