
Everything You Need to Know About Home Equity
Home equity can help you tackle big goals, handle the unexpected, or invest back into your home. Learn everything you need to know about home equity.
We hope you are inspired to embark on your home project—and that we can help bring it to life.
$1,000 Cash + a Deluxe Planter Box Set!
$1,000 Cash + a Deluxe Planter Box Set!
Enter to win a Volkswagen ID. Buzz—plus monthly $500 prizes—by cruising through your everyday Columbia CU products and services! Enter our sweepstakes now for chances to win through October.
Enter to win a Volkswagen ID. Buzz—plus monthly $500 prizes—by cruising through your everyday Columbia CU products and services! Enter our sweepstakes now for chances to win through October.

Home equity can help you tackle big goals, handle the unexpected, or invest back into your home. Learn everything you need to know about home equity.

By understanding home equity and using it wisely, you can unlock financial opportunities while ensuring your long-term financial stability.
We’re making homeowning more affordable with a limited-time mortgage special! With our 3/6 ARM, we can give you more buying power or a better refinance deal that starts as low as 4.99% interest rate and 5.098% APR.³ Enjoy a fixed rate for the first 3 years, followed by an adjustable rate that may increase or decrease every 6 months.
When it comes to home lending, we’ve got you covered.
We’re making homeowning more affordable with a limited-time mortgage special! With our 3/6 ARM, we can give you more buying power or a better refinance deal that starts as low as 4.99% interest rate and 5.098% APR.³ Enjoy a fixed rate for the first 3 years, followed by an adjustable rate that may increase or decrease every 6 months.
When it comes to home lending, we’ve got you covered.
Pricing assumes approximately 1 discount point.
13/6 adjustable-rate mortgage (ARM): 4.99% interest rate is fixed for the first 3 years. Thereafter adjusts every 6 months based on the 6-month SOFR index plus a 3.00% margin. Rate and payment may increase subject to caps of 2% initial,1% periodic, and 5% lifetime. Maximum Interest Rate 9.99%.*Annual Percentage Rate (APR) 5.098%, accurate as of March 1st, 2026. Rates may vary based on creditworthiness. Offer available for a limited time and subject to change without notice. Applications must be submitted by May 31, 2026. Membership and credit approval are required.