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Auto Loans

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There’s nothing better than a carefree ride in your favorite car. What’s almost as good? Super low auto loan rates to help make your fun more affordable.

*APR=Annual Percentage Rate. *APR=Annual Percentage Rate. APRs accurate as of 8/21/2018 and range from 4.24% to 12.99%. The APR you qualify for is based on repayment period, your vehicle’s value, year and mileage and your credit qualifications including residential status, credit and employment history. Payment example: If you borrow $20,000 for 60 months at 4.24% APR, your monthly payment would be $371.00.

Lowest APRs in each range include Checking Relationship Plan discount which provides a qualifying rate discount of .25% APR for automatic loan payments from Columbia CU checking. Auto Pay can be set up via automatic transfers from your Columbia CU checking to your loan with either the assistance of a Columbia CU representative or by setting up recurring transfers in Columbia CU’s Online Banking. Relationship Checking Plan discount is not available for loans; financed at the dealership, lines of credit, credit card, savings/certificate-secured loans, mortgages, home equity loans and business loans.

If your vehicle is classified by the Environmental Protection Agency as Smartway or Smartway Elite, it qualifies for our E-Go discount of .25% APR or .50% APR, respectively, down to our floor 2.99% APR, when you’re also enrolled in e-Statements.

If you’re refinancing your vehicle loan from another lender, we will give you the lowest of either a) your Columbia CU qualifying APR or; b) up to 1.00% APR off your current lender’s APR down to our floor of 2.99% APR.

Membership required to borrow. Columbia Credit Union may offer other rates in the future.

Refinance Your Auto Loan

You could save hundreds of dollars over the life of your loan. Give us a call, visit live chat, or stop by your neighborhood branch and we’ll be glad to run the numbers to see how much you can save.

  • Reduce your current rate from another lender to as low as 2.99% APR
  • Take up to 1.00% APR off your non-Columbia CU loan or use your Columbia CU qualifying APR – Whichever is lower!
  • No application fee
  • No prepayment penalties

*APR=Annual Percentage Rate. APRs accurate as of 2/26/18 and range from 3.24% to 12.99%. The APR you qualify for is based on repayment period, your vehicle’s value, year and mileage and your credit qualifications including residential status, credit and employment history. Payment example: If you borrow $20,000 for 60 months at 3.74% APR, your monthly payment would be $366.57.

Lowest APRs in each range include Checking Relationship Plan discount which provides a qualifying rate discount of .25% APR for automatic loan payments from Columbia CU checking. Auto Pay can be set up via automatic transfers from your Columbia CU checking to your loan with either the assistance of a Columbia CU representative or by setting up recurring transfers in Columbia CU’s Online Banking. Relationship Checking Plan discount is not available for loans; financed at the dealership, lines of credit, credit card, savings/certificate-secured loans, mortgages, home equity loans and business loans.

If your vehicle is classified by the Environmental Protection Agency as Smartway or Smartway Elite, it qualifies for our E-Go discount of .25% APR or .50% APR, respectively, down to our floor 2.99% APR, when you’re also enrolled in e-Statements.

If you’re refinancing your vehicle loan from another lender, we will give you the lowest of either a) your Columbia CU qualifying APR or; b) up to 1.00% APR off your current lender’s APR down to our floor of 2.99% APR.

Membership required to borrow. Columbia Credit Union may offer other rates in the future.

Auto Dealerships

Great rates, award winning service, and the convenience of having your auto loan financed right at the dealership are just a few of the many reasons more Clark County residents choose Columbia for their auto loan than any other lender. Find your next car and get your Columbia auto loan with any of the participating dealers listed below.

Dealer Address City, ST Phone
Alan Webb Chevrolet 3712 NE 66th Ave Vancouver, WA (360) 574-1131
Alan Webb Mazda 3712 NE 66th Ave Vancouver, WA (360) 574-1131
Alan Webb Mitsubishi 3608A NE Auto Mall Dr Vancouver, WA (360) 256-0506
Alan Webb Nissan 3608 NE Auto Mall Dr Vancouver, WA (360) 892-9004
Art Kuzma Motors 6504 NE Hwy 99 Vancouver, WA (360) 694-3385
Bud Clary Chevrolet 1030 Commerce Ave Longview, WA (360) 423-1700
Carr Vancouver 6600 NE Fourth Plain Blvd Vancouver, WA (360) 693-1481
Columbia Ford 700 7th Ave Longview, WA (360) 423-4321
Dick Hannah Chrysler Jeep Dodge 3517 NE Auto Mall Dr Vancouver, WA (360) 256-5000
Dick Hannah Honda 3321 NE Auto Mall Dr Vancouver, WA (360) 256-5000
Dick Hannah Kia 3400 NE Automall Dr. Vancouver, WA (360) 256-5000
Dick Hannah Ram Truck Center 7110 NE Fourth Plain Blvd Vancouver, WA (360) 256-5000
Dick Hannah Subaru 7407 NE Auto Mall Dr Vancouver, WA (360) 256-5000
Dick Hannah Toyota 2632 Coweeman Park Dr Kelso, WA (360) 425-2730
Dick Hannah Used Cars 7417 NE 4th Plain Blvd Vancouver, WA (360) 256-5000
Dick Hannah Volkswagen 3500 NE Auto Mall Dr Vancouver, WA (360) 256-5000
Dick Says Yes 1200 NE 95th St Vancouver, WA (360) 574-4424
McCord Bros Dodge Chrysler Jeep 990 Tennant Way Longview, WA (360) 425-3900
McCord Bros RV Sales 990 Tennant Way Longview, WA (360) 425-3900
Premier Motorsports 4601 NE 78th St #360 Vancouver, WA (360) 718-7598
Pro Caliber Motorsports 10703 NE Fourth Plain Blvd Vancouver, WA (360) 892-3030
Toyota of Vancouver 10009 NE Fourth Plain Blvd Vancouver, WA (360) 253-4440
Vancouver Car Company 9333 NE Hwy 99 Vancouver, WA (360) 696-2277
Vancouver Ford 6801 NE 40th St Vancouver, WA (360) 694-8501
Vancouver RV 10009 NE Fourth Plain Blvd Vancouver, WA (360) 253-4440
Westlie Ford Mercury 314 NE Birch Camas, WA (360) 834-2113
Portland/OR Area
Acura of Portland 12030 SE Stark Portland, OR (503) 252-2872
Atlas Motors 605 SE 82nd Ave Portland, OR (503) 255-6000
Audi of Wilsonville 26600 SW 95th Ave Wilsonville, OR (503) 254-2834
Beaverton Car Company 10680 SW Canyon Rd Beaverton, OR (503) 747-0382
Beaverton Infiniti 9500 SW Canyon Rd Beaverton, OR (503) 626-8822
Beaverton Kia 12520 SW Canyon Rd Beaverton, OR (503) 526-2131
Buick GMC of Beaverton 9155 SW Canyon Rd Portland, OR (503) 292-8801
Cadillac of Portland 9141 SW Canyon Rd Portland, OR (503) 300-7150
Carr Auto Group 15005 SW Tualatin Valley Beaverton, OR (503) 644-2161
Courtesy Ford 1313 NE 122nd Ave Portland, OR (503) 255-1771
Dick Hannah Nissan 19505 SE McLaughlin Blvd Gladstone, OR (360) 256-5000
Dick Hannah VW Hyundai of PDX 12345 E Burnside Portland, OR (503) 256-3700
Dick’s Country Chrysler Jeep Dodge 767 SW Baseline Hillsboro, OR (503) 640-1050
Dick’s Hillsboro Honda 750 SW Oak Street Hillsboro, OR (503) 735-7000
Dick’s Hillsboro Hyundai 2871 SE TV Hwy Hillsboro, OR (503) 640-6401
Dick's Hillsboro Nissan 750 SW Oak Street Hillsboro, OR (503) 735-7000
Dicks MacKenzie Ford 4151 SE TV Hwy Hillsboro, OR (503) 693-1133
Freeman Motor Company 7524 SW Macadam Ave Portland, OR (503) 310-5555
Gage Auto Sales 13432 SE McLoughlin Blvd Milwaukie, OR (503) 652-6110
Gresham Dodge 855 NE Burnside Gresham, OR (503) 666-2277
Gresham Subaru 1925 E Powell Blvd Gresham, OR (503) 661-1200
Gresham Toyota 950 NE Hogan Drive Gresham, OR (503) 666-1135
Guaranty RV 20 Hwy 99 South Junction City, OR (541) 998-2333
Kia of Portland 307 NE Broadway St Portland, OR (503)542-0404
Kuni BMW/ Kuni Auto Center 10999 SW Canyon Rd Beaverton, OR (503) 748-5400
Kuni Lexus of Portland 8840 SW Canyon Rd Portland, OR (503) 297-9017
Lithia Chrysler Jeep Dodge Ram of Portland 633 NE 12th Ave Portland, OR (503) 720-9573
Lithia Subaru of Oregon City 1404 Main Street Oregon City, OR (503) 656-0612
M & M Investment Cars 2539 N Hayden Island Dr Portland, OR (503) 267-0479
MotoSport Hillsboro 809 NE 28th Ave Hillsboro, OR (503) 648-4555
Northwest Boat Center 1441 N Marine Dr Portland, OR (503) 289-9338
Northwest Jeep Chrysler Dodge 10600 SW Canyon Rd Beaverton, OR (503) 646-5711
Northside Ford 6221 NE Columbia Blvd Portland, OR (503) 282-7777
Parker Johnstone’s Wilsonville Honda 30600 SW Parkway Ave Wilsonville, OR (503) 218-4844
Ron Tonkin Acura 9655 SW Canyon Rd Portland, OR (503) 203-4647
Ron Tonkin Alfa Romeo & Fiat 9008 SW Canyon Rd Portland, OR (503) 203-4600
Ron Tonkin Chevy 122 NE 122nd Ave Portland, OR (503) 255-4100
Ron Tonkin Dodge 19300 SE McLoughlin Blvd Gladstone, OR (503) 258-6350
Ron Tonkin Gran Turismo 25300 SW Parkway Ave Wilsonville, OR (800) 277-9839
Ron Tonkin Gresham Honda 24999 SE Stark St Troutdale, OR (503) 258-5544
Ron Tonkin Honda 300 SE 122nd Ave Portland, OR (503) 255-8345
Ron Tonkin Hyundai 675 NE Burnside Gresham, OR (503) 258-5588
Ron Tonkin Kia 19335 SE McLoughlin Blvd Gladstone, OR (503) 258-6362
Ron Tonkin Mazda 751 SE 122nd Ave Portland, OR (503) 257-2420
Ron Tonkin Toyota Scion 750 SE 122nd Ave Portland, OR (503) 255-0177
Royal Moore Auto Center (Toyota/Scion) 1415 SE River Road Hillsboro, OR (503) 648-1153
Royal Moore Buick GMC Mazda 1415 SE River Road Portland, OR (503) 648-1153
Royal Moore Nissan Subaru 1415 SE River Road Hillsboro, OR (503) 640-5660
Sea Port Auto Wholesale 17225 SE Mcloughlin Blvd Milwaukie, OR (503) 653-7400
Sigler's Marine 1774 NW Commerce Ct Troutdale, OR (503) 492-7400
St Helens Auto Center 57895 S Columbia River Hwy Warren, OR (503) 397-5454
Subaru of Portland 400 East Burnside Street Portland, OR (503) 232-2000
Tonkin Gladstone Hyundai 19300 SE McLaughlin Blvd Gladstone, OR (503) 258-5700
Tonkin’s Wilsonville Nissan 26700 SW 95th Ave Wilsonville, OR (503) 258-6140
Town and Country Honda 19400 SE McLoughlin Blvd Gladstone, OR (503) 722-5000
Toyota Scion of Portland 55 NE Broadway St Portland, OR (503) 284-1105
West Coast Automotive 231 NE 10th Ave Portland, OR (503) 452-2323
Western Washington
Acura of Lynnwood 21515 Hwy 99 Lynnwood, WA (425) 775-2925
Audi of Tacoma / Porsche of Tacoma 1701 Alexander Ave E Fife, WA (253) 475-3832
Bellevue Auto House 620 116th Ave NE Bellevue, WA (425) 453-1111
Bellngham Nissan 1516 Iowa Street Bellingham, WA (360) 733-7300
Bowan Scarff Ford Lincoln 1157 Central Ave N Kent, WA (253) 852-1480
Brotherton Cadillac Buick GMC 215 SW 12th St Renton, WA (425) 481-1000
Bruce Titus Automotive Group 2220 Carriage St. SW Olympia, WA (360) 754-5525
Bud Clary of Auburn 2925 Auburn Way N Auburn, WA (253) 833-2485
Capitol City Honda 2370 Carriage LP SW Olympia, WA (360) 754-3399
Car Pros Kia Renton 200 SW Grady Way Renton, WA (253) 673-1872
Car Pros Kia 7230 South Tacoma Way Tacoma, WA (253) 671-2400
Car Pros Renton Hyundai 700 S Grady Way Renton, WA (425) 226-1275
Chevrolet of Puyallup 400 River Road Puyallup, WA (253) 845-9566
Chrysler Dodge Jeep Ram of Renton 585 Rainer Ave S Renton, WA (425) 430-1000
Definitive Motors 203 116th Ave NE Bellevue, WA (425) 562-8080
Dwayne Lane’s Arlington Chevrolet 21015 SR 9 NE Arlington, WA (360) 435-2125
Elliot Bay Auto Brokers 810 Dexter Ave Seattle, WA (206) 282-5905
Excellent Choice Auto Sales 11200 Evergreen Way Everett, WA (425) 512-9000
Fiat of Tacoma 3740 South Tacoma Way Tacoma, WA (253) 830-5700
Fife RV Center 3520 Pacific Highway E Fife, WA (253) 284-6600
Frontier Ford 12610 Thompson Rd Anacortes, WA
Good Chevrolet 325 SW 12th Street Renton, WA (425) 235-2000
Hanson Motors (Kia & Subaru) 2300 Carriage LP SW Olympia, WA (360) 943-2120
Honda of Burien 15026 1st Ave S Burien, WA (866) 246-9700
Honda of Marysville 15714 Smokey Point Blvd. Marysville, WA (360) 363-8600
Honda of Sumner 16302 Auto Lane Sumner, WA (253) 826-6800
Infiniti of Bellevue 1185 NE 8th St Bellevue, WA (425) 821-1600
Jet Chevrolet 35700 Enchanted Parkway S Federal Way, WA (253) 838-7600
Kia of Puyallup 111 Valley Ave NE Puyallup, WA (253) 286-8000
Kirkland Nissan 11930 124th Ave NE Kirkland, WA (425) 821-1400
Klein Honda 10611 Evergreen Way Everett, WA (425) 355-7500
Lakewood Ford 11503 Pacific Hwy SW Lakewood, WA (253) 474-0511
Larson Cadillac Saab 6411 20th St E Fife, WA (253) 474-9424
Larson Powersports Northwest 4001 20th St E Fife, WA (253) 344-5930
Lawless Harley-Davidson of Renton 3715 E Valley Rd Renton, WA (425) 988-2100
Lee Johnson Chevrolet 11845 NE 85th St Kirkland, WA (425) 827-8261
Lee Johnson Hyundai 7800 Evergreen Way Everett, WA (425) 258-9100
Marysville Toyota 16120 Smokey Point Blvd Marysville, WA (360) 464-2597
Mazda of Everett 10630 Evergreen Way Everett, WA (425) 353-3403
Mercedes Benz of Tacoma 1701 Alexander Ave E Fife, WA (253) 922-6820
Miliam Mazda 608 River Road Puyallup, WA (253)845-1766
Northwest Chevrolet 35108 92nd Ave S. McKenna, WA (360) 400-2438
Northwest Honda 2010 Iowa Street Bellingham, WA (360) 676-2277
Performance Kia 229 SE Everett Mall Way Everett, WA (425) 609-5600
Rainier Dodge 2550 Carriage LP SW Olympia, WA (360) 754-5550
Rairdon’s Fiat of Kirkland 12415 Schafer Ave NE Kirkland, WA (425) 821-0900
Rairdon’s Nissan of Auburn 713 35th Street NE Auburn, WA (253) 833-4700
Rairdon's Subaru of Auburn 3025 Auburn Way N Auburn, WA (253-737-1345
Seattle Motor Sports 15730 Aurora Ave N Shoreline, WA (206) 367-6779
South Tacoma Auto 7838 South Tacoma Way Tacoma, WA (253) 473-5979
South Tacoma Honda 7802 South Tacoma Way Tacoma, WA (253) 472-2300
Subaru of Puyallup 720 River Road Puyallup, WA (253) 286-5900
Sunset Chevrolet 910 Traffic Ave Sumner, WA (253) 863-8744
Sunset Ford 6616 166th Ave E Sumner, WA (253) 863-2211
Sunset Kia / Mitsubishi 3317 Auburn Way N Auburn, WA (253) 939-4507
Sunset RV 910 Traffic Ave Sumner, WA (253) 863-8744
Tacoma Dodge Chrysler Jeep 4101 S Tacoma Way Tacoma, WA (253) 475-7300
Tacoma Nissan 4030 S Tacoma Way Tacoma, WA (253) 475-7300
Tacoma RV Center 6300 Pacific Hwy E Fife, WA (253) 896-4401
Tacoma Subaru 3838 S Tacoma Way Tacoma, WA (253) 473-6200
The Brother Powersports 5205 1st Street Bremerton, WA (360) 479-6943
Titus Will Hyundai 2255 Carriage Loop SW Olympia, WA (360) 357-5515
Titus Will Chevrolet of Lewis County 2580 N National Ave Chehalis, WA (360) 748-1695
Titus Will Chevrolet of Parkland 11011 Pacific Ave S Tacoma, WA (253) 539-0622
Volkswagen of Puyallup 820 River Road Puyallup, WA (253) 268-1800
Volkswagen of Tacoma 7633 S. Tacoma Way Tacoma, WA (253) 474-0651
Wheels & Deals 16003 Hwy 99 Lynnwood, WA (425) 767-3456