Made to save

Make saving easier with automatic tools, great dividends, and youth and holiday accounts.

Made to save

Make saving easier with automatic tools, great dividends, and youth and holiday accounts.

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Stash Your Cash

Grow your savings automatically with every purchase.

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IRA Planning

Save for retirement, college, and your family's future.

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Money Market

Earn higher dividends on your savings.

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Automatic Transfers

Transfer funds in the event of an overdraft.

CERTIFICATE ACCOUNTS

Plant it. Leave it. Watch it grow.

Plant some funds for a fixed term and watch them grow faster than a savings account.

  • Earn high dividends on your money by planting them in a Certificate Account for a fixed term
  • Tiered rates
  • Terms from 3 months to 5 years
  • Minimum balance as low as $500
  • Automatically renewable at then-current market rates
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Start growing your savings with a Regular Savings account that earns dividends.

  • Two free withdrawals a month; $0.50 thereafter
  • No monthly fee if under age 19, an additional deposit or loan under same tax ID, or minimum balance of $300; otherwise $3
  • Dividends paid on daily balance to $0
  • $5 minimum to open

Learn how to save with an Achiever’s Club savings account for youth under age 19.

  • Six free withdrawals a month; $0.50 thereafter
  • No monthly fee
  • Dividends paid on daily balance to $0
  • Automatically converts to Regular Savings account on 19th birthday
  • $5 minimum to open

Save up for the holidays automatically with a Holiday Club savings account.

  • Balance automatically transfers to designated savings or checking account on Nov. 1 every year
  • $1 Minimum to open
  • Dividends with daily balance above $50
  • No monthly fee
  • Withdrawals can be made at branches or with Member Service Call Center

Grow your savings automatically every time you make a purchase.

  • Columbia will round purchases up to the next dollar and automatically transfer the difference into your Regular Savings account
  • Sign up for free if you have a Columbia CU checking account with a debit card, a savings account under the same tax ID, and are enrolled in e-statements
  • Stash Your Cash will never overdraw your checking account

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Automatically transfer money to your savings account to make sure you reach your goal.

  • In the event of an overdraft, automatically transfer funds into your checking account to cover the expense.

YOUTH CERTIFICATES

Achiever's Club Youth Certificates

Let your kids learn about money management with a certificate for kids under 18.

  • Certificate Account designed to teach those age 18 and younger about money management while earning high dividends on their savings
  • Tiered rates
  • 12 month term
  • Minimum balance as low as $100
  • Add funds anytime in increments of $50
  • Automatically renewable at then-current market rates until member is 19 years old

Money Market Accounts

Earn higher dividends on your savings while maintaining flexibility.

  • Earn higher dividends on your savings without having to maintain high minimum balances
  • Tiered rates
  • No monthly fee with minimum balance of $1,500; otherwise $8 per month
  • Unlimited in-person withdrawals or transfers
  • Up to 6 pre-authorized withdrawals or transfers per month
  • No dollar limitations on withdrawals
  • Free personalized checks
  • 24/7 access through Online and Mobile Banking

Put your savings into overdrive.​ Earn an increased dividend rate on your Money Market Account (not available for Premium Money Market Accounts) in 3 easy steps:

  1. Enroll by calling, emailing, or using the online chat tool
  2. Have an open checking account with a minimum balance of $2,500 and the same Tax ID as your money market
  3. Establish either a direct deposit into your checking account or an automatic loan payment from your checking account

Earn higher rates on your high-balance savings.

  • Enjoy the same Money Market convenience and liquidity but with higher rates for high balances
  • $100,000 minimum to open and earn dividends
  • Tiered rates
  • No monthly fee

Earn higher dividends on your savings while maintaining flexibility.

  • Earn higher dividends on your savings without having to maintain high minimum balances
  • Tiered rates
  • No monthly fee with minimum balance of $1,500; otherwise $8 per month
  • Unlimited in-person withdrawals or transfers
  • Up to 6 pre-authorized withdrawals or transfers per month
  • No dollar limitations on withdrawals
  • Free personalized checks
  • 24/7 access through Online and Mobile Banking

Put your savings into overdrive.​ Earn an increased dividend rate on your Money Market Account (not available for Premium Money Market Accounts) in 3 easy steps:

  1. Enroll by calling, emailing, or using the online chat tool
  2. Have an open checking account with a minimum balance of $2,500 and the same Tax ID as your money market
  3. Establish either a direct deposit into your checking account or an automatic loan payment from your checking account

Earn higher rates on your high-balance savings.

  • Enjoy the same Money Market convenience and liquidity but with higher rates for high balances
  • $100,000 minimum to open and earn dividends
  • Tiered rates
  • No monthly fee

Save for retirement, college, and your family's future.

Save for your family’s future with a tax-deferred Individual Retirement Account.

  • Tax-deferred retirement savings contributions 
  • Contributions can be made up to age 70 ½ when you have earned income
  • Deductions may be limited if you (or your spouse) are covered by a retirement plan at work and your income exceeds certain levels. See IRS.gov for more details

A retirement account for those who want tax-free growth and tax-free withdrawals.

  • Non-tax deductible retirement savings contributions that feature tax-free withdrawals on your earnings after 5 years and when you reach 59 ½ years or a qualifying event
  • Contributions might be limited based on your tax filing status and income
  • A contribution phase-out period applies to contributors whose income falls within the phase-out range

Start building that college fund with an education-specific IRA.

  • Tax-deferred investment account created for paying education expenses on behalf of a beneficially (up to the age of 18)
  • Anyone can contribute but the total contribution limit is $2,000 per year per beneficiary
  • Individuals must earn less than $110,000 if filing single, and $220,000 if joint filing, to make a contribution
  • A contribution phase-out period applies to contributors whose income falls within the phase-out range