Auto loan rates as low as 1.99% APR

With auto loan rates as low as 1.99% APR*, you can finance your dream car at any of our participating dealers, directly with us online, at any branch location, or by phone. Let’s put you behind the wheel.

Apply for an auto loan
View auto loan rates

Car

Get behind the wheel.

Boat

Let’s break some waves.

RV

Find your home away from home.

Motorcycle

Hop onto the open road.

REFINANCE YOUR AUTO LOAN

Get in the driver's seat.

We’re dropping auto loan rates to as low as 1.99% APR. Already have a car loan? On any year vehicle, refinance from elsewhere and we’ll take 1.00% APR off your existing rate down to our floor of 1.99% APR. Really.

START AN AUTO LOAN APPLICATION

REFINANCE YOUR AUTO LOAN

Auto rates as low as 1.99% APR*

We’re dropping auto loan rates to as low as 1.99% APR. Already have a car loan? On any year vehicle, refinance from elsewhere and we’ll take 1.00% APR off your existing rate down to our floor of 1.99% APR. Really.

Don’t miss your chance

START AN AUTO LOAN APPLICATION

REFINANCE

Want to save hundreds
over the life of your loan?

Let us refinance your auto loan from another lender and we’ll look to lower your existing auto rate by up to 1.00%.

REFINANCE YOUR LOAN
VIEW CURRENT RATES

REDUCED AUTO RATES

Take 1.00% APR off your auto loan rate.

We want to put you in the driver’s seat of your car loan. Find reduced rates as low as 1.99% APR, or take 1.00% APR off your existing rate from another lender on any year vehicle down to our floor of 1.99% APR when you refinance.

START AN AUTO LOAN APPLICATION

We've got you covered.

Debt Protection

Ensure that your consumer loan payments are canceled if life takes an unexpected turn.

GAP Coverage

Guaranteed Asset Protection (GAP) covers the difference between your car’s Actual Cash Value and the balance of your auto loan.

Extended Auto Warranty

Give yourself some peace of mind in case your vehicle experiences mechanical breakdown.

REDUCED AUTO RATES

Apply on your phone.

Your reduced rate could be a tap away.

APPLY FOR AN AUTO LOAN NOW

Financial education lesson

Car Loans

Explore different ways to buy a car and the steps you can take to apply for a car loan.

TAKE A QUICK LESSON

Get financing at a dealership near you.

Find a Dealership

My Insurance Info

LOGIN

If you used a vehicle for collateral on a loan, auto insurance is required. You can quickly and easily submit your auto insurance information to Columbia Credit Union via myinsuranceinfo.com. Use this convenient tool during the initial loan process or to update your information if you change insurance companies.

If you do not have insurance coverage or don’t notify Columbia about the coverage, then we will add insurance, which only covers our interest in the vehicle. In this case a premium will be added to your loan payment per your closing documents. This premium will increase your loan payment.

Please furnish evidence of insurance that meets the following conditions. We will be unable to accept insurance information that does not meet all of these conditions.

  • List Columbia Credit Union as Lienholder or Loss Payee
  • The Comprehensive deductible cannot exceed $1,000.00
  • The Collision deductible cannot exceed $1,000.00

Our mailing address for insurance verification is:

Columbia Credit Union
PO Box 58790
Tukwila, WA 98138

Questions:
Call our Insurance Service Center at (800) 998-0763

*APR=Annual Percentage Rate. Rates accurate as of February 28, 2022, and range from 1.99% to 10.99% APR. The APR you qualify for is based on repayment period, your vehicle’s value, year and mileage and your credit qualifications including residential status, credit and employment history. Payment example: If you borrow $20,000 for 60 months at 1.99% APR, your monthly payment would be $350.47. If you’re refinancing your vehicle loan from another lender, we will give you the lowest of either a) your Columbia CU qualifying APR or; b) up to 1.00% APR off your current lender’s APR down to our floor of 1.99% APR. Membership required to borrow. Columbia Credit Union may offer other rates in the future.