Sprout

SPROUT

Save. Give. Grow.

With Sprout, your everyday money habits can grow into meaningful impact. You can round up your debit card purchases to the nearest dollar, turning spare change into steady support for your savings or the community. Want to make a bigger impact in the moment? Make one‑time gifts to a wide range of vetted nonprofits right in the app. And if you’re focused on building your own financial future, you can set personalized savings goals and schedule automatic transfers to help you reach them with confidence.

Enroll through Digital Banking to set-it-and-grow with Sprout.

START SAVING
START GIVING

SPROUT

Save. Give. Grow.

With Sprout, your everyday money habits can grow into meaningful impact. You can round up your debit card purchases to the nearest dollar, turning spare change into steady support for your savings or the community. Want to make a bigger impact in the moment? Make one‑time gifts to a wide range of vetted nonprofits right in the app. And if you’re focused on building your own financial future, you can set personalized savings goals and schedule automatic transfers to help you reach them with confidence.

Enroll through Digital Banking to set-it-and-grow with Sprout.

START SAVING
START GIVING

Choose how to save, give, and grow:

Sprout Savings

Create personalized savings goals for anything—emergency funds, vacations, home down payments, or that special purchase.

Watch your progress grow and stay motivated with clear goal tracking. Set up scheduled transfers that align with your paycheck and budget.

Sprout Giving

Explore local recommended organizations first—including rotating featured nonprofit(s) partnering with Columbia CU or one of the 1.5 million eligible nonprofits in the US and make secure donations with your roundup, one-time or recurring giving options. Manage all your charitable giving in one convenient place.

Sprout Round Up

Round up every purchase to the nearest dollar and watch your spare change add up.

Set your preferences to direct roundups 100% to savings, 100% to charitable organizations, or split between both, it’s completely customizable.

Ready to plant a seed of change?

Sprout makes it simple. Log in to Digital Banking, tap the Sprout link, and follow the steps to get started.

Round up your everyday debit card purchases and let the spare change grow into savings—or support nonprofits you care about. You can even make one‑time gifts to trusted charities, or schedule savings transfers for your savings goals, all without leaving the app.

START SAVING
START GIVING

Ready to plant a seed of change?

Sprout makes it simple. Log in to Digital Banking, tap the Sprout link, and follow the steps to get started.

Round up your everyday debit card purchases and let the spare change grow into savings—or support nonprofits you care about. You can even make one‑time gifts to trusted charities, or schedule savings transfers for your savings goals, all without leaving the app.

START SAVING
START GIVING

Featured Nonprofit – Get in on the action!

Pink Lemonade Project’s mission is to educate, empower and support all communities affected by breast cancer in Oregon and SW Washington. Their programs and services offer emotional, educational, financial, and psychological support and for patients, families, and caregivers.

When you visit Sprout Giving and donate to our Featured Nonprofit, Columbia Credit Union is matching all donations to the Pink Lemonade Project up to $1,000 from now until the end of June. Get in on the action!

Frequently Asked Questions

From the Sprout link in Digital Banking, you can enroll your debit card for roundups. You will be able to designate your roundup to be transferred to a savings account or round up for charitable giving.

You may also choose to split that roundup to go to both savings and a charitable cause. If this type of roundup does not split evenly, the penny difference will be allocated to your savings account.

If you’re already enrolled in Stash Your Cash and you sign up for Sprout, you’ll be automatically unenrolled from Stash Your Cash. There may be a brief period during the transition when both programs are active, which can cause your roundups to be duplicated until the unenrollment from Stash Your Cash is fully processed.

Experience Stash Your Cash Sprout
Set Goals and Track Progress in Digital Banking with Roundup or Internal Transfers ✖ ✔
Full control to add/modify round up feature anytime, anywhere without having to contact the credit union ✖ ✔
View ongoing accumulative round up savings in Digital Banking – see the impact incremental savings has on your overall goals ✖ ✔
Allocate money in savings to different goals at any time all in one savings account ✖ ✔
Schedule additional savings transfers or community giving contributions ✖ ✔
Option to round up some or all of your debit card transactions to a community non-profit ✖ ✔

DIGITAL SERVICES

Get the Columbia CU Mobile App.

Access your account from anywhere.

  • Move money, pay bills, and make loan payments
  • Point and click to deposit checks from your phone
  • Add an extra layer of security with Face ID
Download on the App Store Apple icon
Columbia Credit Union app icon displayed on a tablet and smartphone

DIGITAL SERVICES

Columbia Credit Union app icon displayed on a tablet and smartphone

Get the Columbia CU Mobile App.

Access your account from anywhere.

  • Move money, pay bills, and make loan payments
  • Point and click to deposit checks from your phone
  • Add an extra layer of security with Face ID
Download on the App Store Apple icon

Sprout Program Terms

For each eligible posted debit card transaction you make, we will round up the amount of any debit card purchase associated with the enrolled checking account to the nearest whole dollar and transfer the excess of the posted purchase amount to your enrolled savings account.

If you receive a new debit card due to your current card being lost, stolen or reissued, your participation in the program will continue. There is no need to re-enroll in the program.

If on any given day your checking account does not have enough funds available to round up, no transfers to savings will occur. Transfers will resume for eligible transactions the next day that sufficient funds are available.