AUTO LOANS
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Our vehicle loans cover way more than a sedan or SUV. Apply for RV, Boat, Motorcycle, Jetski, ATV, or Snowmobile loans by clicking any of the links below.
Get behind the wheel of your new dream car with our great auto loan rates.
Get a loan for a camper made for adventure or a home away from home.
Fishing, sailing, or power sports are at your finger tips when you break some waves with a boat loan.
Two wheels and the open road await when you hop on to a motorcycle loan.
Let us refinance your auto loan from another lender and we’ll look to lower your existing auto rate by up to 1.00% APR. Plus, take an additional 0.25% APR off when you set up automatic payments from your Columbia CU checking account.
Let us refinance your auto loan from another lender and we’ll look to lower your existing auto rate by up to 1.00% APR. Plus, take an additional 0.25% APR off when you set up automatic payments from your Columbia CU checking account.
We want to put you in the driver’s seat of your car loan. Find great rates as low as 6.49% APR, or take 1.25% APR off your existing rate from another lender on any year vehicle down to our floor of 4.99% APR when you refinance from another lender and set up automatic payments from your Columbia CU checking account.
We want to put you in the driver’s seat of your car loan. Find great rates as low as 6.49% APR, or take 1.25% APR off your existing rate from another lender on any year vehicle down to our floor of 4.99% APR when you refinance and set up automatic payments from your Columbia CU checking account.
We’re rewarding eco-friendly vehicle choices with a 0.25-0.50% APR discount thanks to our E-Go Green Auto Loan. Hundreds of makes and models qualify for a lower rate. See the full list of qualified vehicles here.
We’re rewarding eco-friendly vehicle choices with a 0.25-0.50% APR discount thanks to our E-Go Green Auto Loan. Hundreds of makes and models qualify for a lower rate. See the full list of qualified vehicles here.
Ensure that your consumer loan payments are canceled if life takes an unexpected turn with debt protection.
Guaranteed Asset Protection (GAP) covers the difference between your car’s Actual Cash Value and the balance of your auto loan.
Give yourself some peace of mind in case your vehicle experiences mechanical breakdown with an extended auto warranty.
If you used a vehicle for collateral on a loan, auto insurance is required. You can quickly and easily submit your auto insurance information to Columbia Credit Union via myinsuranceinfo.com. Use this convenient tool during the initial loan process or to update your information if you change insurance companies.
If you do not have insurance coverage or don’t notify Columbia about the coverage, then we will add insurance, which only covers our interest in the vehicle. In this case a premium will be added to your loan payment per your closing documents. This premium will increase your loan payment.
Please furnish evidence of insurance that meets the following conditions. We will be unable to accept insurance information that does not meet all of these conditions.
Our mailing address for insurance verification is:
Columbia Credit Union
PO Box 58790
Tukwila, WA 98138
Questions:
Call our Insurance Service Center at (800) 998-0763
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Certified Pre-Owned (CPO) vehicles purchased at a dealership of the same brand are eligible for a 0.25% APR discount on your auto loan. It’s a certified deal!
Certified Pre-Owned (CPO) vehicles purchased at a dealership of the same brand are eligible for a 0.25% APR discount on your auto loan. It’s a certified deal!
Explore different ways to buy a car and the steps you can take to apply for a car loan.
Explore different ways to buy a car and the steps you can take to apply for a car loan.
¹APR=Annual Percentage Rate and is accurate as of May 1, 2024. APRs range from 6.49% to 15.49%. The APR you qualify for is based on repayment period, your vehicle’s value, year and mileage and your credit qualifications including residential status, credit and employment history. Payment example: If you borrow $20,000 for 60 months at 6.49% APR, your monthly payment would be $391.23. If you’re refinancing your vehicle loan from another lender, we will give you the lowest of either a) your Columbia CU qualifying APR or; b) up to 1.00% APR off your current lender’s APR down to our floor of 4.99% APR.
Lowest APRs include Checking Relationship Plan discount which provides a qualifying rate discount of 0.25% APR for automatic loan payments from Columbia CU checking. Auto Pay can be set up via automatic transfers from your Columbia CU checking to your loan with either the assistance of a Columbia CU representative or by setting up recurring transfers in Columbia CU’s Online Banking.
If your vehicle is classified by the Environmental Protection Agency as Smartway or Smartway Elite, it qualifies for our E-Go discount of 0.25% APR or 0.50% APR, respectively, down to our floor 4.99% APR, when you’re also enrolled in e-Statements.
Certified Pre-Owned (CPO) vehicles purchased at a dealership of the same brand are eligible for a 0.25% discount.
Membership required to borrow. Columbia Credit Union may offer other rates in the future.