6 Summer Savings Tips to Holiday Smarter
Summer is all about sunshine, adventure, and making memories—but it doesn’t have to mean draining your wallet. With a few savvy strategies, you can enjoy the season while keeping your finances cool and under control. Here are six smart ways to promote summer savings while you’re out having fun.
1. Cool Down Utility Bills
Keep your home comfortable without sky-high energy costs. Use ceiling fans, block out direct sunlight with curtains, let cooler air into the house at night, and set your thermostat a few degrees higher when you’re not home. These small adjustments can lead to noticeable savings compared to full-blast AC.
2. Plan Fuel-Efficient Getaways
Summer adventures don’t have to come with sky-high travel costs. Instead of flying or driving long distances, consider budget-friendly options like regional road trips, train travel, or even exploring your own city like a tourist. If you do hit the road, keep costs down by maintaining proper tire pressure, avoiding peak traffic times, and using apps to find the cheapest gas. A little planning goes a long way toward keeping your travel fun and affordable.
3. Shop Smart & Use Rewards
Seasonal sales can be a goldmine—if you shop smart. Make a list of what you actually need before hitting the stores, and resist the urge to impulse buy. End-of-summer clearance events are perfect for scoring deals on next year’s essentials. To boost your savings even more, take advantage of Columbia Credit Union’s cashback credit cards and debit card rewards. With a little intention and the right tools, you can save more on what you already plan to buy.
4. Pack Your Snacks & Cook Meals
When heading out to the beach, a park, or on a road trip, bringing your own food and drinks can save a surprising amount. It’s healthier, more convenient, and much cheaper than buying on the go. Eating out every day while traveling can quickly add up. Look for accommodations with a kitchen or kitchenette so you can prepare simple meals during your trip. Even making just breakfast or lunch can lead to big savings over the course of a vacation. Visit local markets or grocery stores for fresh, affordable ingredients—it’s a great way to experience the local culture while keeping your food budget in check.
5. Do DIY Renovations
Tackle home improvement or landscaping projects yourself instead of hiring out. With a little research and the help of online tutorials, you can save money and gain new skills. Many communities also offer tool libraries to borrow equipment for free.
6. Make the Most of Memberships & Passes
Many local attractions—like the zoo, museums, amusement parks, and pools—offer seasonal memberships or family passes that pay for themselves in just a few visits. Some even include reciprocal benefits at other locations. If you plan to visit more than once, a membership can offer big savings, plus perks like early access, discounts on food and merchandise, or free parking. It’s a smart way to enjoy more fun for less all summer long.
Get Out There
Summer fun doesn’t have to come with a hefty price tag. With a little planning and creativity, you can enjoy the season to the fullest—without sweating your finances. Get out there and enjoy your summer savings!