A couple camping on the top of a car financed with a credit union auto loan in Washington state.
A couple camping on the top of a car financed with a credit union auto loan in Washington state.

Auto loan rates as low as 6.74% APR

With auto loan rates as low as 6.74% APR*, you can finance your dream car at any of our participating dealers, directly with us online, at any branch location, or by phone. Let’s put you behind the wheel.

Apply for a Car, RV, Boat or Motorcycle Loan

Our vehicle loans cover way more than a sedan or SUV. Apply for RV, Boat, Motorcycle, Jetski, ATV, or Snowmobile loans by clicking any of the links below.

Car Loans

Get behind the wheel of your new dream car with our great auto loan rates.

RV Loans

Get a loan for a camper made for adventure or a home away from home.

Boat Loans

Fishing, sailing, or power sports are at your finger tips when you break some waves with a boat loan.

Motorcycle Loans

Two wheels and the open road await when you hop on to a motorcycle loan.

REFINANCE YOUR CAR LOAN

Get in the driver's seat.

Finance your new ride with auto loan rates to as low as 6.74% APR. Already have a car loan? On any year vehicle, refinance from elsewhere and we’ll take 1.00% APR off your existing rate down to our floor of 4.99% APR. Really.

REFINANCE YOUR AUTO LOAN

Auto rates as low as 6.74% APR*

Finance your new ride with auto loan rates to as low as 6.74% APR. Already have a car loan? On any year vehicle, refinance from elsewhere and we’ll take 1.00% APR off your existing rate down to our floor of 4.99% APR. Really.

Don’t miss your chance

A couple camping on the top of a car financed with a credit union auto loan in Washington state.

AUTO LOAN REFINANCING

Want to save hundreds
over the life of your loan?

Let us refinance your auto loan from another lender and we’ll look to lower your existing auto rate by up to 1.00%.

REDUCED AUTO RATES

Take 1.00% APR off your auto loan rate.

We want to put you in the driver’s seat of your car loan. Find great rates as low as 6.74% APR, or take 1.00% APR off your existing rate from another lender on any year vehicle down to our floor of 4.99% APR when you refinance

BICYCLE LOAN

Go places with the bike you want.

Whether you ride to go green, get a workout, or save money on gas—our bicycle loan is here to help.

  • Finance up to $10,000
  • Up to 60-month term with a fixed rate
  • Good for bicycles, electric bikes, or related equipment

Ready to get rolling?

We've got you covered.

Debt Protection

Ensure that your consumer loan payments are canceled if life takes an unexpected turn.

GAP Coverage

Guaranteed Asset Protection (GAP) covers the difference between your car’s Actual Cash Value and the balance of your auto loan.

Extended Auto Warranty

Give yourself some peace of mind in case your vehicle experiences mechanical breakdown.

REDUCED AUTO RATES

Apply on your phone.

Your reduced rate could be a tap away.

Financial education lesson

Car Loans

Explore different ways to buy a car and the steps you can take to apply for a car loan.

Get financing at a dealership near you.

My Insurance Info

If you used a vehicle for collateral on a loan, auto insurance is required. You can quickly and easily submit your auto insurance information to Columbia Credit Union via myinsuranceinfo.com. Use this convenient tool during the initial loan process or to update your information if you change insurance companies.

If you do not have insurance coverage or don’t notify Columbia about the coverage, then we will add insurance, which only covers our interest in the vehicle. In this case a premium will be added to your loan payment per your closing documents. This premium will increase your loan payment.

Please furnish evidence of insurance that meets the following conditions. We will be unable to accept insurance information that does not meet all of these conditions.

  • List Columbia Credit Union as Lienholder or Loss Payee
  • The Comprehensive deductible cannot exceed $1,000.00
  • The Collision deductible cannot exceed $1,000.00

Our mailing address for insurance verification is:

Columbia Credit Union
PO Box 58790
Tukwila, WA 98138

Questions:
Call our Insurance Service Center at (800) 998-0763

*APR=Annual Percentage Rate. APRs range from 6.74% to 16.99%. The APR you qualify for is based on repayment period, your vehicle’s value, year and mileage and your credit qualifications including residential status, credit and employment history. Payment example: If you borrow $20,000 for 60 months at 6.74% APR, your monthly payment would be $393.58. If you’re refinancing your vehicle loan from another lender, we will give you the lowest of either a) your Columbia CU qualifying APR or; b) up to 1.00% APR off your current lender’s APR down to our floor of 4.99% APR. Columbia Credit Union may offer other rates in the future.