Free of monthly fees, high in rewards, and made for dividends—Columbia CU has the high interest checking account to fit your needs.
Make your money work harder for you with a high interest checking account.
Get free check folios, safe deposit box discounts and coupon books.
Learn about money management with a first checking account for kids up to age 18.
Plus, Income Checking + VISA Credit Cards work together. Combine your debit and credit card transactions to unlock 1) a high interest of 4.25% APY2 on your Income Checking balances up to $25,000 and 2) get 0% APR4 for 12 months on purchases and balance transfers made within the first 90 days with your VISA credit card.
Each month, earn 4.25% APY* on balances up to $25,000 and receive up to $25 in nationwide ATM fee rebates each month in 3 easy steps.
Enjoy discounts and perks like:
A free account for kids up to age 18 with a parent or guardian co-account holder. Learn about your first spending account with all of the following benefits:
Open an account with early direct deposit to get your money to you up to 3 days sooner than your regularly scheduled payments.¹
Add your debit and credit card to Apple Pay, Google Pay, or Samsung Pay to ditch the plastic completely.
Need to send money to a friend? Make peer-to-peer payments with Popmoney in Online & Mobile Banking.
Set up Overdraft Protection to transfer funds from linked accounts when your account is overdrawn.
Swipe your debit card without fear of being declined at point of purchase with Discretionary Courtesy Pay.
Learn about the features, benefits, and functions of checking accounts.
*APY=Annual Percentage Yield and is accurate as of December 1, 2022, and can change at any time without notice. One Income Checking per member with Tax Reported Owner role. Minimum to open is $1. To earn rewards, you must meet each of the following requirements: 1) Be enrolled to get e-Statements by 11:59 p.m. PT two days before month end; 2) Have a direct deposit of at least $500 by 6:00 p.m. on the last day of the month; 3) Make at least 15 purchases using a combination of your Income Checking debit card by 6:00 p.m. PT two days before month end and your Columbia CU credit card by 11:59 p.m. PT two days before month end. For example: In a month with 30 days, e-Statements by the 28th, direct deposit by month end, debit purchases by the 28th, and credit card purchases by the 28th. Please note, debit and credit card transactions may not post on the same day as the purchase. ATM transactions do not count toward the purchase requirement. For credit card purchases to apply, the member with the Tax Reported Owner Role must be the same on the Income Checking account and on the Columbia Credit Union Visa credit card.
