Columbia Credit Union
COLUMBIA CREDIT UNION
Where you bank matters.
Columbia Credit Union is your local not-for-profit financial institution. Your money here flows right back into the community to offer lower loan rates, high-yield deposits, and widespread donation dollars.
LIMITED TIME OFFER FOR MEMBER APPRECIATION MONTH
Open a Home Equity loan or line of credit, and we’ll cover up to $775 of the closing costs.
What can your home equity do for you? Overhaul your home value, pay for improvements, or consolidate debts at a better rate. It’s your equity, use it how you want!
- Pay for repairs, renovations, and side projects
- Make big-ticket purchases
- Refinance higher interest debt
- Increase your monthly cash-on-hand
We’ll waive closing costs up to $775³ when you get started during Member Appreciation Month!
LIMITED TIME OFFER FOR MEMBER APPRECIATION MONTH
Open a Home Equity loan or line of credit, and we’ll cover up to $775 of the closing costs.
What can your home equity do for you? Overhaul your home value, pay for improvements, or consolidate debts at a better rate. It’s your equity, use it how you want!
- Pay for repairs, renovations, and side projects
- Make big-ticket purchases
- Refinance higher interest debt
- Increase your monthly cash-on-hand
We’ll waive closing costs up to $775³ when you get started during Member Appreciation Month!
INCOME CHECKING
Free checking that pays.
Make your money work harder for you with early direct deposits, ATM fee rebates, and earnings every month.
INCOME CHECKING
Free checking that pays.
Make your money work harder for you with early direct deposits, ATM fee rebates, and earnings every month.
VISA CREDIT CARDS
Credit cards are better from your credit union.
With low rates, high rewards, and global travel benefits—there’s a Columbia CU credit card for everyone.
VISA CREDIT CARDS
Credit cards are better from your credit union.
With low rates, high rewards, and global travel benefits—there’s a Columbia CU credit card for everyone.
OVERDRAFT KINDNESS
Overdrafts happen.
Our Overdraft Kindness eliminates fees to help smooth the path when finances get rocky. Account go negative? Avoid a potential one-time $20 fee for the day a transaction took your account negative if your account is brought positive by 6:30pm on the day of that overdraft.
INCOME CHECKING
Free checking that pays.
Make your money work harder for you with early direct deposits, ATM fee rebates, and earnings every month.
MORTGAGE LENDING
Home loans made easy.
Whether you’re looking for your first home or planning your dream remodel, our local experts will help get you through the door.
MORTGAGE LENDING
Home loans made easy.
Whether you’re looking for your first home or planning your dream remodel, our local experts will help get you through the door.
MOBILE WALLET
Pay without making contact.
Experience the convenience and security of our Mobile Wallet service. Simply add your Columbia Credit Union debit or credit card to your device’s Apple Pay, Google Pay, or Samsung Pay app.
Make purchases in stores and within apps without swiping your cards or entering payment and contact information. Rest assured that merchants will never see your personal details or contact info.
- Secure transactions: Add your Columbia Credit Union card to your mobile wallet for secure payments.
- Contact-free shopping: Make purchases in stores and within apps without swiping your card or entering payment information.
- Protect your personal information: Merchants will never see your name, card numbers, or security codes.
- Easy setup: To start using Mobile Wallet, just add your Columbia CU debit or credit card to the Apple Pay, Google Pay, or Samsung Pay app on your device.
- Discover more digital services: Explore more ways Columbia Credit Union can simplify your life with our digital services.
MOBILE WALLET
Pay without making contact.
Experience the convenience and security of our Mobile Wallet service. Simply add your Columbia Credit Union debit or credit card to your device’s Apple Pay, Google Pay, or Samsung Pay app.
Make purchases in stores and within apps without swiping your cards or entering payment and contact information. Rest assured that merchants will never see your personal details or contact info.
- Secure transactions: Add your Columbia Credit Union card to your mobile wallet for secure payments.
- Contact-free shopping: Make purchases in stores and within apps without swiping your card or entering payment information.
- Protect your personal information: Merchants will never see your name, card numbers, or security codes.
- Easy setup: To start using Mobile Wallet, just add your Columbia CU debit or credit card to the Apple Pay, Google Pay, or Samsung Pay app on your device.
- Discover more digital services: Explore more ways Columbia Credit Union can simplify your life with our digital services.
WHAT LOCAL MEMBERS ARE SAYING
"I admire the values that Columbia Credit Union portrays. They are in the community everywhere."
Jamie Young, Columbia CU Member
WHAT LOCAL MEMBERS ARE SAYING
"I admire the values that Columbia Credit Union portrays. They are in the community everywhere."
Jamie Young, Columbia CU Member
$100 FOR YOU! $100 FOR THEM!
Refer a Friend for $100
Refer a friend to open their first checking account with Columbia CU and we’ll deposit $100 into BOTH of your accounts. Just our way of saying thanks—and welcome! And, a great way for you to share the value offered through Columbia Credit Union membership with your friends and family.
$100 FOR YOU! $100 FOR THEM!
Refer a Friend for $100
Refer a friend to open their first checking account with Columbia CU and we’ll deposit $100 into BOTH of your accounts. Just our way of saying thanks—and welcome! And, a great way for you to share the value offered through Columbia Credit Union membership with your friends and family.
Don't just take it from us.
Best of Clark County Award
2008-2024
The Columbian
Corporate Philanthropy Award
2017-2023
Portland Business Journal
Best in Business Award
2013-2023
Vancouver Business Journal
¹APY=Annual Percentage Yield is accurate as of June 1, 2024, and can change at any time without notice. When qualifications are met, the Rewards Dividend Rate is calculated and accrued daily on ending balances of $25,000 or less. Dividends are paid and compounded monthly. The advertised Rewards APY assumes your balance including the prior months’ dividends, is $25,000 or less every day of every month during the APY’s annual look-ahead timeframe. Minimum to open is $1. Requirements Period: (26th of the prior month – 25th of the current month). To earn Rewards APY and/or ATM fee rebates you must complete these three Requirements during the month’s Requirements Period: 1) Be enrolled in e-Statements; 2) Have a direct deposit of at least $500 into Income Checking; 3) Have 15 posted* Income Checking debit card or Columbia CU credit card purchases; pending transactions do not qualify. Please Note: Debit and credit card transactions may not post (or may show as pending, not posted) to your Income Checking or Credit Card Account the same day as the purchases. *Definition: posted transaction has fully processed and appears on your account statement or in online & mobile banking with a transaction date. Credit card purchases count toward Requirements when the same person is the Tax Reported Owner (member) on the Income Checking and the credit card account. ATM withdrawals don’t count toward Requirements. Limit one (1) Income Checking per Tax Reported Owner (Member).
²APR=Annual Percentage Rate and is accurate as of April 11, 2024. APRs range from 6.24% to 14.24%. The APR you qualify for is based on repayment period, your vehicle’s value, year and mileage and your credit qualifications including residential status, credit and employment history. Payment example: If you borrow $20,000 for 60 months at 6.24% APR, your monthly payment would be $388.89. If you’re refinancing your vehicle loan from another lender, we will give you the lowest of either a) your Columbia CU qualifying APR or; b) up to 1.00% APR off your current lender’s APR down to our floor of 4.99% APR.
Lowest APRs include Checking Relationship Plan discount which provides a qualifying rate discount of 0.25% APR for automatic loan payments from Columbia CU checking. Auto Pay can be set up via automatic transfers from your Columbia CU checking to your loan with either the assistance of a Columbia CU representative or by setting up recurring transfers in Columbia CU’s Online Banking.
Membership required to borrow. Columbia Credit Union may offer other rates in the future.
³Typical closing costs range from $50-$1,050. Of that amount, Columbia Credit Union will cover up to $775 in the form of a lender credit (lender credit does not apply to full appraisal costs, if full appraisal is required. Appraisal fees are to be paid upfront by the member in the event the full appraisal becomes necessary).