Columbia Credit Union

¹APR=Annual Percentage Rate. Vehicle loan rates are valid between August 21, 2025, and September 9, 2025. Loan must be funded by September 30, 2025. Rates range from 4.99% to 13.74% APR. The APR you qualify for is based on repayment period, your vehicle’s value, year and mileage and your credit qualifications including residential status, credit and employment history. Payment example: If you borrow $20,000 for 60 months at 4.99% APR, your monthly payment would be $377.33.

Lowest APR includes Auto Payment Discount which provides a qualifying rate discount of 0.25% APR for automatic loan payments from a Columbia CU checking account and a 0.25-0.50% APR Alternative Fuel Discount for hybrid or fully electric vehicles, down to our floor 4.99% APR. Within 60 days of loan closing, automatic payments can be set up via an automatic transfer from your Columbia CU consumer checking account to your loan with the assistance of a Columbia CU representative via phone or by visiting your local branch.

Membership required to borrow. Columbia Credit Union may offer other rates in the future.

²APY = Annual Percentage Yield. 4.00% APY is accurate as of August 7, 2025. Off­er subject to change and may be discontinued at any time without notice. Available for personal and IRA certificate types opened with at least 50% New Money (funds not currently at Columbia CU) OR opened with maturing Columbia CU certificate funds, rolled over within the 10-day grace period – New Money not required. $500 minimum to open and earn dividends. Certificate automatically renews to then-current 12-month certificate rates and terms unless otherwise instructed by member. Penalty may be imposed for early withdrawal. Membership required. 

³$500 Off Mortgage Closing Costs. Must meet Columbia Credit Union membership requirements and underwriting standards to qualify. Loan application subject to credit approval. Rates may vary based on individual creditworthiness. Other restrictions may apply. For a limited time, we’re offering $500 off closing costs for primary, second home, investment properties, and land purchases. Offer valid on applications submitted from July 21, 2025, through September 30, 2025 (must close by October 31, 2025). Must have a property identified during the promotional period. The offer excludes refinances, second mortgages, home equity loans, and lines of credit. Terms and conditions are subject to change without notice. Cannot be combined with other offers. Contact us for complete details. 

⁴APY=Annual Percentage Yield is accurate as of December 1, 2024, and can change at any time without notice. When qualifications are met, the Rewards Dividend Rate is calculated and accrued daily on ending balances of $25,000 or less. Dividends are paid and compounded monthly. The advertised Rewards APY assumes your balance including the prior months’ dividends, is $25,000 or less every day of every month during the APY’s annual look-ahead timeframe. Minimum to open is $1. Requirements Period: (26th of the prior month – 25th of the current month). To earn Rewards APY and/or ATM fee rebates you must complete these three Requirements during the month’s Requirements Period: 1) Be enrolled in e-Statements; 2) Have one direct deposit of at least $500 into Income Checking; 3) Have 15 posted* Income Checking debit card or Columbia CU credit card purchases; pending transactions do not qualify. Please Note: Debit and credit card transactions may not post (or may show as pending, not posted) to your Income Checking or Credit Card Account the same day as the purchases. *Definition: posted transaction has fully processed and appears on your account statement or in online & mobile banking with a transaction date. Credit card purchases count toward Requirements when the same person is the Tax Reported Owner (member) on the Income Checking and the credit card account. ATM withdrawals don’t count toward Requirements. Limit one (1) Income Checking per Tax Reported Owner (Member).