Auto Loans

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There’s nothing better than a carefree ride in your favorite car. What’s almost as good? Super low auto loan rates to help make your fun more affordable.

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  • 39 Month Term
  • $10,000 Minimum Loan Amount
  • 2014 and Newer Vehicles
  • Click here for info on longer terms

*APR=Annual Percentage Rate. APRs accurate as of 1/1/2017 and range from 1.99% APR – 12.24% APR. The APR you qualify for is based on repayment period, your vehicle’s value, year and mileage and your credit qualifications including residential status, credit and employment history. Payment example: If you borrow $20,000 for 60 months at 2.99% APR, your monthly payment would be $359.68.

For repayment periods longer than 39 months, there are two discounts available: 1) if your vehicle is classified by the Environmental Protection Agency as Smartway or Smartway Elite it qualifies for our E-Go discounts of .25% APR or .50% APR, respectively, down to our floor 2.99% APR, when you’re also enrolled in e-statements. 2) if you set up automatic transfers from your Columbia CU checking to your vehicle loan with either the assistance of a Columbia CU representative or by setting up recurring transfers in Columbia CU’s Personal Online Banking, your qualifying rate is discounted by .25% APR down to our floor of 2.99% APR with our Relationship Checking discount. Relationship Checking discount is not available for loans: financed at the dealership, lines of credit, credit card, savings/certificate-secured loans, mortgages, home equity loans, and business loans.

If you’re refinancing your vehicle loan from another lender, we will give you the lowest of either a) 1.00% APR off your current lender’s APR or; b) your Columbia CU qualifying APR down to our floor of 1.99% APR for vehicles 2014 and newer with up to a 39 month repayment period on loans of $10,000 or more, or our floor of 2.99% APR for longer repayment periods and/or older vehicles.

Membership required to borrow. Columbia Credit Union may offer other rates in the future. Rates accurate as of 01/17/2017.

Refinance Your Auto Loan

Refinance your auto loan from another lender and we’ll lower your rate at least 1.00% APR. You could save hundreds of dollars over the life of your loan. Give us a call, visit live chat, or stop by your neighborhood branch and we’ll be glad to run the numbers to see how much you can save.

  • Loan must be a refinance from elsewhere
  • Take 1.00% APR off your non-Columbia CU loan or use your Columbia CU qualifying APR – Whichever is lower!
  • Rates as low as 1.99% APR (for loans of at least $10,000 with up to 39 month repayment period on 2014 and newer vehicles)
  • Rates as low as 2.99% APR (for longer repayment periods and/or older vehicles)
  • No application fee
  • No prepayment penalties

*APR=Annual Percentage Rate. APRs accurate as of 1/1/2017 and range from 1.99% APR – 12.24% APR. The APR you qualify for is based on repayment period, your vehicle’s value, year and mileage and your credit qualifications including residential status, credit and employment history. Payment example: If you borrow $20,000 for 60 months at 2.99% APR, your monthly payment would be $359.68.

For repayment periods longer than 39 months, there are two discounts available: 1) if your vehicle is classified by the Environmental Protection Agency as Smartway or Smartway Elite it qualifies for our E-Go discounts of .25% APR or .50% APR, respectively, down to our floor 2.99% APR, when you’re also enrolled in e-statements. 2) if you set up automatic transfers from your Columbia CU checking to your vehicle loan with either the assistance of a Columbia CU representative or by setting up recurring transfers in Columbia CU’s Personal Online Banking, your qualifying rate is discounted by .25% APR down to our floor of 2.99% APR with our Relationship Checking discount.

If you’re refinancing your vehicle loan from another lender, we will give you the lowest of either a) 1.00% APR off your current lender’s APR or; b) your Columbia CU qualifying APR down to our floor of 1.99% APR for vehicles 2014 and newer with up to a 39 month repayment period on loans of at least $10,000, or our floor of 2.99% APR for longer repayment periods and/or older vehicles.

Membership required to borrow. Columbia Credit Union may offer other rates in the future. Rates accurate as of 01/17/2017.

Auto Dealerships

Great rates, award winning service, and the convenience of having your auto loan financed right at the dealership are just a few of the many reasons more Clark County residents choose Columbia for their auto loan than any other lender. Find your next car and get your Columbia auto loan with any of the participating dealers listed below.

Dealer Address City, ST Phone
Alan Webb Chevrolet 3712 NE 66th Ave Vancouver, WA (360) 574-1131
Alan Webb Mazda 3712 NE 66th Ave Vancouver, WA (360) 574-1131
Alan Webb Mitsubishi 3608A NE Auto Mall Dr Vancouver, WA (360) 256-0506
Alan Webb Nissan 3608 NE Auto Mall Dr Vancouver, WA (360) 892-9004
Art Kuzma Motors 6504 NE Hwy 99 Vancouver, WA (360) 694-3385
Bud Clary Chevrolet 1030 Commerce Ave Longview, WA (360) 423-1700
Carr Vancouver 6600 NE Fourth Plain Blvd Vancouver, WA (360) 693-1481
Columbia Ford 700 7th Ave Longview, WA (360) 423-4321
Dick Hannah Chrysler Jeep Dodge 3517 NE Auto Mall Dr Vancouver, WA (360) 256-5000
Dick Hannah Honda 3321 NE Auto Mall Dr Vancouver, WA (360) 256-5000
Dick Hannah Kia 3400 NE Automall Dr. Vancouver, WA (360) 256-5000
Dick Hannah Subaru 7407 NE Auto Mall Dr Vancouver, WA (360) 256-5000
Dick Hannah Toyota 2632 Coweeman Park Dr Kelso, WA (360) 425-2730
Dick Hannah Volkswagen 3500 NE Auto Mall Dr Vancouver, WA (360) 256-5000
Dick Says Yes 1200 NE 95th St Vancouver, WA (360) 574-4424
McCord Bros Dodge Chrysler Jeep 990 Tennant Way Longview, WA (360) 425-3900
McCord Bros RV Sales 990 Tennant Way Longview, WA (360) 425-3900
Premier Motorsports 4601 NE 78th St #360 Vancouver, WA (360) 718-7598
Pro Caliber Motorsports 10703 NE Fourth Plain Blvd Vancouver, WA (360) 892-3030
Pro caliber Motorsports Longview 1020 Industrial Way Longview, WA (360) 636-1220
Stirling Buick – GMC 1100 Vandercook Way Longview, WA (360) 423-7840
Stirling Honda 1060 Vandercook Way Longview, WA (360) 423-3350
Toyota of Vancouver 10009 NE Fourth Plain Blvd Vancouver, WA (360) 253-4440
Vancouver Car Company 9333 NE Hwy 99 Vancouver, WA (360) 696-2277
Vancouver Ford 6801 NE 40th St Vancouver, WA (360) 694-8501
Vancouver RV 10009 NE Fourth Plain Blvd Vancouver, WA (360) 253-4440
Vancouver Truck Center 7417 NE 4th Plain Blvd Vancouver, WA (360) 256-5000
Westlie Ford Mercury 314 NE Birch Camas, WA (360) 834-2113
Portland/OR Area
Dealer Address City, ST Phone
Acura of Portland 12030 SE Stark Portland, OR (503) 252-2872
All About Auto Wholesale 3990 SE Roethe Road Milwaukie, OR (503) 652-1570
Atlas Motors 605 SE 82nd Ave Portland, OR (503) 255-6000
Audi of Wilsonville 26600 SW 95th Ave Wilsonville, OR (503) 254-2834
Beaverton Car Company 10680 SW Canyon Rd Beaverton, OR (503) 747-0382
Beaverton Infiniti 9500 SW Canyon Rd Beaverton, OR (503) 626-8822
Beaverton Kia 12520 SW Canyon Rd Beaverton, OR (503) 526-2131
B YOUNG RV 16803 SE McLoughlin Blvd Milwaukie, OR (503) 305-8685
Blue Dog RV of Oregon, Inc. 1990 E Powell Blvd Gresham, OR (503) 360-1019
Broadway Kia 307 NE Broadway St Portland, OR (503) 542-0404
Broadway Toyota 55 Northeast Broadway Portland, OR (503) 284-1105
Cadillac of Portland 9141 SW Canyon Rd Portland, OR (503) 300-7150
Cadillac of Portland Lloyd Center 633 NE 12th Avenue Portland, OR (503) 720-9573
Carr Chevrolet 15005 SW Tualatin Valley Beaverton, OR (503) 644-2161
Chrysler Jeep Dodge of Wilsonville 27490 SW 95th Ave Wilsonville, OR (503) 454-2500
Courtesy Ford 1313 NE 122nd Ave Portland, OR (503) 255-1771
Dick’s Country Chrysler Jeep Dodge 767 SW Baseline Hillsboro, OR (503) 640-1050
Dick’s Hillsboro Honda 750 SW Oak Street Hillsboro, OR (503) 735-7000
Dick’s Hillsboro Hyundai 2871 SE TV Hwy Hillsboro, OR (503) 640-6401
Dicks MacKenzie Ford 4151 SE TV Hwy Hillsboro, OR (503) 693-1133
Freeman Motor Company 7524 SW Macadam Ave Portland, OR (503) 310-5555
Gage Auto Sales 13432 SE McLoughlin Blvd Milwaukie, OR (503) 652-6110
Gladstone Mitsubishi 18500 SE McLoughlin Blvd Milwaukie, OR (503) 513-6600
Gladstone Nissan 19505 SE McLoughlin Blvd Gladstone, OR (503) 723-2000
Gresham Dodge 855 NE Burnside Gresham, OR (503) 666-2277
Gresham Nissan Subaru 1925 East Powell Blvd Gresham, OR (503) 661-1200
Gresham Subaru 1925 E Powell Blvd Gresham, OR (503) 661-1200
Gresham Toyota Scion 950 NE Hogan Drive Gresham, OR (503) 666-7260
Guaranty RV 20 Hwy 99 South Junction City, OR (541) 998-2333
Herzog-Meier 4275 SW 139th Way Beaverton, OR (503) 644-9121
Johnson RV 41777 Hwy 26 Sandy, OR (503) 668-5400
Kia of Portland 307 NE Broadway St Portland, OR (503)542-0404
Kiefer Nissan of Gresham 3265 SW Sundial Ave Troutdale, OR (503)405-9520
Kuni BMW/ Kuni Auto Center 10999 SW Canyon Rd Beaverton, OR (503) 748-5400
Kuni Lexus of Portland 8840 SW Canyon Rd Portland, OR (503) 297-9017
Lithia Subaru of Oregon City 1404 Main Street Oregon City, OR (503) 656-0612
M & M Investment Cars 2539 N Hayden Island Dr Portland, OR (503) 267-0479
Newberg Dodge Chrysler Jeep 2809 Portland Road Newberg, OR (503) 538-9444
Northwest Jeep Chrysler Dodge 10600 SW Canyon Rd Beaverton, OR (503) 646-5711
Northside Ford 6221 NE Columbia Blvd Portland, OR (503) 282-7777
Oregon Auto Center 17835 SW Pacific Hwy Tualatin, OR (503) 486-5523
Parker Johnstone’s Wilsonville Honda 30600 SW Parkway Ave Wilsonville, OR (503) 218-4844
Ron Tonkin Acura 9655 SW Canyon Rd Portland, OR (503) 203-4647
Ron Tonkin Chevy 122 NE 122nd Ave Portland, OR (503) 255-4100
Ron Tonkin Dodge 19300 SE McLoughlin Blvd Gladstone, OR (503) 258-6350
Ron Tonkin Fiat 9008 SW Canyon Rd Portland, OR (503) 203-4600
Ron Tonkin Gran Turismo 203 NE 122nd Ave Portland, OR (800) 277-9839
Ron Tonkin Gresham Honda 24999 SE Stark St Troutdale, OR (503) 258-5544
Ron Tonkin Honda 300 SE 122nd Ave Portland, OR (503) 255-8345
Ron Tonkin Hyundai 675 NE Burnside Gresham, OR (503) 258-5588
Ron Tonkin Kia 19335 SE McLoughlin Blvd Gladstone, OR (503) 258-6362
Ron Tonkin Mazda 751 SE 122nd Ave Portland, OR (503) 257-2420
Ron Tonkin Motorcorsa 2170 NW Wilson St Portland, OR (503) 292-7488
Ron Tonkin Preowned 9008 SE Canyon Rd Portland, OR (503) 203-4600
Ron Tonkin Toyota Scion 750 SE 122nd Ave Portland, OR (503) 255-0177
Ron Tonkin Truck Center 17300 SE McLoughlin Blvd Gladstone, OR (503) 258-5806
Ron Tonkin Used Cars 203 NE 122nd Ave Portland, OR (503) 262-9999
Royal Moore Auto Center (Toyota/Scion) 1415 SE River Road Hillsboro, OR (503) 648-1153
Royal Moore Buick GMC Mazda 1415 SE River Road Portland, OR (503) 648-1153
Royal Moore Nissan Subaru 1415 SE River Road Hillsboro, OR (503) 640-5660
Rustom Nissan of Portland 1212 NE 122nd Ave Portland, OR (503) 251-3349
Speed Sports, Inc. 17317 SE McLoughlin Blvd Milwaukie, OR (503) 305-8011
Suburban Chevrolet 36936 Hwy 26 Sandy, OR (503) 668-5555
Tonkin’s Wilsonville Nissan 26700 SW 95th Ave Wilsonville, OR (503) 258-6140
McLoughlin Chevrolet 16700 SE McLoughlin Blvd Milwaukie, OR (503) 652-0000
McLoughlin Chrysler Jeep Fiat 16800 SE McLoughlin Blvd Milwaukie, OR (503) 659-0570
McLoughlin Hyundai 16900 SE McLoughlin Blvd Milwaukie, OR (503) 659-0570
Town and Country Honda 19400 SE McLoughlin Blvd Gladstone, OR (503) 722-5000
Toyota Scion of Portland 55 NE Broadway St Portland, OR (503) 284-1105
Volkswagen of Salem 3335 Del Webb Ave NE Salem, OR (503) 581-1421
Vercoe Yacht Sales 515 NE Tomahawk Island Dr Portland, OR (503) 735-3024
Vic Alfonso Affordable Used Cars 2705 NE Sandy Blvd Portland, OR (503) 233-6451
Vic Alfonso Cadillac 633 NE 12th Ave Portland, OR (503) 233-6451
Wentworth Chevrolet Co 107 SE Grand Ave Portland, OR (503) 232-2000
Weston Kia 22309 SE Stark St Gresham, OR (866) 329-7261
Weston Pontiac Buick GMC 22555 SE Stark Gresham, OR (503) 665-2166
Wilsonville Chevrolet 26051 SW Boones Ferry Rd Wilsonville, OR (503) 454-2000
Wilsonville Toyota Scion 9155 SW Boeckman Rd. Wilsonville, OR (503) 582-9040
Western Washington
Dealer Address City, ST Phone
Acura of Lynnwood 21515 Hwy 99 Lynnwood, WA (425) 775-2925
Auburn Valley Mitsubishi / Kia 3317 Auburn Way N Auburn, WA (253) 939-4507
Audi of Tacoma / Porsche of Tacoma 1701 Alexander Ave E Fife, WA (253) 475-3832
Brotherton Cadillac Buick GMC 215 SW 12th St Renton, WA (425) 481-1000
Bruce Titus Automotive Group 2220 Carriage St. SW Olympia, WA (360) 754-5525
Bruce Titus Ford 1215 Bay St Port Orchard, WA (360) 876-1418
Campbell Chrysler Jeep Dodge 217 W Main Centralia WA (360) 736-3353
Capitol City Honda 2370 Carriage LP SW Olympia, WA (360) 754-3399
Car Pros Burien Nissan 16042 1st Ave S Burien, WA (253) 671-4068
Car Pros Kia Renton 200 SW Grady Way Renton, WA (253) 673-1872
Car Pros Kia 7230 South Tacoma Way Tacoma, WA (253) 671-2400
Car Pros Renton Chrysler Jeep Dodge Ram 585 Rainier Ave S Renton, WA (425) 430-1000
Car Pros Renton Hyundai 700 S Grady Way Renton, WA (425) 226-1275
Chevrolet of Everett 7301 Evergreen Way Everett, WA (425) 265-8000
Chevrolet of Puyallup 400 River Road Puyallup, WA (253) 845-9566
Definitive Motors 203 116th Ave NE Bellevue, WA (425) 562-8080
Diehl Ford 1820 James St Bellingham, WA (360)-392-7000
Doug’s Hyundai 20612 Hwy 99 Lynnwood, WA (425) 774-9000
Doug’s NW Cadillac Inc 17545 Aurora Ave N Shoreline, WA (206) 542-3900
Doxon Toyota Scion of Auburn 3455 Auburn Way N Auburn, WA (253) 833-4555
Dwayne Lane’s Arlington Chevrolet 21015 SR 9 NE Arlington, WA (360) 435-2125
Dwayne Lane’s Chrysler Jeep Dodge 10515 Evergreen Way Everett, WA (425) 267-9000
Dwayne Lane’s Skagit 680 Auto Blvd Burlington, WA (425) 267-9000
Dwayne Lane’s North Cascade Ford 116 W Ferry St Sedro-Wooley, WA (360) 855-1551
Doug’s Lynnwood Mazda 22130 Hwy 99 Edmonds, WA (425) 774-3551
Eastside Subaru 11803 NE 116th St Kirkland, WA (425) 820-8993
Elliot Bay Auto Brokers 810 Dexter Ave Seattle, WA (206) 282-5905
Evergreen Chevrolet 1601 18th Ave NW Isaquah, WA (425) 427-0101
Evergreen Ford Lincoln 1500 18th Ave NW Isaquah, WA (425) 392-6900
Excellent Choice Auto Sales 11200 Evergreen Way Everett, WA (425) 512-9000
Fiat of Tacoma 3740 South Tacoma Way Tacoma, WA (253) 830-5700
Fife RV Center 3520 Pacific Highway E Fife, WA (253) 284-6600
Good Chevrolet 325 SW 12th Street Renton, WA (425) 235-2000
Hanson Motors (Kia & Subaru) 2300 Carriage LP SW Olympia, WA (360) 943-2120
Harnish Buick Pontiac GMC 820 River Road Puyallup, WA (866) 576-2139
Honda of Burien 15026 1st Ave S Burien, WA (866) 246-9700
Infiniti of Kirkland 11930 124th Ave NE Kirkland, WA (425) 821-1600
Jet Chevrolet 35700 Enchanted Parkway S Federal Way, WA (253) 838-7600
Kia of Puyallup 111 Valley Ave NE Puyallup, WA (253) 286-8000
Klein Honda 10611 Evergreen Way Everett, WA (425) 355-7500
Kuni Westside Infiniti 17305 Hwy 99 Lynwood, WA (425) 563-6600
Lakewood Ford 11503 Pacific Hwy SW Lakewood, WA (253) 474-0511
Larson Cadillac Saab 6411 20th St E Fife, WA (253) 474-9424
Larson Chrysler Jeep Dodge 2001 N Meridian Puyallup, WA (253) 845-1725
Larson Mitsubishi 7629 S Tacoma Way Tacoma , WA (253) 671-6522
Larson Powersports Northwest 4001 20th St E Fife, WA (253) 344-5930
Lee Johnson Chevrolet 11845 NE 85th St Kirkland, WA (425) 827-8261
Marysville Ford 3520 136th NE Marysville, WA (360) 659-4000
Mazda of Everett 10630 Evergreen Way Everett, WA (425) 353-3403
Mercedes Benz of Tacoma 1701 Alexander Ave E Fife, WA (253) 922-6820
Michael’s Toyota of Bellevue 3080 148th Ave SE Bellevue, WA (425) 455-9500
Miliam Mazda 608 River Road Puyallup, WA (253)845-1766
Nissan of Fife 1700 Alexander Ave Fife, WA (253) 896-0480
Northwest Chevrolet 35108 92nd Ave S. McKenna, WA (360) 400-2438
Northwest Honda 2010 Iowa Street Bellingham, WA (360) 676-2277
Overdrive Motorsport 16711 Highway 99 Lynnwood, WA (425) 787-9000
Pioneer Ford 8038 Guide Meridian Lynden, WA (360) 354-1000
Rainier Dodge 2550 Carriage LP SW Olympia, WA (360) 754-5550
Rairdon’s of Bellingham 1615 Iowa Street Bellingham, WA (360) 734-8810
Rairdon’s Dodge Chrysler Jeep of Kirkland 12828 NE 124th Street Kirkland, WA (425) 821-1777
Rairdon’s Dodge Chrysler Jeep of Marysville 16610 Smokey Point Blvd Arlington, WA (360) 653-5664
Rairdon’s Dodge Chrysler Jeep of Monroe 16413 West Main Street Monroe, WA (360) 805-5500
Rairdon’s Fiat of Kirkland 12415 Schafer Ave NE Kirkland, WA (425) 821-0900
Rairdon’s Nissan of Auburn 713 35th Street NE Auburn, WA (253) 833-4700
RJ South Tacoma Motors 7034 S Tacoma Way Tacoma, WA (253) 671-6444
Robert Larson Hyundai 7601 S Tacoma Way Tacoma, WA (253) 474-0621
Seattle Motor Sports 15730 Aurora Ave N Shoreline, WA (206) 367-6779
Sims Honda 1615 S Goldenrod Road Burlington, WA (360) 757-7467
Speedway Chevrolet 16947 W Main St Monroe, WA (360) 794-1155
Sound Ford 101 SW Grady Way Renton , WA (425) 235-1000
South Tacoma Auto 7838 South Tacoma Way Tacoma, WA (253) 473-5979
South Tacoma Honda 7802 South Tacoma Way Tacoma, WA (253) 472-2300
Subaru of Puyallup 720 River Road Puyallup, WA (253) 286-5900
Sunset Chevrolet 910 Traffic Ave Sumner, WA (253) 863-8744
Tacoma Dodge Chrysler Jeep 4101 S Tacoma Way Tacoma, WA (253) 475-7300
Tacoma Nissan 4030 S Tacoma Way Tacoma, WA (253) 475-7300
Tacoma Subaru 3838 S Tacoma Way Tacoma, WA (253) 473-6200
Titus Will Chevrolet 2425 Carriage Loop SW Olympia, WA (360) 357-5515
Titus Will Hyundai 2255 Carriage Loop SW Olympia, WA (360) 357-5515
Titus Will Chevrolet of Lewis County 2580 N National Ave Chehalis, WA (360) 748-1695
Titus Will Chevrolet of Parkland 11011 Pacific Ave S Tacoma, WA (253) 539-0622
Toyota of Tacoma 7815 S Tacoma Way Tacoma, WA (253) 475-4816
Volkswagen of Puyallup 820 River Road Puyallup, WA (253) 268-1800
Volkswagen of Tacoma 7633 S. Tacoma Way Tacoma, WA (253) 474-0651
Wilder Auto Center 97 Deer Park Rd Port Angeles, WA (360) 452-3888
Wilder RV 1536 E Front St. Port Angeles, WA (360) 457-7715
Wilder Toyota Scion 95 Deer Park Rd Port Angeles, WA (360) 457-8511
Wilson Motors 1100 Iowa Street Bellingham, WA (360) 676-0600
Wilson Motors Nissan 1516 Iowa Street Bellingham, WA (360) 733-7300
Xcite Motors 21021 Hwy 99 Lynnwood, WA (425) 771-4200
Eastern Washington
Dealer Address City, ST Phone
Bud Clary Toyota of Yakima 2230 Longfibre Rd Yakima, WA (509) 575-4868
Bud Clary Toyota/Chevrolet 12056 N Frontage Rd E Moses Lake, WA (509) 765-4517