Join Us

YOUR LOCAL CREDIT UNION

Get a $300 checking bonus!

Open your first Columbia Credit Union Income Checking account¹ by June 30, 2024, and complete the three qualifications below each month to earn 5.50% APY²:

  • Complete 15 purchases using your Columbia CU debit or credit card
  • Have direct deposit of at least $500
  • Be enrolled in e-Statements

After earning your Rewards Rate twice by August 31, 2024, we’ll deposit an extra $300 into your Income Checking account.

YOUR LOCAL CREDIT UNION

Get a $300 checking bonus!

Open your first Columbia Credit Union Income Checking account¹ by June 30, 2024, and complete the three qualifications below each month to earn 5.50% APY²:

  • Complete 15 purchases using your Columbia CU debit or credit card
  • Have direct deposit of at least $500
  • Be enrolled in e-Statements

After earning your Rewards Rate twice by August 31, 2024, we’ll deposit an extra $300 into your Income Checking account.

HERE FOR YOU

Welcome to the credit union movement.

Lindsey Salvestrin, our President & CEO, joined branch leader Julie Bocanegra on Hello Rose City to discuss the credit union movement and all the benefits of being a member at a place that puts members first:

  • How money stays in the community
  • Why credit unions can offer better rates
  • What local service brings to members

HERE FOR YOU

Welcome to the credit union movement.

Lindsey Salvestrin, our President & CEO, joined branch leader Julie Bocanegra on Hello Rose City to discuss the credit union movement and all the benefits of being a member at a place that puts members first:

  • How money stays in the community
  • Why credit unions can offer better rates
  • What local service brings to members

★★★★★

"I love my bank. Columbia CU makes it super easy to complete all my banking needs! Come join us."

- Angie G.

Why Columbia Credit Union?

We’re your full-service financial partner. From high-yield checking to custom mortgage programs, debt consolidation, retirement planning, and free financial education for any stage of your financial life… We’ve got your back!

Join the Best

Years in a Row
0

Columbia Credit Union has been voted the Best of Clark County for 15 years in a row.

Stop by a Branch

Local Branches
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With 14 branch locations, we’re never far away. Swing by your local branch today!

Growing Together

Raised for community organizations
$ 0 M

Being a good corporate citizen is an ongoing responsibility. Our vision of giving involves more than just writing a check.

Join the Best

Years in a Row
0

Columbia Credit Union has been voted the Best of Clark County for 15 years in a row.

Stop by a Branch

Local Branches
0

With 14 branch locations, we’re never far away. Swing by your local branch today!

Growing Together

Raised for community organizations
$ 0 M

Being a good corporate citizen is an ongoing responsibility. Our vision of giving involves more than just writing a check.

INCOME CHECKING

Earn 5.50% APY with Income Checking.

While your savings are in over-drive with a high-earning certificate, put your checking balance to work with a high yield each month your account qualifies.

Earn your checking high yield each month with these 3 qualifications:

  • Make at least 15 purchases using a combination of your Columbia CU debit card(s) and credit card(s)
  • Have a direct deposit of at least $500 into your Income Checking
  • Enroll in e-statements

INCOME CHECKING

Earn 5.50% APY with Income Checking.

While your savings are in over-drive with a high-earning certificate, put your checking balance to work with a high yield each month your account qualifies.

Earn your checking high yield each month with these 3 qualifications:

  • Make at least 15 purchases using a combination of your Columbia CU debit card(s) and credit card(s)
  • Have a direct deposit of at least $500 into your Income Checking
  • Enroll in e-statements

Extending a Little Kindness

Overdrafts happen. Charging more of what you already don’t have doesn’t help anyone. That’s why our Overdraft Kindness eliminates fees to help smooth the path when finances get rocky. In line with our core value of financial wellness, we absorb the burden of operating fees typically passed on to members when an account goes negative, while offering an opportunity to avoid a one-time fee if an account is brought back positive by the end of the day.

*No Overdraft Fee if, as of our day-end processing, the day’s withdrawal(s) don’t overdraw (or further overdraw) the current balance by more than $20.

No Overdraft Fee if deposit(s) or transfer(s) are made by 6:30 pm on the same day of the overdraft(s) to bring the current balance to at least $20 or less overdrawn.

★★★★★

"Awesome people who work here. Never had a better experience. So glad I switched to a credit union. The tellers actually get to know you and who you are, unlike big banks that just see you as a number and not a human being. Thank you Columbia CU."

- Kenny B.

CREDIT CARDS

Income Checking + VISA Credit Cards work together.

Combine your debit and credit card transactions to unlock 1) high interest of 5.50% APY on your Income Checking account balances up to $25,000 and 2) get 0% APR³ for 12 months on purchases and balance transfers made within the first 90 days with your VISA credit card.

Credit Card Benefits:

  • Get unlimited, automatic cash back on all purchases
  • Up to 1.25 points per $1 spent
  • Hotel, car, and golf discounts
Close-up of a hand holding three Columbia Credit Union credit cards

CREDIT CARDS

Close-up of a hand holding three Columbia Credit Union credit cards

Income Checking + VISA Credit Cards work together.

Combine your debit and credit card transactions to unlock 1) high interest of 5.50% APY on your Income Checking account balances up to $25,000 and 2) get 0% APR³ for 12 months on purchases and balance transfers made within the first 90 days with your VISA credit card.

Credit Card Benefits:

  • Get unlimited, automatic cash back on all purchases
  • Up to 1.25 points per $1 spent
  • Hotel, car, and golf discounts
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Get the Columbia CU Mobile App

Access your accounts from anywhere for free.

Don't just take it from us.

Best of Clark County Award
2008-2023

The Columbian

Corporate Philanthropy Award
2017-2023

Portland Business Journal

Best in Business Award
2013-2023

Vancouver Business Journal

‎Limited Time Offer. The Promotional Period is from June 1, 2024 – June 30, 2024

¹$300 Checking Account Bonus. Must be a natural person, age 18 or older who has not been a member (Tax Reported Owner) on a Columbia CU personal checking account in the past 12 months. During the promotional period, you must open a new Columbia Credit Union Income Checking account. Then after earning your Income Checking Reward Dividend Rate twice by August 31, 2024, we’ll deposit an extra $300 into your account. Reward Dividend Rate qualifications are defined below in section 2. Account must have a positive balance and be open at the time of payment. Bonus will be deposited into your Columbia CU Income Checking account the first business day of the month following the completion of the requirements listed above and will be reported on IRS Form 1099-INT. Trusts and Businesses are not eligible. Offers are subject to change without notice.

²APY=Annual Percentage Yield is accurate as of June 1, 2024, and can change at any time without notice. When qualifications are met, the Rewards Dividend Rate is calculated and accrued daily on ending balances of $25,000 or less. Dividends are paid and compounded monthly. The advertised Rewards APY assumes your balance including the prior months’ dividends, is $25,000 or less every day of every month during the APY’s annual look-ahead timeframe. Minimum to open is $1. To earn Rewards APY, you must meet each of the following Requirements during the period of the 26th of the prior month to the 25th of the current month: 1) Enrolled in e-Statements by 11:59 p.m. PT; 2) Have a direct deposit of at least $500 into Income Checking; 3) Have 15 posted* Income Checking debit card or Columbia CU credit card purchases; pending transactions do not qualify. Please Note: Debit and credit card transactions may not post (or may show as pending, not posted) to your Income Checking or Credit Card Account the same day as the purchases. *Definition: A posted transaction has fully processed and appears on your account statement or in online & mobile banking with a transaction date. Credit card purchases count toward Requirements when the same person is the Tax Reported Owner (member) on the Income Checking and the credit card account. ATM withdrawals don’t count toward Requirements. Limit one (1) Income Checking per Tax Reported Owner (Member).

³APR=Annual Percentage Rate. 0% Introductory Annual Percentage Rate (APR) for 12 months on purchases and balance transfers made within the first 90 days. After the Intro APR offer ends, a Variable APR that’s currently 12.99% – 24.99% will apply. Subject to credit approval. Other terms and conditions may apply. See disclosures for additional detail.