Home Inspiration

Thanks for visiting us at the Home & Garden Idea Fair!

We hope you are inspired to embark on your home project—and that we can help bring it to life. Enter to win our prize giveaway below.

Enter to Win!

Complete the form below to win our home and garden transformation prize—a portable projector and outdoor screen.

Good luck, and we look forward to talking with you about how we can help transform your home!

    LIMITED TIME OFFER

    Headline about HELOC

    Information about HELOC special

    LIMITED TIME OFFER

    Headline about HELOC

    Information about HELOC special

    HOME INSPIRATION

    Your dream home is calling...

    Renovations, upgrades, new builds—whatever you need, let’s make your dream home a reality. As you’ve seen out in the community, Columbia Credit Union’s custom home financing options come tailor-made for your needs. Check out some lending options below, apply for a loan, or get in touch to learn even more.

    HOME INSPIRATION

    Your dream home is calling...

    Renovations, upgrades, new builds—whatever you need, let’s make your dream home a reality. As you’ve seen out in the community, Columbia Credit Union’s custom home financing options come tailor-made for your needs. Check out some lending options below, apply for a loan, or get in touch to learn even more.

    Buy and Renovate

    Use a Renovation Loan to buy and renovate with a single loan based on expected value.

    Build a Dream Home

    Custom Construction Loans roll construction-phase financing into your permanent mortgage.

    Use Home Equity

    Pay for repairs, renovations, and side projects using the equity built into your home.

    Make it happen with a custom Renovation Loan.

    Get a loan based on the future value of your home after renovation.

    • Wrap renovation projects into one easy loan
    • Buy and renovate a new home with a single loan based on expected value
    • No line of credit necessary

    Make it happen with a custom Renovation Loan.

    Get a loan based on the future value of your home after renovation.

    • Wrap renovation projects into one easy loan
    • Buy and renovate a new home with a single loan based on expected value
    • No line of credit necessary

    What can your Home Equity do for you?

    Overhaul your home value, pay for improvements, or consolidate debts at a better rate. It’s your equity, use it how you want!

    • Pay for repairs, renovations, and side projects
    • Make big-ticket purchases
    • Refinance higher interest debt
    • Increase your monthly cash-on-hand

    What can your Home Equity do for you?

    Overhaul your home value, pay for improvements, or consolidate debts at a better rate. It’s your equity, use it how you want!

    • Pay for repairs, renovations, and side projects
    • Make big-ticket purchases
    • Refinance higher interest debt
    • Increase your monthly cash-on-hand

    Teach your kids how to earn with Fern.

    Use Fern with your kids to incentivize tasks and chores, reward good grades, and more—all while teaching them about spending, savings, and earning.

    Fern links to your child’s account so they can:

    • Earn cash for doing chores
    • Borrow money from mom and dad
    • Learn about budgeting
    • Receive ongoing allowance

    Teach your kids how to earn with Fern.

    Use Fern with your kids to incentivize tasks and chores, reward good grades, and more—all while teaching them about spending, savings, and earning.

    Fern links to your child’s account so they can:

    • Earn cash for doing chores
    • Borrow money from mom and dad
    • Learn about budgeting
    • Receive ongoing allowance

    Need to buy before your old home closes?

    A Bridge Loan gives you short-term cash while you wait for your old home to close.

    Need to buy before your old home closes?

    A Bridge Loan gives you short-term cash while you wait for your old home to close.

    HOME LOANS

    Purchase Rates

    Updated on April 29, 2025

    15-year fixed

    30-year fixed

    Jumbo 15-year fixed

    Jumbo 30-year fixed

    VA 30-year fixed

    Not sure where to start?

    Meet with one of our Home Loan Officers to find what’s right for you.