INCOME CHECKING

2.50% APY*
+ $25/mo

Earn 2.50% APY with a free account and get $25 in ATM fee rebates when your account qualifies.

more interest

Put your money to work.

With Income Checking, balances up to $25,000 earn 2.50% APY and receive up to $25 in ATM fee refunds in 3 easy steps:

  1. Enroll in e-statements
  2. Have a direct deposit of at least $500
  3. Make at least 15 purchases between your Income Checking debit card and Columbia CU credit card
Woman looking at clothes

easy access

Not your ATM? No problem.

No need to worry. With Income Checking, you can get up to $25 in ATM fee rebates each month that your account qualifies.

visa rewards

Cash in on $200

Rack up your qualifying Income Checking purchases with one of three Columbia Credit Union Visa credit cards. Not only does our Signature CashPlus card earn 1.25% in unlimited rewards, but you can cash in on $200 in credit when you make $3,000 in purchases in the first 90 days.

signature cashplus card

Say goodbye to ATM fees.

Get $25 in nationwide ATM fee rebates when you meet the 3 Income Checking account requirements.

*APY=Annual Percentage Yield and is accurate as of 10/1/2019 and can change at any time without notice. One Income Checking per member with Tax Reported Owner role. Minimum to open is $1. Monthly Income Checking requirements: (1) enroll in e-statements; (2) have a direct deposit of at least $500 into your Income Checking; (3) make at least 15 purchases using any combination of your Income Checking debit card(s) and Columbia CU credit card(s). When monthly Income Checking requirements are met, 2.50% APY is earned on balances up to and including $25,000 and up to $25 in nationwide ATM surcharge fees rebated at month end. 0.03% APY is earned on balances over $25,000 or on the entire balance when monthly requirements are not met. Qualification period ends three (3) days before the end of the month with debit card purchases and direct deposit posted by 6 p.m. PT, and credit card purchases posted by 11:59 p.m. PT. You have until 11:59 PT two (2) days before month end to meet the e-Statement requirement. Please note, debit and credit card transactions may not post on the same day as the purchase. ATM transactions do not count toward the purchase requirement. For credit card purchases to apply, the member with the Tax Reported Owner role must be the same on the Income Checking account and on the Columbia Credit Union Visa credit card.