Have a car loan from another lender? Take 1.25% APR off your existing rate from another lender on any year vehicle down to our floor of 4.99% APR when you refinance from another lender and set up automatic payments from your Columbia CU checking account.
Columbia Credit Union members can save $1,425 on average per year² when they refinance their auto loan!
Have a car loan from another lender? Take 1.25% APR off your existing rate from another lender on any year vehicle down to our floor of 4.99% APR when you refinance from another lender and set up automatic payments from your Columbia CU checking account.
Columbia Credit Union members can save $1,425 on average per year² when they refinance their auto loan!
Lower your APR by up to 1.00% when you refinance from another lender or save an additional 0.25% APR when you set up automatic loan payments from your checking account.
By extending your loan term, you may be able to lower your monthly payments, which can improve your short-term cash flow and make your budget more manageable.
If you refinance with a shorter loan term, you can pay off your loan faster and save even more on interest. This will give you more to invest or free your money up for other things.
Switch lanes to a better deal!
Switch lanes to a better deal!
Columbia Credit Union isn’t just an ideal partner for a car loan refinance, we can serve all of your banking needs. We offer:
Click below to join Columbia Credit Union and take advantage of the many perks that membership offers.
Columbia Credit Union isn’t just an ideal partner for a car loan refinance, we can serve all of your banking needs. We offer:
Click below to join Columbia Credit Union and take advantage of the many perks that membership offers.
★★★★★
If you partner with Columbia Credit Union on an auto loan refinance, you’ll receive personalized service every step of the way. We’ll work with you to help you get the best rate and loan term possible, and we’ll continue to support you after the loan is finalized. We’re dedicated to supporting our members in Washington and Oregon with all of their financial needs.
Absolutely! It doesn’t matter which lender your current loan is with. When you refinance, Columbia Credit Union will pay off your existing loan. You’ll then make payments on your new loan.
Whether you’re dreaming of taking that big vacation, need to pay for car repairs, or want to consolidate debt, our low rates and flexible terms can make it happen.
Unlock the potential of your home’s equity with our HELOCs. Use your funds for a home makeover, a big purchase, or to consolidate debt—the possibilities are endless.
Enjoy low rates, high rewards, and global travel benefits. Plus, take advantage of no balance transfer fees and 0% interest for 12 months—we have a credit card for everyone.
¹APR=Annual Percentage Rate. If you’re refinancing your vehicle loan from another lender, we will give you the lowest of either a) your Columbia CU qualifying APR or; b) up to 1.00% APR off your current lender’s APR down to our floor of 4.99% APR. Lowest APRs include Checking Relationship Plan discount which provides a qualifying rate discount of 0.25% APR for automatic loan payments from Columbia CU checking. Within 60 days of loan closing, automatic payments can be set up via an automatic transfer from your Columbia CU consumer checking account to your loan with the assistance of a Columbia CU representative via phone or by visiting your local branch. Membership required to borrow. Columbia Credit Union may offer other rates in the future.
²The average savings is calculated based on the estimated total interest that members save annually, resulting from a lower interest rate and an extended repayment term of 1 year (based on average loans Columbia Credit Union funded in 2024). Your actual savings may be different depending on your individual circumstances. Refinance savings may result from a lower interest rate, longer term, or both. There is no guarantee of savings. Your actual savings, if any, may vary based on interest rates, the repayment term, the amount financed, and other factors.
