Make your money work harder.

Earn 1.00% APY* on balances up to $25,000 and get $25 in nationwide ATM fee rebates each month your free account qualifies in 3 easy steps:

  1. Enroll in e-statements

  2. Have a direct deposit of at least $500

  3. Make at least 15 purchases between your Income Checking debit card and Columbia CU credit card

Mobile Wallet

Pay without making contact.

Rack up your 15 qualifying purchases for Income Checking with your mobile device. Pay at the register without swiping your cards or within apps without entering payment and contact information. 

To start going contact-free, just add your Columbia CU debit or credit cards to the Apple Pay, Google Pay, or Samsung Pay app on your Apple, Android, or Samsung device.

Money Market Accounts

Looking for ways to save?

Earn higher dividends on your savings while maintaining flexibility with a Money Market Account.

  • No high minimum balances
  • Free personalized checks
  • 24/7 Online and Mobile Banking access

Certificate Accounts

Plant it. Leave it.
Watch it grow.

Plant some funds for a fixed term and watch them grow faster than a savings account.

  • Terms from 3 months to 5 years
  • Minimum balance as low as $500
  • Automatically renewable at then-current market rates



Investments & Insurance

Meet with one of our Financial Advisor Representatives, available through CUSO Financial Services, L.P.1, for a no-cost, no-obligation meeting over the phone to discuss retirement, estate, or investment planning.

*APY=Annual Percentage Yield and is accurate as of December 8, 2020 and can change at any time without notice. One Income Checking per member with Tax Reported Owner role. Minimum to open is $1. To earn rewards, you must meet each of the following requirements: 1) Be enrolled to get e-Statements by 11:59 p.m. PT two days before month end; 2) Have a direct deposit of at least $500 by 6:00 p.m. on the last day of the month; 3) Make at least 15 purchases using a combination of your Income Checking debit card by 6:00 p.m. PT two days before month end and your Columbia CU credit card by 11:59 p.m. PT two days before month end. For example: In a month with 30 days, e-Statements by the 28th, direct deposit by month end, debit purchases by the 28th, and credit card purchases by the 28th. Please note, debit and credit card transactions may not post on the same day as the purchase. ATM transactions do not count toward the purchase requirement. For credit card purchases to apply, the member with the Tax Reported Owner Role must be the same on the Income Checking account and on the Columbia Credit Union Visa credit card.

1Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CUSO Financial”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor.  Products offered through CUSO Financial: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CUSO Financial. Columbia Credit Union has contracted with CUSO Financial to make non-deposit investment products and services available to credit union members. Atria Wealth Solutions, Inc. (“Atria”) is a modern wealth management solutions company and is not a Registered Investment Advisor or broker-dealer. Investment products, services and advice are only provided through CUSO Financial, a subsidiary of Atria.