PLATINUM CREDIT CARD
Start something special.
Tap into the power of affordable credit with our lowest-rate card. Save on interest, manage debt better, and build credit for the future.
Platinum Credit Card
Regular Savings Accounts
PLATINUM CREDIT CARD
Start something special.
Tap into the power of affordable credit with our lowest-rate card. Save on interest, manage debt better, and build credit for the future.
The card that puts you in charge.
0% APR1
0% interest for 12 months on purchases and on balance transfers made within the first 90 days.
Get $100
Get $100 after $1,500 in purchases in first 90 days.
No Fees
You pay no annual, balance transfer, cash advance, or foreign transaction fees.
PLATINUM VISA®
Live your best life — affordably.
Ready to take charge of your financial life? You’ve come to the right place. Our low-interest credit card offers great rates and fewer fees. Now you can handle purchases that just can’t wait, consolidate your debt and pay it off for less, and boost your credit score with manageable monthly payments.
- Best interest rates around: Save money every month and over time with one of the lowest APRs on either side of the Columbia River.
- Get the break you need: Enjoy interest-free borrowing with 0% APR for 12 months on new purchases and balance transfers made in the first 90 days.
- We pay you: With an introductory bonus of $100 when you spend more than $1,500 in the first 90 days.
- 24/7 card support: Contact VISA® customer service for assistance anytime, anywhere.
Anti-fraud features: Get 24/7 fraud protection, alerts, and support.
Take care of today while planning for a prosperous tomorrow. Click to apply for our Platinum Credit Card today.
PLATINUM VISA®
Live your best life — affordably.
Ready to take charge of your financial life? You’ve come to the right place. Our low-interest credit card offers great rates and fewer fees. Now you can handle purchases that just can’t wait, consolidate your debt and pay it off for less, and boost your credit score with manageable monthly payments.
- Best interest rates around: Save money every month and over time with one of the lowest APRs on either side of the Columbia River.
- Get the break you need: Enjoy interest-free borrowing with 0% APR for 12 months on new purchases and balance transfers made in the first 90 days.
- We pay you: With an introductory bonus of $100 when you spend more than $1,500 in the first 90 days.
- 24/7 card support: Contact VISA® customer service for assistance anytime, anywhere.
Anti-fraud features: Get 24/7 fraud protection, alerts, and support.
Take care of today while planning for a prosperous tomorrow. Click to apply for our Platinum Credit Card today.
Why choose Columbia Credit Union?
Membership has many benefits at Columbia CU. We’re here to serve your traditional banking needs and more!
- Member-owned: At Columbia, our members are owners. We’re 100% focused on serving your needs, not those of shareholders. We succeed only when you thrive!
- Local: We have branches conveniently located in Vancouver, Washington, and Portland, Oregon. We’re always close by when you need us.
- Community-focused: As a local organization, we care about our community and want to do everything we can to help it succeed.
- Better rates and fees: As a not-for-profit organization, we pass savings on to you through better rates and lower fees. Why pay more than you have to?
- Peace of mind: Our accounts are insured by the National Credit Union Administration (NCUA) for up to $250,000.
Click below to join Columbia Credit Union for financial services that put you first. Experience the credit union difference!
Why choose Columbia Credit Union?
Membership has many benefits at Columbia CU. We’re here to serve your traditional banking needs and more!
- Member-owned: At Columbia, our members are owners. We’re 100% focused on serving your needs, not those of shareholders. We succeed only when you thrive!
- Local: We have branches conveniently located in Vancouver, Washington, and Portland, Oregon. We’re always close by when you need us.
- Community-focused: As a local organization, we care about our community and want to do everything we can to help it succeed.
- Better rates and fees: As a not-for-profit organization, we pass savings on to you through better rates and lower fees. Why pay more than you have to?
- Peace of mind: Our accounts are insured by the National Credit Union Administration (NCUA) for up to $250,000.
Click below to join Columbia Credit Union for financial services that put you first. Experience the credit union difference!
Start using your card right away.
Instant Access
Start using your digital card on Day 1 with your Mobile Wallet without waiting for your physical card to arrive in the mail.
Mobile Wallet
Add your credit card to Apple Pay, Google Pay, or Samsung Pay to ditch the plastic completely.
How to apply for a Platinum Credit Card
- Apply Online: Click below to get your credit card application started.
- Get Approved: We’ll review your application and get back to you with a decision.
- Spend with confidence: Use your card for special purchases or everyday expenses, knowing you’re getting a great APR.
How to apply for a Platinum Credit Card
- Apply Online: Click below to get your credit card application started.
- Get Approved: We’ll review your application and get back to you with a decision.
- Spend with confidence: Use your card for special purchases or everyday expenses, knowing you’re getting a great APR.
★★★★★
“Columbia Credit Union has been fantastic to work with over the years. Positive experiences time after time.”
- David O.
CONVENIENCE
Accepted everywhere, all the time.
Your Columbia Credit Union Visa credit card provides the ability to make purchases, reservations, pay bills, and get emergency cash when you need it most.
CONVENIENCE
Accepted everywhere, all the time.
Your Columbia Credit Union Visa credit card provides the ability to make purchases, reservations, pay bills, and get emergency cash when you need it most.
Frequently Asked Questions
We charge no annual fee on any of our credit cards, including our Platinum Credit Card.
We charge no balance transfer or foreign transaction fee on any of our cards, including our Platinum Credit Card.
There is a fee of up to $25 if your card payment is late. Payments that are more than 60 days late will incur a penalty APR.
Yes. With 0% introductory interest rate for balance transfers in the first 90 days and no balance transfer fee, this card is a great place to consolidate debt from other higher-interest credit accounts.
With no fees and a low APR, our Platinum Credit Card blends convenience and affordability, making it a good choice for those looking to build or rebuild credit.
You can apply to upgrade your Platinum Credit Card to our Platinum Rewards or Signature CashPlus credit card as your personal needs and financial situation evolve.
To apply for the credit card, you must be a member of Columbia Credit Union. Columbia Credit Union membership is open to individuals and businesses in Washington State and in the Oregon communities of Clackamas, Marion, Multnomah, and Washington Counties (and to the families of eligible individuals).
More great borrowing options
Platinum Rewards Credit Card
Earn 1% back on your purchases and choose between cash back or points you can redeem for travel or merchandise.
Signature CashPlus Credit Card
Get cash back when you use your Signature CashPlus card. Benefit from low rates and no annual, transfer, or cash advance fees.
Personal Loans
Need cash to make things happen? Finance just about anything you can imagine with our no-surprises fixed-rate personal loan.
¹APR=Annual Percentage Rate. 0% Introductory Annual Percentage Rate (APR) for 12 months on purchases and balance transfers made within the first 90 days. After the Intro APR offer ends, a Variable APR that’s currently 11.74% – 23.74% will apply. Subject to credit approval. Other terms and conditions may apply. See disclosures for additional detail.