Todd Twardowski

My goal is to guide members through the home loan process with personalized solutions that fit their unique needs. Whether you’re purchasing your first home, refinancing, or exploring mortgage options, I’m here to make the experience seamless, informed, and rewarding.

With over 25 years in mortgage lending—including 15 years serving credit union members—I bring deep expertise and a commitment to helping individuals and families achieve homeownership. As a U.S. Navy veteran and marathon runner, I understand the value of discipline, perseverance, and trust.

Let’s take the next step together. I’d be honored to help you navigate your home loan journey—feel free to reach out by phone or email to start the conversation.