Columbia Credit Union

Columbia Credit Union offers 5.00% APY on a 15-month Certificate of Deposit when combined with our 5.00% APY Income Checking!

15-Month High-Five Certificate

Earn two high yield high fives!

Pair two high fives together to earn as high as 5.00% APY1 on a 15-month CD when combined with our 5.00% APY Income Checking2.

Get the best rate of 5.00% APY on your 15-Month Certificate every month your Income Checking account qualifies for its high interest Rewards APY, too.

Columbia Credit Union offers 5.00% APY on a 15-month Certificate of Deposit when combined with our 5.00% APY Income Checking!

15-Month High-Five Certificate

Earn two high yield high fives!

Pair two high fives together to earn as high as 5.00% APY1 on a 15-month CD when combined with our 5.00% APY Income Checking2.

Get the best rate of 5.00% APY on your 15-Month Certificate every month your Income Checking account qualifies for its high interest Rewards APY, too.

Columbia Credit Union Accessibility Statement - Usability for all.

$70 FOR YOU! $70 FOR THEM!

Refer a Friend for $70

Refer a friend to open their first checking account with Columbia CU and we’ll deposit $70 into BOTH of your accounts. Just our way of saying thanks—and welcome! And, a great way for you to share the value offered through Columbia Credit Union membership with your friends and family.

Income Checking

5.00%APY 2

Earn high interest on your checking account with 5.00% APY

Auto Loans

5.99%APR 3

Auto loan rates as low as 5.99% APR, finance your dream car.

Income Checking

5.00%APY 2

Earn high interest on your checking account with 5.00% APY

Auto Loans

5.99%APR 3

Auto loan rates as low as 5.99% APR, finance your dream car.

VISA Credit Cards

With low rates, high rewards, and global travel benefits—there’s a Columbia CU credit card for everyone.

INCOME CHECKING

Free checking that pays.

Make your money work harder for you with early direct deposits, ATM fee rebates, and earnings every month.

MORTGAGE LENDING

Home loans made easy.

Whether you’re looking for your first home or planning your dream remodel, our local experts will help get you through the door.

Get the Columbia CU Mobile App

Access your accounts from anywhere for free.

VISA IN YOUR MOBILE WALLET

Accepted everywhere,
all the time.

Add your Columbia Credit Union VISA credit card to your Mobile Wallet to make no-contact purchases, pay bills through Online Banking, and get emergency cash when you need it most.

LEARN MORE ABOUT MOBILE WALLET

QUICKMONEY LOAN

A Quick Loan for Unexpected Expenses

When life happens and you need a little extra cash, QuickMoney can help! Apply quickly through Online & Mobile Banking.

AUTO LOAN REFINANCING

Take 1.00% APR off your auto loan rate.

We want to put you in the driver’s seat of your car loan. Find reduced rates as low as 1.00% APR, or take 5.74% APR off your existing rate from another lender on any year vehicle down to our floor of 1.00% APR when you refinance.

WHAT OUR MEMBERS ARE SAYING

“I adore Columbia Credit Union. The tellers are professional and kind, and I always have a great experience with Columbia CU. Keep up the great work!”

Christine C,
Member since 2001

Don't just take it from us.

  1. Best of Clark County
    Award 2008 – 2022

    The Columbian

  2. Corporate Philanthropy
    Award 2017 – 2022

    Portland Business Journal

  3. Best in Business
    Award 2013 – 2022

    Vancouver Business Journal

1APY = Annual Percentage Yield. APYs accurate as of January 25, 2023. Offer subject to change without notice. Available for personal and IRA certificates. $500 minimum to open and earn dividends. 15-month certificate earns 5.00% APY every month a certificate owner’s Income Checking qualifies for its reward APY. 15-month certificate earns 4.50% APY on months your Income Checking doesn’t meet rewards qualifications. Certificate automatically renews to then-current 18-month certificate rates and terms. Penalty may be imposed for early withdrawal.

2Income Checking dividends are variable and, when qualifications are met, is currently 5.00% APY on the first $25k and offers up to $25 in monthly ATM fee rebates, when you’re enrolled in e-Statements and monthly you:

  • Have a direct deposit of at least $500
  • Have at least 15 purchases using your Columbia CU debit or credit card

Non-qualifying interest is currently 0.05% APY. Visit ColumbiaCU.Org Rates and Fees for Important Account Details on rewards qualification specifics related to month-end timing

3 APR=Annual Percentage Rate. Rates accurate as of February 3, 2023, and range from 5.99% to 12.49% APR. The APR you qualify for is based on repayment period, your vehicle’s value, year and mileage and your credit qualifications including residential status, credit and employment history. Payment example: If you borrow $20,000 for 60 months at 5.99% APR, your monthly payment would be $386.56. If you’re refinancing your vehicle loan from another lender, we will give you the lowest of either a) your Columbia CU qualifying APR or; b) up to 1.00% APR off your current lender’s APR down to our floor of 4.99% APR. Membership required to borrow. Columbia Credit Union may offer other rates in the future.