Columbia Credit Union

NO ANNUAL FEES. NO SURPRISES.

Credit cards from a place you can trust.

With 0% APR¹ for 6 months, rates as low as 7.74% APR¹, and no balance transfer or annual fees, you can’t go wrong with any one of our three great credit card options.

Choose the card that's right for you:

platinum credit card

Platinum

Our best rates for everyday use.

signature cashplus credit card

Signature CashPlus

Earns 1.25% cash back on every purchase.

platinum rewards credit card

Platinum Rewards

Get unlimited cash back on all purchases.

VISA CREDIT CARDS

0% APR¹
for the
first 6 months

With 0% APR for six months on purchases and balance transfers made within the first 90 days, our three VISA credit card options are hard to beat. Also enjoy:

  • No Annual Fee
  • No Balance Transfer Fee
  • No Cash Advance Fee
  • 24/7 Toll-Free Support

VISA CONVENIENCE

Accepted everywhere,
all the time.

Your Columbia Credit Union VISA credit card allows you to make no-contact purchases with Mobile Wallet, pay bills through Online Banking, and get emergency cash when you need it most. 

On-The-Go Banking

Skip the trip to the branch.​

Mobile Deposit

Point and click to deposit checks.

Live Chat

Use the icon in the corner.

rotating money icon

Money Transfers

Send and receive payments.

Download the App

Get the free Columbia CU app.

INCOME CHECKING

Checking
at its best

With Income Checking, earn 1.00% APY² on balances up to $25,000 and up to $25 in nationwide ATM fee rebates each month your free account meets the 3 easy requirements:

  1. Enroll in e-statements
  2. Have a direct deposit of at least $500
  3. Make at least 15 purchases using any combination of your Income Checking debit card and your Columbia CU credit card

See details here.

Don't just take it from us.

ribbon icon

Best of Clark County
Award 2008 – 2020

The Columbian

ribbon icon

Corporate Philanthropy
Award 2017 – 2020

Portland Business Journal

ribbon icon

Best in Business
Award 2013 – 2019

Vancouver Business Journal

On-Going Updates

Coronavirus (COVID-19)

Learn about Columbia Credit Union’s response to protect and assist members with financial help programs and remote banking options.

Become a member.

Join more than 100,000 of your friends, family, and neighbors. Columbia Credit Union membership is open to individuals and businesses in Washington State and in the Oregon communities of Clackamas, Marion, Multnomah, and Washington Counties (and to the families of eligible individuals). We’re making life better where our members thrive where they live, work, and play. Join us.

¹0% Introductory Annual Percentage Rate (APR) for six months on purchases and balance transfers made within the first 90 days. After the Intro APR offer ends, a Variable APR that’s currently 7.74% – 19.74% will apply. Subject to credit approval. Other terms and conditions may apply. See disclosures for additional detail.

²APY=Annual Percentage Yield and is accurate as of 8/1/2020 and can change at any time without notice. One Income Checking per member with Tax Reported Owner role. Minimum to open is $1. To earn rewards, you must meet each of the following requirements: 1) Be enrolled to get e-Statements by 11:59 p.m. PT two days before month end; 2) Have a direct deposit of at least $500 by 6:00 p.m. on the last day of the month; 3) Make at least 15 purchases using a combination of your Income Checking debit card by 6:00 p.m. PT three days before month end and your Columbia CU credit card by 11:59 p.m. PT three days before month end. For example: In a month with 30 days, e-Statements by the 28th, direct deposit by month end, debit purchases by the 27th, and credit card purchases by the 27th. Please note, debit and credit card transactions may not post on the same day as the purchase. ATM transactions do not count toward the purchase requirement. For credit card purchases to apply, the member with the Tax Reported Owner Role must be the same on the Income Checking account and on the Columbia Credit Union Visa credit card.