Sport Vehicle Loans

Regular Savings Accounts

SPORT VEHICLE LOANS

Experience nature like never before with your new personal watercraft, ATV, or snowmobile.

Adventure is calling! Carve through the waves on a jet ski along the Oregon Coast, explore scenic trails on your new ATV, or conquer snow-covered paths with a sport vehicle loan with Columbia Credit Union. With flexible terms and competitive rates, we make it easier for you to finance your dream ride.

SPORT VEHICLE LOANS

Experience nature like never before with your new personal watercraft, ATV, or snowmobile.

Adventure is calling! Carve through the waves on a jet ski along the Oregon Coast, explore scenic trails on your new ATV, or conquer snow-covered paths with a sport vehicle loan with Columbia Credit Union. With flexible terms and competitive rates, we make it easier for you to finance your dream ride.

Smooth financing for rugged rides.

Competitive Rates

Save money with our competitive rates. Lower your loan costs to free up money for unforgettable adventures on the water, trails, or snow.

Flexible Terms

Sport vehicle ownership may be more affordable than you think. We'll work with you to get a term that works for your budget to ensure affordable monthly payments.

Personalized Service

Whether you're a first-time buyer or you are upgrading to the latest model, we'll support you every step of the way through the loan process and beyond.

PERSONAL WATERCRAFT & JET SKI FINANCING

Your ticket to fun on the water.

Our personal watercraft loan process is fast and hassle-free to help you quickly get on the water. Features of our PWC loans include:

  • Easy application process: Our application is simple and only takes a few minutes to complete. Drop by a branch or conveniently apply online.
  • Finance new and used jet skis: Whether you prefer to leave the dealer’s lot with a new jet ski or get a great deal on a used model, we can take care of the financing.
  • Affordable payments: Our rates are competitive to save you money, and our terms are flexible to help you get payments that work for your budget.
  • Fast loan decisions: We’ll review your application and give you a fast loan decision so you can start shopping for the perfect jet ski.

Ready for exciting adventures on the Columbia River, Lacamas Lake, or other destinations? Click below to apply for a personal watercraft or jet ski loan to gear up for summer fun.

PERSONAL WATERCRAFT & JET SKI FINANCING

Your ticket to fun on the water.

Our personal watercraft loan process is fast and hassle-free to help you quickly get on the water. Features of our PWC loans include:

  • Easy application process: Our application is simple and only takes a few minutes to complete. Drop by a branch or conveniently apply online.
  • Finance new and used jet skis: Whether you prefer to leave the dealer’s lot with a new jet ski or get a great deal on a used model, we can take care of the financing.
  • Affordable payments: Our rates are competitive to save you money, and our terms are flexible to help you get payments that work for your budget.
  • Fast loan decisions: We’ll review your application and give you a fast loan decision so you can start shopping for the perfect jet ski.

Ready for exciting adventures on the Columbia River, Lacamas Lake, or other destinations? Click below to apply for a personal watercraft or jet ski loan to gear up for summer fun.

A female riding an ATV through the sand dunes in Oregon.

ATV LOANS

Conquer the outdoors, one trail at a time.

ATV financing has never been easier! From the loan application to finalizing the ATV purchase, we’re here for you every step of the way. Features of our credit union ATV loans include:

  • Competitive rates: Save money with our low ATV loan rates so you can have more to spend on fuel, accessories, and other off-road adventure expenses.
  • Flexible terms: We’ll work with you to get a loan term that gives you monthly payments you can afford.
  • Easy application process: Conveniently apply online or at a branch. We’ll give you a fast loan decision so you can start shopping for the perfect ATV right away.
  • Quick loan processing: Spend less time waiting and more time on the trails! We’ll quickly process your loan so you can set out on your next adventure.

Ready for ATV fun in the Oregon Dunes, Tahuya State Forest, and other exciting destinations? Click below to apply for an ATV loan today to start exploring the great outdoors.

ATV LOANS

A female riding an ATV through the sand dunes in Oregon.

Conquer the outdoors, one trail at a time.

ATV financing has never been easier! From the loan application to finalizing the ATV purchase, we’re here for you every step of the way. Features of our credit union ATV loans include:

  • Competitive rates: Save money with our low ATV loan rates so you can have more to spend on fuel, accessories, and other off-road adventure expenses.
  • Flexible terms: We’ll work with you to get a loan term that gives you monthly payments you can afford.
  • Easy application process: Conveniently apply online or at a branch. We’ll give you a fast loan decision so you can start shopping for the perfect ATV right away.
  • Quick loan processing: Spend less time waiting and more time on the trails! We’ll quickly process your loan so you can set out on your next adventure.

Ready for ATV fun in the Oregon Dunes, Tahuya State Forest, and other exciting destinations? Click below to apply for an ATV loan today to start exploring the great outdoors.

SNOWMOBILE LOANS

The snow is calling — are you ready?

Slide into savings with affordable snowmobile financing! Our easy application and quick loan decision let you ride the powder faster, so every snowy day becomes an opportunity for adventure. Features of our snowmobile loans include:

  • Competitive rates: Our rates and fees are lower than other lenders to help you save for winter fun.
  • Flexible terms: Get a longer term for lower payments or a shorter term to pay off your loan faster.
  • Easy application process: It just takes a few minutes to fill out our short application. Conveniently apply online or at a branch.
  • Fast loan processing: Quickly get the funds you need to buy your dream snowmobile.

Ready to play in the snow at Mt. Hood or Mt. Rainier? Click below to apply for a snowmobile loan today for exciting winter wonderland adventures.

SNOWMOBILE LOANS

The snow is calling — are you ready?

Slide into savings with affordable snowmobile financing! Our easy application and quick loan decision let you ride the powder faster, so every snowy day becomes an opportunity for adventure. Features of our snowmobile loans include:

  • Competitive rates: Our rates and fees are lower than other lenders to help you save for winter fun.
  • Flexible terms: Get a longer term for lower payments or a shorter term to pay off your loan faster.
  • Easy application process: It just takes a few minutes to fill out our short application. Conveniently apply online or at a branch.
  • Fast loan processing: Quickly get the funds you need to buy your dream snowmobile.

Ready to play in the snow at Mt. Hood or Mt. Rainier? Click below to apply for a snowmobile loan today for exciting winter wonderland adventures.

SPORT VEHICLE LOAN

How to Apply for a Sport Vehicle Loan

  • Apply Online: Click the link below or stop by a branch to start the process.
  • Submit the Application: It only takes a few minutes to complete our short application.
  • We’ll Contact You: We’ll review your application and reach out to you with a loan decision.

SPORT VEHICLE LOAN

How to Apply for a Sport Vehicle Loan

  • Apply Online: Click the link below or stop by a branch to start the process.
  • Submit the Application: It only takes a few minutes to complete our short application.
  • We’ll Contact You: We’ll review your application and reach out to you with a loan decision.

WHY CHOOSE COLUMBIA CU?

Service that goes the extra mile

At Columbia Credit Union, we offer banking that’s for people, not for profit. We’re committed to providing exceptional service to all of our valued members in Washington and Oregon. Some of the benefits of membership include:

  • Local loan decisions: We make quick, personalized loan decisions so you can achieve your goals faster.
  • Mobile & Online Banking: Conveniently manage your account and take care of many banking tasks online or with your mobile device anywhere, anytime.
  • Member-owned: Our members are the credit union’s owners, and every decision we make is guided by your needs. We reinvest profits back into our services to provide you with better rates, lower fees, and more benefits.
  • Personalized service: We take the time to understand your needs and provide personalized solutions. We’re committed to helping you achieve your financial goals.

We offer a full range of banking products to serve all of your needs. Apply for Columbia Credit Union membership today to experience banking with a personal touch.

WHY CHOOSE COLUMBIA CU?

Service that goes the extra mile

At Columbia Credit Union, we offer banking that’s for people, not for profit. We’re committed to providing exceptional service to all of our valued members in Washington and Oregon. Some of the benefits of membership include:

  • Local loan decisions: We make quick, personalized loan decisions so you can achieve your goals faster.
  • Mobile & Online Banking: Conveniently manage your account and take care of many banking tasks online or with your mobile device anywhere, anytime.
  • Member-owned: Our members are the credit union’s owners, and every decision we make is guided by your needs. We reinvest profits back into our services to provide you with better rates, lower fees, and more benefits.
  • Personalized service: We take the time to understand your needs and provide personalized solutions. We’re committed to helping you achieve your financial goals.

We offer a full range of banking products to serve all of your needs. Apply for Columbia Credit Union membership today to experience banking with a personal touch.

★★★★★

"Been banking here for years. Great crew. MUCH BETTER rates than a bank."

- Steven S.
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Apply in Digital Banking.

Your reduced rate could be a tap away.

FAQs

A score of at least 650 is preferred for sport vehicle loans, but lower scores will be considered. We take a “big picture” approach to financing and also consider your current debts, income, employment history, and other factors when making a loan decision.

Yes! We’ll be glad to do a preliminary review of your finances and give you an estimate of how much you can borrow. This will help you know how much you can afford before you go shopping.

Many used sport vehicles qualify for financing. It depends on the age, condition, and current value of the vehicle you are buying.

Our sport vehicle loans have fixed interest rates, which means your monthly payments will be the same amount each month. Having predictable monthly payments simplifies budgeting. Locking in a rate also means you don’t have to worry about future rate increases.

Columbia Credit Union membership is open to individuals and businesses in Washington State and in the Oregon communities of Clackamas, Marion, Multnomah, and Washington Counties (and to the families of eligible individuals).

More great financing options

Auto Loan Refinance

Get a better deal on your auto loan! We’ll look to lower your existing auto rate by up to 1.00% APR*. Plus, take an additional 0.25% APR* off when you set up automatic payments from your Columbia CU checking account.

 

Boat Loans

Embark on open water adventures as the captain of your own boat. Terms of up to 180 months are available with Columbia CU to help you get monthly payments that work for your budget.

Motorcycle Loans

Get on the road fast and explore new destinations on two wheels. Our motorcycle financing offers quick loan decisions, competitive rates, and flexible terms to help you get your dream bike.

*APR=Annual Percentage Rate. APRs range from 7.49% to 14.49%. The APR you qualify for is based on repayment period, your credit qualifications including residential status, credit and employment history and your vehicle’s value, year and mileage if applicable. Refinances only available from other lenders. Payment example: If you borrow $10,000 for 60 months at 7.99% APR, your monthly payment would be $202.72.

Lowest APRs in each range include Checking Relationship Plan discount which provides a qualifying rate discount of .25% APR for automatic loan payments from Columbia CU checking. Within 30 days of loan closing, Auto Pay can be set up via automatic transfers from your Columbia CU checking to your loan with either the assistance of a Columbia CU representative or by setting up recurring transfers in Columbia CU’s Online Banking. Relationship Checking Plan discount is not available for loans; financed at the dealership, lines of credit, credit card, savings/certificate-secured loans, mortgages, home equity loans and business loans.

Membership required to borrow. Columbia Credit Union may offer other rates in the future.