Earn high interest on your checking account with 6.00% APY1 on balances up to $25,000 and get $25 in nationwide ATM fee rebates each month your free account qualifies in 3 easy steps:
Earn high interest on your checking account with 5.00% APY2 on balances up to $25,000 and get $25 in nationwide ATM fee rebates each month your free account qualifies in 3 easy steps:
Make at least 15 purchases between your Income Checking debit card and Columbia CU credit card
Combine your debit and credit card transactions to unlock 1) high interest of 6.00% APY on your Income Checking account balances up to $25,000 and 2) get 0% APR² for 12 months on purchases and balance transfers made within the first 90 days with your VISA credit card.
Choose your term (or select multiple terms to ladder your savings maturities) and pair an 8, 9, 10, or 11 month CD with a personal or business checking account to earn a risk-free, EXTRA-top-of-market rate!
Limited time offer—open your Columbia CU certificate today!
Open an account and enjoy our early direct deposit to get your money up to three days early.4
You already shop local. Now get a great local deal on three credit card options powered by Visa.
You already shop local. Now get a great local deal on three credit card options powered by Visa.
Rack up your 15 qualifying purchases for Income Checking with your mobile device. Pay at the register without swiping your cards or within apps without entering payment and contact information.
To start going contact-free, just add your Columbia CU debit or credit cards to the Apple Pay, Google Pay, or Samsung Pay app on your Apple, Android, or Samsung device.
Grow your savings automatically with every purchase.
Transfer funds in the event of an overdraft.
Save for retirement, college, and your family's future.
Access your accounts from anywhere for free.
Earn higher dividends on your savings while maintaining flexibility with a Money Market Account.
Refer a friend to open their first checking account with Columbia CU and we’ll deposit $100 into BOTH of your accounts. Just our way of saying thanks—and welcome! And, a great way for you to share the value offered through Columbia Credit Union membership with your friends and family.
Meet with one of our Financial Advisor Representatives, available through CUSO Financial Services, L.P.5, for a no-cost, no-obligation meeting over the phone to discuss retirement, estate, or investment planning.
1APY=Annual Percentage Yield and is accurate as of July 10, 2023 and can change at any time without notice. Minimum to open is $1. To earn Rewards APY, you must meet each of the following Requirements during the period of the 26th of the prior month to the 25th of the current month: 1) Enrolled in e-Statements by 11:59 p.m. PT; 2) Have a direct deposit of at least $500 into Income Checking; 3) Have 15 posted* Income Checking debit card or Columbia CU credit card purchases; pending transactions do not qualify. Please Note: Debit and credit card transactions may not post (or may show as pending, not posted) to your Income Checking or Credit Card Account the same day as the purchases. *Definition: A posted transaction has fully processed and appears on your account statement or in online & mobile banking with a transaction date. Credit card purchases count toward Requirements when the same person is the Tax Reported Owner (member) on the Income Checking and the credit card account. ATM withdrawals don’t count toward Requirements. Limit one (1) Income Checking per Tax Reported Owner (Member).
20% Introductory Annual Percentage Rate (APR) for 12 months on purchases and balance transfers made within the first 90 days. After the Intro APR offer ends, a Variable APR that’s currently 12.74% – 24.74% will apply. Subject to credit approval. Other terms and conditions may apply. See disclosures for additional detail.
3APY=Annual Percentage Yield and is accurate as of July 3, 2023. Offer subject to change without notice. Available for Personal, IRA, and Business certificates. $500 minimum to open and earn dividends. 8, 9, 10, and 11-month certificates earn 4.50% APY without our Checking Relationship Bump. Checking Relationship Bump: Monthly, when at least one certificate owner also is an owner of at least one open Columbia Credit Union consumer or business checking account (excluding our youth Spend account and money market accounts) certificate earns 5.00% APY. Certificates automatically renew to the following then-current certificate rates and terms: 8 & 9 month to 6-month; 10 & 11 month to 12-month. Penalty may be imposed for early withdrawal.
4Early direct deposit is available for checking members that set up direct deposit with their employer or other payer to receive electronic deposits of regular periodic payments (such as salary, pension, or government benefits). Early direct deposits may be available to you up to 3 days earlier, however, we are dependent on the timing of your payer’s payment and therefore you may not always see your direct deposits arrive early.
5Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CUSO Financial”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CUSO Financial: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CUSO Financial. Columbia Credit Union has contracted with CUSO Financial to make non-deposit investment products and services available to credit union members. Atria Wealth Solutions, Inc. (“Atria”) is a modern wealth management solutions company and is not a Registered Investment Advisor or broker-dealer. Investment products, services and advice are only provided through CUSO Financial, a subsidiary of Atria
