Columbia Credit Union

¹ APY = Annual Percentage Yield. 4.00% APY is accurate as of December 1, 2022. Offer subject to change and may be discontinued at any time without notice. Available for personal, IRA and business certificates. Limit one personal, IRA and business certificate per Tax Identification Number. $500 minimum to open and earn dividends. There is no dollar amount cap per certificate. Certificate automatically renews to then current 6-month certificate rates and terms unless otherwise instructed by member. Penalty may be imposed for early withdrawal. Membership required.

² APY=Annual Percentage Yield. 3.25% APY is accurate as of 10/01/2022 and may increase depending on toy donations received and accepted at Columbia Credit Union locations by 6 pm December 12, 2022, to fill the KPTV Toy Drive trailer. Whether the Toy Drive Trailer is deemed filled will be determined at the sole discretion of Columbia Credit Union. If the Toy Drive Trailer is filled, the yield increases to 3.70% APY on January 1, 2023, for the remainder of the certificate term. Available for personal and IRA certificates. $500 minimum to open and earn dividends. One certificate per Tax Identification Number and $100,000 maximum per certificate. Certificate automatically renews to the then-current 12-month certificate rates and terms, unless otherwise instructed by the member. Penalty may be imposed for early withdrawal. Membership required. Offer is subject to change and may be discontinued at any time without notice.

³ APY=Annual Percentage Yield. and is accurate as of October 1, 2022, and can change at any time without notice. One Income Checking per member with Tax Reported Owner role. Minimum to open is $1. To earn rewards, you must meet each of the following requirements: 1) Be enrolled to get e-Statements by 11:59 p.m. PT two days before month end; 2) Have a direct deposit of at least $500 by 6:00 p.m. on the last day of the month; 3) Make at least 15 purchases using a combination of your Income Checking debit card by 6:00 p.m. PT two days before month end and your Columbia CU credit card by 11:59 p.m. PT two days before month end. For example: In a month with 30 days, e-Statements by the 28th, direct deposit by month end, debit purchases by the 28th, and credit card purchases by the 28th. Please note, debit and credit card transactions may not post on the same day as the purchase. ATM transactions do not count toward the purchase requirement. For credit card purchases to apply, the member with the Tax Reported Owner Role must be the same on the Income Checking account and on the Columbia Credit Union Visa credit card.

⁴ APR=Annual Percentage Rate. Rates accurate as of November 4, 2022, and range from 5.74% to 12.49% APR. The APR you qualify for is based on repayment period, your vehicle’s value, year and mileage and your credit qualifications including residential status, credit and employment history. Payment example: If you borrow $20,000 for 60 months at 5.74% APR, your monthly payment would be $384.24. If you’re refinancing your vehicle loan from another lender, we will give you the lowest of either a) your Columbia CU qualifying APR or; b) up to 1.00% APR off your current lender’s APR down to our floor of 4.99% APR. Membership required to borrow. Columbia Credit Union may offer other rates in the future.