Join the Credit Union Movement

Columbia Credit Union is a community-minded financial cooperative.

That means we put people first, reinvesting in the community to make life better in the place we all call home.

Making local community life better.

Lindsey Salvestrin, our President & CEO, joined branch leader Julie Bocanegra on Hello Rose City to discuss the credit union movement and all the benefits of being a member at a place that puts members first:

  • How money stays in the community
  • Why credit unions can offer better rates
  • What local service brings to members

Extending a Little Kindness

Overdrafts happen. Charging more of what you already don’t have doesn’t help anyone. That’s why our Overdraft Kindness eliminates fees to help smooth the path when finances get rocky. In line with our core value of financial wellness, we absorb the burden of operating fees typically passed on to members when an account goes negative, while offering an opportunity to avoid a one-time fee if an account is brought back positive by the end of the day.

*No Overdraft Fee if, as of our day-end processing, the day’s withdrawal(s) don’t overdraw (or further overdraw) the current balance by more than $20.

No Overdraft Fee if deposit(s) or transfer(s) are made by 6:30 pm on the same day of the overdraft(s) to bring the current balance to at least $20 or less overdrawn.

Making life better

Meet Tim Schauer

An avid cyclist, local business owner, and Columbia Credit Union board member—Tim Schauer knows this community well. Watch the video to see why Tim knows Columbia CU puts the community first.

Making life better

Meet Tim Schauer

An avid cyclist, local business owner, and Columbia Credit Union board member—Tim Schauer knows this community well. Watch the video to see why Tim knows Columbia CU puts the community first.

Tim Schauer in a bicycle shop

"Columbia Credit Union cares about you as a person, as well as the community that we work in."

Tim Schauer, Columbia CU Board Member

Tim Schauer in a bicycle shop

“Columbia Credit Union cares about you as a person, as well as the community that we work in.”

Tim Schauer, Columbia CU Board Member

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Years in a Row

Join the best.

Columbia Credit Union has been voted the Best of Clark County for 15 years in a row.

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Monthly Earnings

Earn each month.

Income Checking can put an extra $125 in your account each month.

INCOME CHECKING

Earn more on your account than the competition.

Earn high interest on your checking account with 6.00% APY¹ on balances up to $25,000 and get $25 in nationwide ATM fee rebates each month your free account qualifies in 3 easy steps:

  1. Enroll in e-statements
  2. Have a direct deposit of at least $500
  3. Make at least 15 purchases between your Income Checking debit card and Columbia CU credit card

Making life better

Meet Lindsey Salvestrin

After working her way up in the organization, Lindsey now heads the area’s largest financial institution. Watch the video to learn how Columbia Credit Union puts people first.

Making life better

Meet Lindsey Salvestrin

After working her way up in the organization, Lindsey now heads the area’s largest financial institution. Watch the video to learn how Columbia Credit Union puts people first.

Lindsey Salvestrin in her office

"Making life better is more than a slogan—it’s who we are."

Lindsey Salvestrin, Columbia CU President & CEO

Lindsey Salvestrin in her office

“Making life better is more than a slogan—it’s who we are.”

Lindsey Salvestrin, Columbia CU President & CEO

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Local Branches

Stop by a branch.

With 14 branch locations, we’re never far away.

Take the branch with you.

Access your accounts from anywhere for free with the Columbia CU app.

Making life better

Meet Ray Shepherd

Ray is a big character at our Camas branch. A member since 2010, his local business is a community staple. Watch the video to learn more about why Ray chooses Columbia Credit Union.

Making life better

Meet Ray Shepherd

Ray is a big character at our Camas branch. A member since 2010, his local business is a community staple. Watch the video to learn more about why Ray chooses Columbia Credit Union.

WHAT LOCAL MEMBERS ARE SAYING

"Columbia Credit Union is a part of the community. They know me. They know when I walk through the door."

Ray Shepherd, LJC Feed Store

WHAT LOCAL MEMBERS ARE SAYING

"Columbia Credit Union is a part of the community. They know me. They know when I walk through the door."

Ray Shepherd, LJC Feed Store

12-MONTH CERTIFICATE

Save for what matters with a 4.00% APY2 CD.

Earn 4.00% APY on savings balances over $10,000 with our 12-month certificate—plus more great 12-month CD rates for other balance amounts.

  • $500 minimum
  • Personal, IRA or Business Certificates

Don't just take it from us.

  1. Best of Clark County
    Award 2008 – 2023

    The Columbian

  2. Corporate Philanthropy
    Award 2017 – 2023

    Portland Business Journal

  3. Best in Business
    Award 2013 – 2023

    Vancouver Business Journal

Making life better

Meet Susan Peake

Susan Peake is a cheerful regular at the Washougal branch. Watch the video to learn a bit more about Susan’s story with Columbia Credit Union.

Making life better

Meet Susan Peake

Susan Peake is a cheerful regular at the Washougal branch. Watch the video to learn a bit more about Susan’s story with Columbia Credit Union.

WHAT LOCAL MEMBERS ARE SAYING

"They're all about changing their members' lives, and their communities' lives. And that's what they're going to do for you."

Susan Peake, Columbia CU Member

WHAT LOCAL MEMBERS ARE SAYING

"They're all about changing their members' lives, and their communities' lives. And that's what they're going to do for you."

Susan Peake, Columbia CU Member

Become a member.

Columbia Credit Union membership is open to individuals and businesses in Washington State and in the Oregon communities of Clackamas, Marion, Multnomah, and Washington Counties (and to the families of eligible individuals). 

*One year of earnings of up to $1,460 based on meeting requirements for qualifying transactions to earn 6.00% APY on account and carrying $25,000 daily balance for 12 months. Potential earnings with a Columbia Credit Union Income Checking account are estimates based on published rates current as of February 1, 2024, and subject to change without notice. Potential earnings with accounts from other financial institutions are estimates based on rates of the financial institution’s featured websites as of February 1, 2024.

¹APY is accurate as of July 10, 2023 and can change at any time without notice. One Income Checking per member with Tax Reported Owner role. Minimum to open is $1. To earn rewards, you must meet each of the following requirements: 1) Be enrolled to get e-Statements by 11:59 p.m. PT two days before month end; 2) Have a direct deposit of at least $500 by 6:00 p.m. on the last day of the month; 3) Make at least 15 purchases using a combination of your Income Checking debit card by 6:00 p.m. PT two days before month end and your Columbia CU credit card by 11:59 p.m. PT two days before month end. For example: In a month with 30 days, e-Statements by the 28th, direct deposit by month end, debit purchases by the 28th, and credit card purchases by the 28th. Please note, debit and credit card transactions may not post on the same day as the purchase. ATM transactions do not count toward the purchase requirement. For credit card purchases to apply, the member with the Tax Reported Owner Role must be the same on the Income Checking account and on the Columbia Credit Union Visa credit card.

²APY=Annual Percentage Yield. APYs are available and accurate as of November 21, 2023 and may be discontinued at any time without notice. Available for personal, IRA and business certificates. $500 minimum to open and earn dividends. For 12-month certificate: 3.95% APY up to $9,999.99, 4.00% APY for $10,000.00 – $49,999.99, 4.20% APY for $50,000 – $99,999.99, 4.50% APY for $100,000 or more. Penalty may be imposed for early withdrawal. Membership required.